We went to the wrong city 40 years too late and this is what we learned

Hello and may this blog find you in amazing health 💪 with your Medicare insurance coverage 🏥 working properly.

For Medicare questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

Are you watching the Summer Olympics in Paris?

Q and I were hoping to compete in the bobsled competition. Turns out we went to the wrong city, for the wrong Olympics, and we were forty years too late.

Karl and Quantz on old bobsled course.

Sarajevo (in the former Yugoslavia) hosted the Winter Olympics in 1984. Do you remember watching the bobsled races?

This bobsled track was once a site of glory but fell into ruin and disrepair due to war and neglect. During the war, it was used by the Serbs as a bunker from which to attack the Bosnians. After the war, the graffiti artists took over.

Our health is like a track, if we don’t take care of it, it will break down.

An old bobsled course.

In the book “Good Energy,” author Dr. Casey Means explains the importance of metabolic health, how everyday choices affect our health and energy levels.

According to the book, 93% of Americans have poor metabolic health, leading to fatigue, weight gain, and chronic illnesses.

Karl near the Olympics site in Sarajevo.

The good news is that, just as a war torn country in the Balkans can mend, focusing on small steps will increase energy levels, improve mood, and raise our overall well-being.

In the picture below, yours truly is standing in the footsteps of the assassin who shot the Austrian Arch Duke triggering World War I. Thanks goodness our former President wasn’t assassinated. That would not have been good for our country.

Sign

Here are the key take aways:

Foundations of Health:  Dr. Means emphasizes the importance of foundational health practices such as balanced nutrition, regular exercise, adequate sleep, and stress management.

This is the bridge of Mostar, bombed during the Yugoslavian war in the early 1990’s, now fully restored. It is now a symbol of peace and hope.

The bridge of Mostar lighted up at night.

Nutrition and Energy:  The book delves into how different foods impact energy levels, with a focus on whole, unprocessed foods that stabilize blood sugar and support metabolic health.

If you ever get to the Balkans, the vegetables and the olives are amazing. I’m not sure that beer is a vegetable (flexible mind, right 😉😂).

Quantz sitting in front of a table full of food and one beer.

Gut Health:  Gut health is highlighted as a cornerstone of overall well-being, affecting everything from energy levels to mental clarity and immune function.

Burek is a savory pastry made of thin, flaky dough layers. It is typically filled with beef or lamb, cheese, spinach, or potatoes. I can’t comment on its healthiness, but it is the ultimate Balkan comfort food.

As we always say at The Big 65, everything in moderation, even moderation 😊.

A lady in white working in a kitchen with food.

Mind-Body Connection:  “Good Energy” also explores the intricate connection between mental health and physical well-being, offering strategies to enhance both through mindful practices and positive lifestyle changes.

My German dad was a chess fanatic so it was great fun watching these fellows in the square playing every day. They had a great time yelling, playing, and giving each other smack. I loved it. As my father always said, “they would’ve killed me like a chicken.”

Men playing chess with over-sized chess pieces.

For Medicare clients, understanding the holistic approach advocated by Dr. Means aligns with the wellness themes we frequently discuss in our blog (yes, like my wife Q says, I am a broken record 😊).

Here are the simple steps (and check out the chair yoga below).

Women doing chair yoga in a park outside.

Eat Real Food:  Fill your plate with colorful vegetables, fruits, lean meats, and healthy fats.

Move Daily:  Incorporate at least 30 minutes of physical activity into your day.

Prioritize Sleep:  Create a relaxing bedtime routine to help you get better sleep.

Manage Stress:  Find activities that relax you, whether it’s reading, gardening, or practicing mindfulness.

Don’t close the door on good health. In the old days, a strong metal door could have been the difference between life and death.

Karl admiring and old door.

You should also watch the webinar we created on balance and mobility. These tools are the bedrock of wellness just like the pillars of health in Dr. Means’ book.

As we travel through Slovenia, Croatia, and Bosnia Herzegovina, again and again, we see the resilience of the human spirit and it gives us hope that these countries can continue to heal and improve the lives of all their inhabitants.

Despite hardship and challenge, it’s never too late for any of us to change our world or our health. Don’t ignore fires on the horizon (like this one in the hills of Mostar). If you do, you will get burned.

