Summer road trips are the best!

May this Medicare blog find you in great health with your Medicare Insurance working properly.

Is there anything more delightful than the great American summer road trip?

Kids and Plato in the car ready for the Great American road trip in Colorado with The Big 65

I still remember climbing into the back of our old blue Buick Le Sabre with my brothers and starting the drive to Ohio to visit our cousins. Do remember how exciting that was to be on the road?

Vintage Buick LeSabre for The Big 65.

Unfortunately, on our very first stop at a roadside diner for breakfast, Dad wasn’t paying attention, and, backing out of the lot, a bus creamed those beautiful tail fins.

Nobody was hurt but it ended the road trip on day one ☹. Boy was Mom mad!

Since Florence and Santiago both grew up overseas, Quantz thought they would enjoy taking a road trip with us to visit The Great Sand Dunes National Park.

Great Sand Dunes National Park for The Big 65.

Back in the old days, hospital visits were not the leading cause of bankruptcy, but these days, you really must pay attention to medical bills, even when you are on Medicare.

Quantz and Plato visit Great Sand Dunes National Park with Karl Bruns-Kyler of The Big 65.

Believe it or not, medical bills are miscoded up to 30 percent of the time, so be sure NEVER to pay a hospital bill until it is properly processed by your insurance company.  Take it from your local Medicare insurance broker

The same goes for your adult children with their insurance, tell them to beware!

Quantz walking in Great Sand Dunes National Park visit The Big 65.

Like many industries, the US medical market suffers from a true lack of competition. Hospitals will often send out bills that are wildly overpriced.

Santi walking in the Great Sand Dunes National Park.

If someone you know is struggling with a medical claim, here are the steps they need to take:

  • After receiving the initial bill, call in and demand an “itemized bill.” 
  • Tell them you would like to dispute the charges.
  • Visit the website Fair Consumer Health and make sure the charges are legitimate.


Plato and friends visiting the Great Sand Dunes National Park.

The Senior National Park Pass is still the greatest value I know – $80 for life (you just have to be careful not to misplace it ).

Of course, smarter people than us would have made reservations to camp six months earlier, but our trick is to always arrive super early in the morning before it gets hot and before the crowds show up.

Quantz Plato and Karl pose for a family portrait in Colorado for The Big 65 Medicare insurance company.

Since it’s finally summer, we shaved Plato and gave him a mohawk. I can’t decide if he looks more like Mr. T or Robert DeNiro in “Taxi Driver.” What do you think?

When you travel, you meet lots of interesting friends on the way!

Photo of a snake slithering in Colorado.

But the best part of road trips for us is the spontaneity of never knowing where you’ll end up next.

Sometimes the food is so-so.

Color photo of man and woman eating food in Colorado with The Big 65 insurance company.

Sometimes it’s amazing.

Friends of The Big 65 celebrate with shrimp in Colorado.

Two of my heroes are Rich and his wife Susie who work every summer in different National Parks across the country.

This is Perry’s International Peace Memorial between Canada and the US.

Photo of Perry's International Peace Memorial for The Big 65

Last summer they were in Maine. This summer Rich is working for Bass Island National Park on Lake Erie, doing park maintenance when he’s not out on a kayak catching walleye.

Rich holding a fish Bass Island National Park on Lake Erie.

Susie is with her kids for now, helping out with their newest grandchild before she rejoins Rich at another National Park later in the summer.

Photo of Suzie a friend of The Big 65 - enjoying life.

I love their zest for life and their incredible flexibility.

But I also agree with Barb in Ohio…it’s nice to be home with your babies!

Photo of two dogs in Ohio.

That’s it for this week; keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray,

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).


Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
– Robert B

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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

New Jersey
New York
North Carolina
South Carolina

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Broker.