Greetings! I hope you had an amazing Thanksgiving, with remarkable health 💪, plenty of stuffing, and your Medicare insurance coverage 🏥 working properly.
This is the LAST Week of the Annual Election Period! It ends on December 7th.
If you still need help, email Gray@TheBig65.com and he’ll get you on my calendar. We still have space for existing clients.
There’s plenty of snow falling in the Rockies and for this we are grateful. Nicholas was happy to get a day in the mountains. He’ll be heading overseas soon for his next Air Force assignment. We sure are gonna miss him.
After skiing Sunday morning in Winter Park, we bought a pass for $20 to harvest a Christmas tree in the National Forest. Plato was happy for the adventure.
You get a piece of red tape that must be attached to the base of the tree. If the rangers don’t see that when you’re driving out, you could be in trouble.
Navigating Medicare has a lot of red tape: if you don’t follow the rules, you could face trouble, too. Here are some of the things I recommend doing:
Never pay a medical bill until you are certain it is correct. According to Nerdwallet, billing errors and “inaccurate claims (are) at nearly 50 percent.” I don’t know if this number is true, but even if it is much lower, it points to the importance of checking every bill with the carrier or the provider before paying.
If you are in a Medicare Advantage plan and your doctor recommends lab work, an MRI, or a medical procedure, different locations may have different costs for the service provided.
Check in with member services to make certain what you need is being provided in the most cost effective way. Services received in your primary’s office are often the most cost effective.
If you are taking multiple medications for chronic conditions (cholesterol, hypertension, diabetes, etc), request an annual MTM, a Medication Therapy Management session to make sure there are no adverse interactions occurring.
Doctors are often too busy to review your medications unless you speak up. Carry a list of all your medications to the appointment or request a review with your pharmacist or your Part D drug provider.
Even in the winter, Plato wants you to bee 🐝 careful😂!
Thanks to Elizabeth for the Google review. If you’d like some honey, feel free to leave us a review on Google or Facebook.
And finally, our daughter Susanna is fostering Elwood, an 8-year-old Rottweiler looking for a new home.
He is calm and takes his time getting used to new people and surroundings. Elwood does well with other dogs and would be happy in an adult-only household. He is a loving companion who enjoys a peaceful environment, but will jump with joy if you offer to take him on a walk. If you want a gentle, goofy and loyal friend, Elwood would love to meet you!
Keep squeezing the juice out of life and look for ways to help others!
If family or friends need help… referrals are the lifeblood of my business.
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Medicare questions or problems?
Book a time on my calendar or email Gray, Gray@theBig65.com.
Let us know what’s going on and please send pictures :).
Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
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Missouri
Nevada
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The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