A fire burning on the horizon in You should also watch the webinar we created on balance and mobility. These tools are the bedrock of wellness just like the pillars of health in Dr. Mean's book. As we travel through Slovenia, Croatia, and Bosnia Herzegovina, again and again, we see the resilience of the human spirit and it gives us hope that these countries can continue to heal and improve the lives of all their inhabitants. Despite hardship and challenge, it's never too late for any of us to change our world or or our health. Don't ignore fires on the horizon in Mostar.

And in the meantime, keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler the Medicare insurance broker with The Big 65.

Here’s how to prepare for any emergency

Hello and may this note find you in great health with your Medicare insurance coverage working properly.

Any time you have Medicare questions, need quotes, or have quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

I usually work late at night with clients when we are overseas, so I was a little groggy when we took this early morning tour of a Roman arena in Pula, Croatia.

Remember how Wiley Coyote could walk off a cliff into thin air in the Roadrunner cartoons, beep beep? It never ended well, did it?

Karl in the air.

Emergencies can strike unexpectedly, and when they do, seconds count.

First responders must gather critical information swiftly in chaotic situations.

Here’s a crucial tip paramedics shared in an article that could potentially save your life:  make sure your medical information is easily accessible, at home and on the road!

Quantz walking through a historic structure.

Seconds Count: Why Preparation Matters

Time spent searching for medical details like allergies, meds, and existing conditions could mean the difference between life and death.

During emergencies like heart attacks or strokes, swift action can prevent irreversible brain damage.

The Roman arena in Pula, Croatia.

Step 1: Document Your Details.  Start by writing down essential information on a piece of paper:

  • Your name and date of birth
  • Medical history and existing conditions
  • Emergency contact number
  • Current meds, dosages, and any allergies

Include details like your blood type just in case you need a blood transfusion.

A street scene near the Roman arena in Pula, Croatia.

Step 2: Make It Accessible. Once you’ve compiled this info:

Wallet:  Keep a smaller version in your wallet for immediate access.
Home:  Place a larger copy on the fridge or near your front door, where paramedics are likely to look if you’re not able to communicate.

This simple step ensures that paramedics can quickly retrieve vital info without delay, potentially saving valuable time in critical situations.

A beautiful colorful flower.

Step 3:  Use Technology to Your Advantage. In addition to physical copies, consider setting up your medical ID on your smartphone:

iPhone or Android:  Enter your health details in the Medical ID section, accessible even without unlocking your phone. This feature can provide paramedics with crucial information at their fingertips.

We watched Euro Cup finals in the square, Spain vs. England. Ian was so happy when England tied the score, I thought he was going to have a heart attack! Sadly for him, Spain won!

Karl watching the Euro Cup finals in the square, Spain vs. England.

Additional Tips for Emergency Preparedness. While having your medical information handy, paramedics also emphasize a few other practical tips:

Unlock Doors:  If you’ve called 911, ensure your doors are unlocked to allow paramedics quick access.

Secure Pets:  Keep pets safely contained during emergencies to avoid additional hazards.

A soccer ball hat.

Prepping for emergencies is a proactive step that could save your life. In emergencies, every second truly counts.

Karl swimming in a lake.

Whether you’re on the road or at home, making sure your medical information is readily available could be the most important gift you give your loved ones.

We don’t want them to have to ring the church bells for you!

Quantz ringing a church bell in Croatia.

Let me know if this tip was helpful. The first ten clients to send a picture of themselves and their medical info attached to the fridge will get a Starbucks card☕!

Karl walking down the street pulling a suitcase.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Agency.

The Big 65 Partners with Paddle Taps to Support the Midwest’s Largest Climate-Controlled Pickleball Facility

The Big 65 is excited to be sponsoring Paddle Taps, the Midwest’s premier climate-controlled pickleball facility located in Worthington, Ohio.

This partnership marks a significant commitment by The Big 65 to promote active lifestyles and community wellness initiatives in central Ohio.

I’ve been helping Medicare recipients for over 20 years and I’ve never seen anything that matches the excitement and enthusiasm generated by pickleball” said Karl Bruns-Kyler, founder and owner of The Big 65 Medicare Insurance Services.

Pickleball is a great way to stay active, especially for seniors. And just as importantly, it’s a great way to meet people of all different ages” said Karl.

The Paddle Taps facility, based in Worthington, Ohio, offers 17 indoor courts and features a restaurant, bar, and pro shop for pickleball players of all levels.

The Big 65 is now the primary sponsor of Paddle Taps’ Silver Sneaker and Renew Active Open play.


