As a Medicare Insurance Broker, clients call me daily asking about all the “free Medicare benefits” they keep seeing on TV.
Jimmie Walker as JJ on the TV Show “Good Times.”
Joe Namath the quarterback.
Would you call them to review your Medicare?
Of course not!
They’re actors pitching HUGE BENEFITS…
Benefits that, in reality, are usually available only to consumers BELOW THE POVERTY LINE.
But they want you to think…
Everyone is getting Flex cards, everyone is getting benefits, what am I missing?
The reality? Unless a couple earns LESS than $24,000, most people won’t be for eligible high dollar benefits you hear about on these ads.
Now it is important to review your coverage.
But don’t do it with a call center!
Because these corporations only get paid if they switch you.
Do you think that makes them impartial? Impossible!
They have ZERO INCENTIVE to tell you your current plan is appropriate.
If you call in, the deck is stacked against you!
Plus, once they bait and switch you, you will never talk to them again…
You’ll be transferred to the corporate retention center.
Try developing a relationship with a corporate retention center!
Let’s be clear, it is important to review your coverage regularly but…
You need to find an INDEPENDENT MEDICARE INSURANCE BROKER, someone you can work with year after year, someone who works with all the plans.
Look up your Broker’s report card on your State’s Department of Insurance website.
Look up your Broker’s google reviews.
Schedule an appointment. See if you connect.
The bottom line… find a helpful agent you connect with and talk to year after year.
Someone who is looking out for you!
It’s good to have questions, and it is important to review your coverage but…
Watch out for Dyn-O-Mite.
And if you need help from an individual, not a corporation…