Category: Medicare

Watch your Medicare Drug Costs!

As a Medicare Insurance Broker, one of the biggest frustrations clients have is the cost of prescription drugs. Once you’re in a drug plan, it still makes sense to be a good consumer. Before filling your prescription with your drug plan, ask your pharmacist the cash price for the medication. It’s also a good idea […]

Attention Medicare Consumers!

As a Medicare Insurance Consumer, beware of big promises from Captain Kirk, Joe Namath, Joe Montana, JJ and all the others. Big corporate call centers often promise the moon but once you sign up, you’ll rarely if ever talk to the same person again, you’ll be handed off to the dreaded “customer retention center.” As […]

Don’t Leave Medicare Money On The Table

As a Medicare Insurance Broker, I’ve learned the importance of not leaving money on the table. Escheatment is when unclaimed property or unclaimed funds fall into the hands of the state. Amazingly, 1 out of every 10 Americans have unclaimed assets being held by the state. Use this link to find out if you are […]

Give Thanks This Thanksgiving

I hope this note finds you well during these times of change. Holidays can still be a time of great joy despite the complications of COVID and family politics. Here are some great ideas on how to make the most of time together and how to reduce family conflict. In the meantime, don’t be suckered […]

Medicare, Sleep Habits & Dementia

I hope this note finds you well and looking for ways to bring joy to others. As we age, getting good sleep can become more and more challenging. Do not underestimate the importance of great sleep hygiene: Simply steps like going to bed at the same time every night, avoiding caffeine after 4, keeping electronics […]

Watch Out For Medicare Dyn-o-mite!

As a Medicare Insurance Broker, clients call me daily asking about all the “free Medicare benefits” they keep seeing on TV. Jimmie Walker as JJ on the TV Show “Good Times.” Joe Namath the quarterback. Would you call them to review your Medicare? Of course not! They’re actors pitching HUGE BENEFITS… Benefits that, in reality, […]

What About My Medicare Meds?

Greetings Medicare Insurance Seeker! It’s that time of year when everyone is being bombarded with false promises of Medicare gold! If you are taking prescriptions, it’s a good idea to review your options. 1. Look at your Annual Notice of Changes. If the drugs have switched tiers, beware of higher costs. 2. Before filling your […]

When Should I Start Social Security?

Greetings Medicare Seeker! Here’s a question I receive every week: when should I start Social Security? The answer is… it depends :)! Every retiree is in a different situation, but the rule of thumb is this: The longer you wait, the larger benefit. Here’s an article from Bankrate that may be helpful. If you are […]

Can you see the Medicare Stars?

Hello, this is Karl Bruns-Kyler with the Big 65 Medicare Insurance Services and I hope you’re having a great week. My wife Quantz and I are currently in Vienna and it is one of the most beautiful cities in Europe. Today I want to talk about the importance of medical ratings for providers. Whether you […]

Beware Of Medical Scams!

As I speak with Medicare Insurance Clients around the country and read about breakthrough medical technologies, it amazes me how rapidly medical technology has progressed. Medical breakthroughs have improved the quality and the length of our lives. But not all medical break throughs have been validated. Stem Cells may one day provide remarkable regenerative therapies […]