Ohio Medicare Insurance Broker Karl Bruns-Kyler of The Big 65 Ohio.Karl Bruns-Kyler is the owner of The Big 65, an insurance company that provides Medicare insurance services to thirty-one states around the country, including Ohio. Karl’s role as a health insurance broker is to match Medicare beneficiaries with the right Medicare plan at the lowest price. For more information, visit www.TheBig65.com.

Ignoring these health signals might kill you!

Hello! Hope you are surviving the summer heat in great health 💪 with your Medicare insurance coverage 🏥 properly.

For Medicare questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

You know the saying, “when mama’s happy, everybody’s happy!” I do my best not to anger Quantz, but if you’re married for more than a few decades, it’s going to happen from time to time.

Quantz holding a sword.

Of course when it happens, she’s certain to pull out the sword and slay the angry beast.

We’re soaking in the rich history and culture of Austria. We’ve visited some incredible historical sites, including this fascinating armory (32,000 sets of armor) and exhibits on the plague (it was bad). It’s been an enriching experience, especially since we were joined by our son Nicholas, who recently returned to England and is back to work on the Air Force flight line.

I’m doing my best here to emulate the panther of Graz, Austria, symbol of the city, and also Arnold Schwarzenegger’s hometown.

Karl emulating the panther of Graz, Austria.

What makes me angry enough to look like the panther of Graz?

Well, when I hear from clients and friends and learn they’ve ignored serious health warning signs, that makes me growl🦁😠.  Here are some warning signs you shouldn’t ignore.

Quantz standing in front of a black wall.

Swelling in the leg, especially if it’s accompanied by pain, redness, and warmth, could be a sign of a blood clot, also known as deep vein thrombosis (DVT). DVT can be life-threatening if the clot breaks loose and travels to the lungs, causing a pulmonary embolism.

If you’re super healthy you may be more likely to ignore this, but do so at your own peril. Seek medical attention immediately.

Quantz, Nicholas, and Karl having a beer together watching soccer on the television.

A sudden, severe headache could be more than just a migraine. (Note: know when that headache comes from drinking beer while watching Euro Cup! Both my teams, Netherlands and Germany, lost 😢)

A sudden, severe headache might indicate a stroke, aneurysm, or other serious conditions. If your headache is accompanied by other symptoms like confusion, vision problems, difficulty speaking, or numbness, it’s crucial to get to a hospital right away.

A beautiful city in the distance at night.

Chest pain or discomfort can signal a heart attack, especially if it spreads to your arm, back, neck, or jaw. Other accompanying symptoms might include shortness of breath, sweating, nausea, or lightheadedness. Time is of the essence with heart-related issues, so don’t hesitate to call emergency services.

As they say, “slow you blow, fast you last!” Consider carrying aspirin in your purse or your wallet.

Karl in the mountains.

Unexplained shortness of breath, especially if it comes on suddenly, can be a sign of a pulmonary embolism, heart attack, or even a severe asthma attack. I was definitely out of breath climbing to the top of the Eagle’s Nest (Hitler’s mountain retreat), but this shortness of breath was earned honestly.

Any unexplainable difficulty breathing should be evaluated by a healthcare professional without delay.

A small dog sitting on a cobblestone sidewalk.

If you experience sudden weakness or numbness, particularly on one side of the body, it could indicate a stroke. Strokes can cause permanent damage if not treated quickly. Look out for other stroke symptoms such as trouble speaking, dizziness, or loss of coordination.

Here’s a quick primer on stroke symptoms. Memorize the “Fast” warning signs!

Nicholas sitting in grass after he tried to take a selfie sitting on the top of a fence in Salzburg.

Unexpected bruising or bleeding. This is a picture of Nicholas after he tried to take a selfie sitting on the top of a fence in Salzburg. He fell over backwards and rolled half way down the hill😂.  Of course, as a healthy young’un, he was fine. If it had been me, I would’ve been in a world of hurt. He’s seen here recovering his earbuds.

If unexpected bruising or bleeding happens easily or for no apparent reason, it could indicate a blood disorder, infection, or other medical conditions. It’s important to get this checked out to rule out any serious underlying issues. Remember, don’t be a hero!

Quantz exploring a historic building.

Understanding and recognizing these warning signs can save your life or the life of someone you love. During our travels, we’re reminded of the fragility of health and the importance of staying vigilant. Be proactive! (And watch your step when walking on stone steps!)

