Do I really need a Medicare Part D Drug Plan?

As a Medicare Insurance Broker, this is a question I get all the time: Do I really need a Medicare Part D drug plan?

The answer is, “you bet your sweet bippie.”

Check out this video that identifies why.

Part D Medicare Insurance is designed to protect Medicare recipients against catastrophic drug costs.

Just because you’re not taking expensive drugs currently doesn’t mean you couldn’t be surprised with an expensive medication later, not to mention a penalty.

Here is your guide to Medicare Prescription Drug Coverage.

You are also welcome to email your questions to Karl@TheBig65.com or just book a time on my calendar and we’ll get your questions answered.

Let me know how we can help!

Karl Bruns-Kyler is a licensed sales agent with no affiliation to Medicare, CMS or any governmental organization.

How to Understand Medicare

If you are new to Medicare or you have to sign up for Medicare soon, it can be overwhelming!

Check out the video below and you will understand how all the Medicare components work.

Of course, if you’d like to talk to real person, click here to book a time on my calendar and we’ll get your questions answered.

In summary:

Part A covers Hospital.
Part B covers Medical.
Part C is Medicare Advantage Plans.
Part D is for prescription drugs.

Click here download a copy of the Medicare & You Shoppers Guide.

You are also welcome to email your questions Karl@TheBig65.com and let us know how we can help.

Talk Soon!

Karl Bruns-Kyler is a licensed sales agent with no affiliation to Medicare, CMS or any governmental organization.

Here’s what you need to know about Medicare and COVID-19

There’s quite a bit of false information swirling about the Corona Virus, and here’s the good news: There are no out of pocket cost for Medicare COVID-19 Lab Tests.

Check out the video for details.

Here’s the Bad News:

“Older People may be twice as like likely
to have a serious COVID 19-Illness.”

Here are the precautions you need to take:

• Avoid contact w/ people who are sick.
• Wash your hands (really wash them).
• Avoid high touch surfaces.
• Avoid poorly ventilated areas and crowds.
• Don’t touch your face .
• Defer all cruises and non-essential travel.
• Stock up on groceries and over the counter
medical supplies and groceries.

Here’s the good news:

Most people will be able to recover at home. Here’s
the Medicare information you need.

• There are no out of pocket costs for Medicare
COVID-19 Lab tests.
• Medicare covers all “Medically necessary
hospitalizations,” including a COVID-19
diagnosis, and post treatment hospital
quarantine.
• There is NO VACCINE yet. If one is created,
IT WILL BE COVERED UNDER PART D.
• Medicare covers “virtual check-ins,” so
you may be able to connect virtually.

Be sure to call your insurance carrier for details
but here is the link for the Medicare information
on COVID-19:

bit.ly/COVID-19MEDICAREINFO

Book a time on my calendar below if you have questions.