Hello everyone, it’s Karl with The Big 65 Medicare Insurance Services and I hope you’re having a great week!
Today’s topic, Medicare and international travel.
This morning, a client let me know of an upcoming trip to Italy.
He wanted to know if Medicare would cover him or would it be necessary to purchase additional coverage.
The devil is always in the details 😊.
According to Medicare.gov, Medicare Supplements (Medigap Plans) have a:
Foreign travel emergency lifetime limit of $50,000.
Medicare Advantage plans typically have a benefit ranging from $50,000 to $250,000 for worldwide emergency care benefit.
These benefits typically only cover foreign travel emergencies during the first 60 days of international travel.
Regardless of where you are going, it is always prudent to check with your broker or the plan carrier for details.
For mainstream destinations in Europe and major metropolitan places near the US, this coverage may be fine.
If you are going to a remote third world area, you may want to consider purchasing a standalone emergency evacuation travel insurance plan.
Questions? Book a time on my calendar:
Have a great week and call me if you need me.