If you’re ever in doubt about a symptom, it’s always better to err on the side of caution and consult a healthcare professional. Regular check-ups and being attentive to your body’s signals are key to maintaining good health, especially as we age.

Rob Kyler with his family.

Take it from my big brother Dr. Rob (seen here diggin’ on his grandvarmint Nel): life is precious, take care of yourself and take care of others. We only get one shot at this life!

Karl and Quantz enjoying a meal together.

And please keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Agency.

The Hills are Alive…

Hello and may this blog find you in amazing health 💪 with your Medicare insurance coverage 🏥 working well.

For Medicare questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

How was your Fourth of July? I hope no one you love ended up like the folks behind Nicholas and my wife Q.

The Bruns-Kyler family celebrated the holiday in the country where my grandmother was born before she emigrated to the US. Can you guess where we are?

Nicholas and Q surrounded by skulls.

I’ll give you a hint, remember this song: “The hills are alive with the sound of …🎵 ”

Karl standing in Austria.

That’s right, we are in Austria enjoying some time with our Air Force son so he can get some much needed R&R from the flight line he works on in Britain. It is a blessing to spend time with our son.

Salzburg inspired “The Sound of Music.” Hallstatt is famous because it was the inspiration for the movie “Frozen.” Believe it or not, I haven’t seen either movie.

Q says I’m a bit of a curmudgeon when it comes to feel-good movies, but that’s just how I roll. While they are out touring, I’m usually in a coffee shop on my laptop working on the 2025 Medicare certifications. I give thanks for good internet.

Karl staring at a swan.

If you ask me what’s my favorite part of Europe, it’s the food that inspires me.

When I see all this fresh produce, I think about how I should be eating more non-processed foods. Doing so can bring significant health and cognitive benefits. Here’s how prioritizing fresh foods can enhance well-being.

Delicious looking green vegetables.

Unlike processed foods, fresh foods are free from high levels of added sugars, unhealthy fats, and artificial additives.

A lady explaining vegetables.

•  Fresh foods are typically lower in calories and higher in nutrients compared to processed foods. They help manage weight and reduce the risk of obesity.

•  Fresh foods such as vegetables, fruits, nuts, and fish are low in unhealthy fats and sodium, promoting better heart health and reducing the risk of heart disease.

•  Fresh foods are rich in fiber, which aids digestion and prevents constipation. Fiber-rich options like fruits, vegetables, legumes, and whole grains support a healthy gut microbiome.

Nicholas buying bread on the street.

•  Fresh foods are packed with nutrients like omega-3 fatty acids, antioxidants, and vitamins that support brain health, improving memory and focus.

•  Diets high in fresh foods are linked to a reduced risk of cognitive decline and dementia. Eating more fresh foods can help protect your brain as you age. That’s what it’s all about.

•  Fresh, nutrient-rich foods positively impact mood and mental health. They help regulate neurotransmitters in the brain, reducing the risk of depression and anxiety. Eat well, feel better.

A cute dog sitting under a vegetable stand.

•  Consider visiting farmers’ markets and local produce stands for fresh, seasonal fruits and vegetables.

•  When shopping, choose products with the fewest ingredients and avoid items with added sugars, unhealthy fats, and artificial additives.

•  Cooking at home allows you to use fresh ingredients and avoid unnecessary additives.

•  Try new recipes that focus on fresh, whole foods. Incorporate a variety of fruits, vegetables, lean meats, and whole grains.

•  Planning your meals for the week can help you make healthier choices and ensure you’re incorporating fresh foods.

•  Have fresh fruits, nuts, and yogurt ready for quick, healthy snacks.

Of course you could be like my little brother Haas in Virginia and catch and prepare most of your own food. Whenever we visit him, we eat very well.

Haas fishing in Virginia.

Switching to a diet rich in fresh, non-processed foods can be simple and rewarding. Start with small changes, like adding more fruits and vegetables to your meals or cooking a few more dinners at home each week. Your body and mind will thank you!

Chris, a former exchange student, join the Bruns-Kyler family in Vienna for a meal.

Of course, like my dad said, “everything in moderation, even moderation.” One of our former German exchange students, Chris, joined us in Vienna for a few days and it was a delight to see him and catch up on his time when he lived with our family in Roswell, Georgia. Where does the time go?

Chris and Nicholas walking down the street with food in hand.

The young’uns have much faster metabolisms than us, so I was a bit jealous of the way they scarfed down the fries and the sausages (I’m keepin’ an eye on my triglycerides). Remember, gettin’ old ain’t for sissies, right?

