As your Medicare Insurance Broker, I see too many people lose sight of this fact.
If you clicked on the video, you learned how thinking about death can improve your life!
I spoke with a young friend whose mother had been diagnosed with and died of pancreatic cancer.
Pancreatic cancer kills quickly.
Can you imagine how distraught this must have made him and his family?
Nicholas’ response to his mother’s diagnoses changed everything.
“When they told me she had this cancer, in my mind, I decided she was already dead. That made every second I had with her thereafter a gift from heaven.”
Miraculously, his mother lived another 24 months.
Did his mother die well?
Nicholas did not sugarcoat anything.
“It was hard, she died in the hospital, but she died surrounded by the people she loved most, my father, my sister and I, and those last two years gave her more love than she ever could have imagined. Those last two years were a gift.”
We are all going to die.
But using this knowledge to reframe every waking moment can bring deep joy and new energy to all pleasure and the challenges in our lives.
Life is all about perspective. The onus is upon to remember and reframe, to get our minds off ourselves and to find ways to help others.
That’s it for this week.
Remember when you and your friends have questions about Medicare, I’m here if you need me.
The Unexpected Consequences of Change – This last year has been filled with more change than any I can remember.
More than 40 years ago, the Municipal Utility Company of Medellin used eminent domain to create vast reservoir in Guatape, Colombia for the purpose of hydro electric power.
As you can imagine, this project caused massive societal upheaval in the area, both good and bad.
The project now provides thirty percent of Colombia’s energy.
The unexpected consequence of the reservoir is that it accidentally created one of the most popular outdoor tourist attractions in all of Colombia and this influx has created jobs and wealth for the area, as well as problems.
I don’t mean to sugarcoat change and upheaval, but when things are changing, as they always are, we have a choice:
We can focus on the negatives and live in defeat or…
We can ask, “how do we adapt and make the most of this challenging situation?”
I hope your week is going well despite these crazy times.
It’s beginning to feel like fall here. Can you believe we’re already having snow in the mountains? Hopefully it’ll put out some of the fires.
Not knowing the difference between a Broker and an Captive Agent during this Annual Election Period can cause consumers to seriously limit their Medicare options. Click on the picture below to learn more and to see my family 😊.
When I first began working in insurance many years ago, I was a Captive Agent. But after two months, it became clear that I couldn’t truly help people shop for coverage unless I became independent and I’ve been a Broker ever since.
What I love about being a Medicare Insurance Broker is the freedom to provide clients with the unvarnished truth, the good, the bad and the ugly about all the plans. I’m not always able to help everyone, but I do try to do my best and to learn from every interaction and continue to grow. That’s all we can do, right?
The Annual Election Period is now in full swing and all of the plans for 2021 are out. Medicare Supplement Plans really don’t change much from year to year. Many of the Medicare Advantage Plans have raised their Maximum out of Pocket levels but they’ve also increased some of their offerings, $0 copay telehealth visits and over the counter spending benefits. Every person’s needs are different.
The important thing? Book a time on my calendar if you are not sure if your current coverage fits the bill. Also remember to look at your drug costs and make certain your drug coverage is still working, especially if your taking expensive brand name drugs.
Have a great week and let your friends know I’m here if they have questions about Medicare.
A wise person once said, “it’s not what happens but how we respond that determines our lives.”
Check out this video and you’ll see how my brother responded to the worst day in his life, when he became a paraplegic.
Despite the trauma, Robert has a new lease on life and has chosen not to let this event define him. Listen to his story here.
Learning to respond instead of reacting, that’s the key. Somedays are easier than others. The important thing to remember, you don’t have to be perfect, you can’t be perfect, you just have to keep trying. Here’s an article that may help.
In the Medicare world, I’m seeing some of the ugliest, most aggressive marketing on the web that I have ever seen and I am shocked at how consumers are being maligned!
I spoke with a woman this week, seven months out from Medicare who had booked a time on my calendar. An unscrupulous call center agent had already enrolled her in a plan AND THE AGENT DIDN’T EVEN REVIEW HER WORK COVERAGE (or her drugs)!
That’s criminal (in my opinion). He just wanted to sign her up and move on to the next dollar. Every week, I run across people in this situation.
The good news, we can probably get this reversed and get her back in her work coverage (if it turns about to be better). Tell your friends and family NEVER to sign up with a call center broker. They will sign you up as quickly as possible (and often don’t review your drugs, the most important part). Most of the time you’ll never talk with them again.
Look, if I’m not your cup of tea, no worries! But do find somebody local who’s going be with you for the duration. Just like they said on Hawaii 5-0 back in the day, “Book him Danno, Medicare is for life!” Well, something like that.
So remember to respond instead of reacting, and if you have questions about Medicare, check in with me and I’ll do my best to help.