About Karl Bruns-Kyler

Karl Bruns-Kyler is a licensed independent insurance broker based in Highlands Ranch, Colorado. For over 20 years, Karl and The Big 65 have been helping Medicare beneficiaries throughout Colorado’s Front Range of Denver and across the country.

Karl resides in Highlands Ranch, Colorado with his wife.

If you would like to learn more about Karl and his family, here is an excellent article.

In addition to serving Colorado, Karl is licensed to provide Medicare insurance services to the following states:
AlabamaArizonaCaliforniaColoradoConnecticut,
FloridaGeorgiaIdahoIndianaIowaKansas,
LouisianaMarylandMichiganMinnesotaMissouri,
NevadaNew HampshireNew JerseyNew York,
North CarolinaOhioOklahomaPennsylvania, South Carolina, TennesseeTexas, Virginia,
Washington, and Wisconsin.

But here’s why hundreds and hundreds of clients choose to work with Karl year after year after year:

As a Medicare insurance broker, I help clients avoid irreversible insurance mistakes:

  • Enrolling in Medicare too early
  • Choosing the wrong plan
  • Forgetting to shop their coverage annually
  • Failing to find about “Extra Help”
  • Ignoring Int’l travel pitfalls
  • Not making sure your retirement healthcare plan will actually save you money
  • Skipping Dental & Vision Plans
  • Not leveraging VA benefits
  • Ignoring the risks of long term care
  • Under insuring
  • Over insuring
Karl Bruns-Kyler headshot

As consumers, we are bombarded with more information in day than our grandparents dealt with in a month.

Medicare is confusing, complex and constantly changing. We all have areas where we need help.

As an independent agent and a Certified Senior Advisor, let me help you navigate and shop. It’s what I do.

Best of all, there are no fees for our services. We are paid by the companies we represent.  Your Medicare insurance premium is the same if you work with me or go directly to the insurance carrier.

Come to one of my workshops, download my eBook or schedule a 15 minute phone review.

I promise to help you take the Mystery out of Medicare!


Karl Bruns-Kyler logo Medicare insurance broker

YES, I would like to have a licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

The Big 65 does not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. The Big 65 is not affiliated with or endorsed by the government or Federal Medicare Program.

The Big 65 and Karl Bruns-Kyler are based in Highlands Ranch, Colorado.  Karl provides Medicare insurance services to the Front Range region of Colorado, including Denver, Highlands Ranch, Littleton, Boulder, Centennial, Colorado Springs, Lone Tree, Greenwood Village, and across the state of Colorado.

Karl is also licensed in twenty-one additional states to help with Medicare insurance, including AL, AZ, FL, GA, IN, IA, KS, LA, MD, MO, NJ, NJ, NC, OH, OK, PA, SC, TN, TX, VA, WI.  Additional states will be added as Medicare insurance needs increase across the country. 

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