Living well isn’t just about food, it’s about overall quality of life.

Claire in front of Niagara Falls.

Claire sent this picture from Niagara Falls celebrating time with her family. Keep going Claire👍❤️!

And this weekend, please keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Agency.

Do you know what it takes to live to 100?

Hello and may this blog find you in amazing health 💪 with your Medicare insurance coverage 🏥 working well.

For Medicare questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

Long time clients (and friends) Jack and Adrienne shared this amazing picture celebrating Jack’s mom Bonnie’s 100th Birthday 🎂🎉.  Adrienne’s mom lived happily and well into her nineties so Jack and Adrienne have great role models!

Bonnie celebrating her 100th birthday!

Ever wonder what it takes to reach that magical milestone of 100 years? It’s not just about good genes or luck (of course they help). Let’s dive in to fun and practical tips to help us live well and perhaps make it to that centennial birthday.

David and Pam Lippy on the pickleball court smiling.

Stay Active and Engaged

First things first – keep moving! Whether it’s a morning walk, gardening, or joining a pickleball league, staying active is crucial. The Big 65 recently sponsored a tournament in Columbus, Ohio. I hear from clients across the country how much they enjoy the game. I’m pleased to say David and Pam attended and participated.

Pam Lippy poses in front of The Big 65 banner at Paddle Taps.

Pam is actually a professional pickleball player and instructor. This woman is so fit she may never die 😊.

Regular physical activity helps maintain mobility, balance, and overall health. Plus, it’s a fantastic way to socialize.

Bill at Home Depot atop his motorcycle.

Stay Connected

Maintain strong social ties. Family, friends, community groups—these connections keep us happy and grounded. I ran into Bill at Home Depot and just by reconnecting and saying hello, both of us felt better.

And if you enjoy traveling like my wife and I do, use it as an opportunity to meet new people and experience new things.

Susanna and her boyfriend with Quantz at a festival in Colorado.

Last weekend, we attended a Bourbon and Bacon festival with Susanna and her boyfriend. All three of them practiced moderation, but I was a bit of a pig 🐷😂.

Karl at the Bourbon and Bacon festival in Colorado.

It was great to spend time with Sus and KC and while we were in the mountains, we discovered the world’s first aqua doodle 🐩💧, good old Plato!

Plato the black and white dog playing in a lake.

Find Joy in the Little Things

Take time to enjoy the simple pleasures in life: a cup of coffee at a cozy café, a walk through town, or a quiet moment in your garden. These small moments add up to a fulfilling life.

Carmen has two beautiful grandchildren who live overseas. She recently celebrated the arrival of her first grand dog, Jamie. AFTER puppies are potty trained, THEN they reduce the blood pressure, right Carmen?

Carmen holding her grand-dog.

Regular Check ups

Stay on top of your health with regular check-ups. Early detection of potential issues can make a big difference. And of course, make sure your Medicare coverage is up to date to avoid any surprises. Preventive health checks are the most important thing we can do to maintain good health.

Karl getting a check-up with his healthcare professional.

Living to 100 isn’t just about the years in your life but the life in your years. Embrace these tips, stay vibrant, and here’s to a long, healthy, and joyful journey ahead!

Keep squeezing the juice out of life and look for ways to help others!

Refer a Friend:  If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Agency.

Check out this festival where fun meets wellness!

Hope you had a great Father’s Day and may this blog find you in amazing health 💪 with your Medicare insurance coverage 🏥 working well.

For Medicare questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

We had a delightful surprise Father’s Day visit from our daughter Sus, with pancakes and board games (she let me win once).

After that, she was back on the road home and life was back to normal (now cue the Jim Croce song, “And the cat’s in the cradle and the silver spoon 🎻💧…”)

Sus with a black cat sitting on her shoulder, playing board games at the kitchen table with her dad Karl as Plato the dog sits under the table.

My favorite Father’s Day was many years ago when the kids were still critter size and we climbed a volcano in Guatemala.

It felt like we were in a Lord of the Rings movie. It’s amazing how attentive your kids can be when threatened with being thrown into molten lava 😉, good times!

Karl and his family climbing a volcano in Guatemala.

After Sus left, I went back to morning chores, and the usual quiet routines, building extra boxes for the bees.

Karl doing chores in his back yard.

You know the satisfaction that comes from building something yourself? This was way more fun than Medicare certifications for 2025 I’m working through when I’m not working with clients.

