Category: Useful Advice

Hello, this is Karl Bruns-Kyler with the Big 65 Medicare insurance services and today I want to talk about avoiding Medicare trolls. My Medicare clients tell me they are being bombarded by ads promising thousands of dollars. Don’t be fooled. Every plan has trade-offs, but most of these advertisements talk about benefits that you are […]

When Should I Start Social Security?

Greetings Medicare Seeker! Here’s a question I receive every week: when should I start Social Security? The answer is… it depends :)! Every retiree is in a different situation, but the rule of thumb is this: The longer you wait, the larger benefit. Here’s an article from Bankrate that may be helpful. If you are […]

Do I Need To Review My Medicare Insurance Coverage?

I hope you are having a great week as the weather starts to turn cooler :). The Medicare Annual Election Period begins in October. In September, your current carrier should be sending you a copy of the Annual Notice of Changes. Here, you will be able to read how your plan will be changing for […]

Can you see the Medicare Stars?

Hello, this is Karl Bruns-Kyler with the Big 65 Medicare Insurance Services and I hope you’re having a great week. My wife Quantz and I are currently in Vienna and it is one of the most beautiful cities in Europe. Today I want to talk about the importance of medical ratings for providers. Whether you […]

Will You Be Remembered?

May this note find you well despite the floods, the fires and COVID. I’m getting a lot of calls from Medicare Clients asking if they need to change their coverage. Most people won’t need to change their coverage, but many will! Here are the some of the reasons you might need to review your Medicare […]

Do You Have Mental Flexibility?

Hi, this is Karl with the Big 65 Medicare Insurance Services and I hope you’re having a great week. My wife and I are in Iceland climbing a glacier near Reykjavik and today I want to talk about the importance of mental flexibility. You know, it’s so easy to get lost in our heads when […]

Learn Something New

Greetings Medicare Seeker, I hope this note finds you well. The importance of continuous learning cannot be overstated. Whether you are learning to play bridge, learning to play the guitar or learning how to blow out your sprinklers to prepare for winter, learning something new every day has multiple benefits. Learning new things helps regenerate […]

Getting Old Ain’t For Sissies!

Greetings Medicare Insurance Seeker! Getting old ain’t for sissies! That’s what one of my old neighbors said, he was a retired World War II veteran and he certainly had the privilege to say it. As we age, we get older. The older we get, the more our body wears down. As we look in the […]

Get A Second Opinion!

Hello Medicare Shopper, I hope this note finds you well. Just like they said in the Paul Newman movie Blaze… “Never trust a man who says ‘trust me!’” The same goes for healthcare. You already know that most healthcare practitioners are decent, honest, well meaning professionals, committed to maintaining and improving your health. But that […]

Beware of The Fall!

Beware of The Fall – I hope this note finds you well and engaged in meaningful summer activities. I was walking Plato on the trail behind our house last night and I came upon a stranger… Super healthy, super fit, she had fallen off her bike and was bleeding. We called the rescue squad and […]