I’m not counting on any grapes because of the racoons, but I am cautiously optimistic we’ll have a good honey harvest this fall. I promise to share!

Karl taking a break from working on his bee hives and playing with Plato the black and white dog.

After lunch, Q made us attend a Scandinavian festival up in Golden, Colorado.

The event got me thinking about how much there is to gain from visiting summer festivals and doing something new near you (as long as you prepare for the heat).

Man with a white beard in costume at the Scandinavian festival in Golden, Colorado.

It was a great fun sampling the food and watching the little people interact with the Vikings.

Check your newspaper and see what events are going on in your area, I double dare you. With a little luck, you’ll find yourself walking around, exploring different stalls, and participating in various activities. This can be a fun way to get some exercise without even realizing it.

A man dressed up as a Viking at the Scandinavian festival in Golden, Colorado.

Festivals are a feast for the senses. The sights, sounds, and smells can stimulate our brains and keep us mentally engaged. We loved watching these couples in traditional garb doing these amazing folk dances.

A man and lady in traditional Scandinavian dress dancing a folk dance together.

Whether it’s listening to live music, or trying out a new type of food, these experiences can help keep our minds sharp.

A man and woman in traditional Scandinavian dress.

Festivals are also a great way to meet new people, bond with friends and family, and feel part of a community. Social connections can reduce feelings of loneliness and isolation, which are endemic in our screen based society. Even more important, building and maintaining relationships can lead to a longer, healthier, and happier life.

The Coors brewery in Golden, Colorado.

And best of all, you might accidentally discover a brewery on the way and go in for a tour! Now that is a perfect Father’s Day😉, especially when your wife is the designated driver 🛞!

Keep squeezing the juice out of life and look for ways to help others!

Refer a Friend:  If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Agency.

 

Never go to the Emergency Room alone😱!

Hello and may this note find you in amazing health with your Medicare insurance coverage working well.

For Medicare questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

The official start of summer is just a week away and we’re doing our best to get out and enjoy the local sights before the hottest weather begins. Do you have a botanical nearby? My wife Q loves flowers!

Quantz enjoying a walk through the botanical garden.

Everyone knows that getting outside is good for the body and the soul, but what happens if something goes wrong and you need to visit the Emergency Room?

Client Pam, a professional caregiver for seniors in South Carolina, reminded me of the cardinal rule everyone of us should follow and be prepared for: Never go to the Emergency Room Alone!

A blue pond surrounded by green plants.

Emergencies are stressful enough without facing them alone. Here’s why you should always have someone with you in the ER and how to ensure you have support when you need it most.

Quantz admiring a pink rose.

Pitfalls of Going to the ER Alone

1.  When you’re in pain or distress, making important decisions can be hard. A trusted person can help you make the right choices.

2.  It can be tough to describe symptoms and understand medical terms. A companion can help you communicate better with doctors.

3.  Handling paperwork and getting home can be overwhelming. A friend or family member can assist with these tasks.

4.  The ER can be scary. Having someone with you provides comfort and reduces stress.

Beautiful clouds in the Colorado sky.

Strategies to Ensure You’re Never Alone

1.  Build a Support Network:  Make a list of friends, family, and neighbors who can help in an emergency.

2.  Emergency Contacts:  Always carry a list of emergency contacts with you.

3.  Use Technology:  Use apps and devices that alert loved ones if you have an emergency.

4.  Plan Ahead:  Share your medical preferences and needs with your support network. Here’s a link to a past blog with tools and docs.

5.  Regular Check-Ins:  Have daily check-ins with someone to ensure your well-being.

6.  Medical Information:  Carry a card with your health info, conditions, medications, and emergency contacts.

Dr. Kyler wearing an orange shirt.

By planning ahead and creating a robust support network, you can ensure that you always have someone by your side in times of need. Thank goodness my big brother Dr. Rob was prepared for a surprise he didn’t expect. Now he’s back home and back at work treating patients. Keep going brother!

I also love this pic of Gina with four generations of her family: her mom, her daughter, and her granddaughter. Life is beautiful!

Gina posing with her beautiful family.

Too many people are counting on you, too, so have a plan and be ready!

A black cat sitting on Karl's guitar as he plays the guitar.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Agency.

Ready to Take the Pressure Off Your Heart❤️?

Hello and may may this blog find you in great health 💪 with your Medicare insurance coverage 🏥 working well. Are you getting through the summer heat?

For Medicare questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

It was over 90 degrees this week so Quantz decided we needed to visit the mountains to try to climb Mount Bierstadt, one of the many fourteen footers (mountains over 14,000 feet) here in Colorado. Now that is what we call “Rocky Mountain High!”

Fortunately, we are still in good health, but it is important to remember: visiting high altitudes can be dangerous for people with high blood pressure, especially those with severe heart conditions. So today, let’s talk about high blood pressure and how to manage this condition.

Quantz climbing Mt. Bierstadt in Colorado.

High blood pressure, or hypertension, is a condition that affects about half of adults in the United States. It’s known as the “silent killer” because it often doesn’t show symptoms until it has caused significant damage to the heart.

Quantz navigating a rock in the Colorado mountains.

A normal blood pressure reading is less than 120/80 mm Hg. While medications can help, there are also various lifestyle changes you can make to reduce high blood pressure.

A snowy path in Colorado.

Start an Exercise Routine

• Staying active is key!
• Exercise helps lower blood pressure, boosts mood, strength, and balance.
• Reduces the risk of diabetes and heart disease.
• Start slow if you’ve been inactive and gradually increase activity.
• Not a gym fan? Walk, jog, swim, or try YouTube exercise routines. Chair and low-impact exercises are great too.
• Include muscle-strengthening activities at least twice a week.

Quantz smiling at the camera.

Follow the DASH Diet

• The DASH diet can lower systolic blood pressure by up to 11 mm Hg.
• Focus on:
o Fruits, vegetables, and whole grains.
o Low-fat dairy, lean meats, fish, and nuts.
o Limit high-fat foods, processed items, and sweetened beverages.
• Small tweaks to your diet can make a big difference.

Even though it is June, there was still a bunch of snow on the mountain. Unfortunately, we didn’t bring crampons to make it up the final section. So we only made it up to 13,500 feet. My type A wife was a little disappointed, but that was plenty high enough for me. It’s all about the journey, right?

A cairn in the mountains of Colorado.

Limit Salt

• Reducing sodium is vital for lowering blood pressure.
• Limit sodium intake to 1,500-2,300 mg per day (about 1 teaspoon of salt).
• Use herbs and spices instead of salt.
• Check food labels and choose low-sodium alternatives.

Last time we climbed this peak was in July a few years back. A month makes a huge difference in the amount of wildflowers you see, but we did see some wildlife on this hike.

A gopher in Colorado.

Maintain a Moderate Weight

• Losing just 10 pounds can help lower blood pressure.
• Keep an eye on waist measurements: less than 40 inches for males, 35 inches for females.
• Talk to a healthcare professional about safe weight loss methods.

We saw marmots, ptarmigans, and quite a few ravens.

A bird in the mountains of Colorado.

Quit Smoking
o Smoking raises blood pressure and increases heart disease risk.
o Quitting improves overall health and lowers blood pressure.

• Limit Alcohol
o Men: up to 2 drinks/day. Women: up to 1 drink/day.
o 1 drink = 12 oz beer, 4 oz wine, or 1.5 oz liquor.
o Excessive drinking can worsen blood pressure and medication effectiveness.

You don’t actually have to climb a mountain to the see the mountain goats. Just ask the locals in Georgetown and they’ll tell you where you can see them.

Mountain goats in Colorado.

Practice Relaxation
• Stress raises blood pressure.
• Try deep breathing, meditation, or yoga.
• Find and address stress triggers to manage pressure.

Definitely, DO NOT do ice bathing if you have blood pressure issues. Boy was that water cold!

Karl taking a cold plunge in Colorado.

Why It Matters

Untreated high blood pressure can lead to serious issues like stroke, heart attack, and kidney damage. Regular check-ups and monitoring at home can help manage it. Consult your doctor for a tailored treatment plan.

Stay active, eat well, and take care of your heart! We got in over 25,000 steps and now it’s back to the normal stuff, painting the boxes for our bee hives. Plato was glad we made it back safely.

Karl painting the bee boxes in Colorado.

I keep hearing good things from clients about drug savings. Before filling an expensive refill, reach out to Cori at the Canadian Med Store in Florida (yes, in Florida). No guarantees, but it’s always worth a second look to shop your drug costs.

It was a great adventure, but it’s always great to be home. This weekend, we will be taking it easy… or at least until Q tells me what we’re doing next! Stay curious!

Quantz relaxing at home.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Agency.

It’s time to connect😀

Hello and may this blog find you in great health with your Medicare insurance coverage working well this Memorial Day Weekend.

For questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

While my wife, Quantz, was visiting her dad in the low country of South Carolina, our daughter Susanna and I visited my brothers where I grew up in the Shenandoah Valley of Virginia.

When Robert, Haas, and I get together, one thing is certain, there will be chess.

Rob and Hass playing chess in the kitchen in Virginia.

Dad once claimed he’d played Bobby Fisher in New York in the late fifties.

True or not, Chess was our religion, and Bobby Fisher, our hero. We three boys watched on our black and white TV, cheering as Fisher defeated Spassky the Russian in twenty-one games to become world champion.

As many chess games as we could get in with Dad before Mom made us clear the pieces and set the dinner table. Dad, spotting us a glass of beer and his queen, placed two minutes on his chess clock and eight minutes on ours, decimating us with time to spare.

Karl and loved ones playing chess in the family kitchen in Virginia.

None of us brothers ever rose above amateur. Yet, we retain a love of the game, and through this old chess board and the pieces, a connection to our father’s love. The ghost of Rinehart remains in those pieces.

Never underestimate the mental and physical benefits of social connections between you, your family, and your community.

Two of the Kyler brothers walking the streets of Staunton, Virginia.

Maintaining strong social ties can significantly enhance mood, health, and quality of life. A study published in the Journal of Health and Social Behavior found that older adults who engage in regular social activities are less likely to experience depression.

Social interactions provide emotional support, which can help individuals manage stress and anxiety more effectively. After dinner, we did a stroll around the old city of Staunton. If you ever visit, check out the Shakespeare Theater and take a walk up onto the hill at Mary Baldwin College. You can also visit Woodrow Wilson’s birthplace.

Two of the Kyler brothers walking up a Virginia hill.

Engaging with family and friends can also help keep the mind sharp. Research indicates that social interactions stimulate cognitive functions, potentially delaying the onset of dementia.

A study in the American Journal of Public Health documented seniors with strong social networks had a 70% reduced risk of cognitive decline compared to those who were less socially active.

Hass on his Virginia farm.

Maintaining social connections often encourages more physical activity, whether it’s going for a walk with a friend or participating in group activities. The CDC notes that physical activity can help manage chronic conditions, improve balance and coordination, and enhance overall physical health.

Haas lives about twenty minutes south of Robert on his farm in Spottswood and he spends as much time outside hunting, fishing, and farming as he possibly can. Do me a favor and stay out of the trees and off of your own roof, please!

Haas sitting in a tree in the middle of Virginia.

Being connected to family and friends provides a sense of belonging and purpose, which is crucial for a fulfilling life. This sense of community can lead to increased happiness and life satisfaction.

The Harvard Study of Adult Development has shown that close relationships, more than money or fame, are what keep people happy throughout their lives. I’m so glad Sus came along on this trip to reconnect with her aunts, uncles, and cousins. Don’t forget about loving on animals as well.

Sus feeding a horse in the Virginia countryside.

We took a quick trip down to Charlottesville with Aunt Cristi to see cousin Mia right after Mia finished her first semester as a graduate student studying physics at UVA. Both Sus and Mia got our dad’s red hair and his deep love of learning. I guess it skipped a generation.

Karl and Sus join Aunt Cristi and cousin Mia for lunch in Virginia.

There is also evidence to suggest that strong social ties can lead to a longer life. A meta-analysis published in PLoS Medicine found that individuals with strong social relationships had a 50% increased likelihood of survival compared to those with weaker social connections.

Quantz’s dad is proof of this. He still volunteers weekly at Brookgreen gardens, walks daily to check out the birds at Huntington State Park, and hangs out with his coffee klatch buddies causing plenty of general mayhem. He’s proof of aging well by staying connected and repeating my favorite adage, “getting old ain’t for sissies!”

Quantz and her dad together in South Carolina.

Some of the different ways to stay connected include participating in local clubs, volunteering, or attending community events. Video calls, social media, and messaging apps can also be great tools when physical distance is an issue.

By embracing the power of social connections, you can enhance your well-being and make the most of every day. Keep reaching out, stay active in your community, and cherish the bonds that bring joy and health into your life.

Or you can keep it simple and do like Buddy does: fish, laugh with friends, and love on Puff, the noisiest, sweetest Javanese I have ever met.

Buddy and puff.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Agency.