The Big 65 Medicare Insurance Blog

Medicare Open Enrollment Periods: Complete 2026 Guide

Missing Medicare deadlines can result in costly, lifelong penalties. Learn the key 2026 dates for IEP, AEP, and OEP to protect your coverage. Get the guide now.

How Often Will Medicare Pay for Eye Exams in 2026?

Get clear answers on Medicare vision coverage for 2026. Find out how often Medicare pays for eye exams and what your best options are for glasses. Learn more.

Medicare Part A vs Part B: Complete 2026 Guide

Understand the key differences between Medicare Part A (hospital insurance) and Part B (medical insurance). Compare 2026 costs, coverage, enrollment periods, and late penalties in this comprehensive guide.

Is it time to get on the road again?

St. Patrick’s Day Greetings … may this blog find you well, staying healthy, with your Medicare insurance keeping you smiling. Troubled by Medicare Supplements rate increases or Medicare Advantage questions? Email Gray@TheBig65.com or book a time on my calendar if you or your friends need answers. We just received our second snow of the month and Miti learned how […]

The Big 65: Your Florida Insurance Broker Guide

The Big 65 offers licensed health insurance advisors in Florida for Medicare, individual, and small business plans. Get expert guidance at no cost. Call us today!

Does Medicare Cover Ozempic? A 2026 Guide

Medicare Part D covers Ozempic for type 2 diabetes, but not for weight loss. Learn the rules, what you’ll pay, and what changes are coming in 2026.

Am I Eligible for Medicare? The 2026 Checklist

Am I eligible for Medicare? Our 2026 guide covers the age to qualify, disability rules, and spousal benefits. Check your eligibility now.

What Is Medicare? Complete Beginner’s Guide for 2026

Learn what Medicare is, how the 4 parts work (A, B, C, D), who qualifies, 2026 costs, enrollment periods, and how to choose between Original Medicare and Medicare Advantage. Expert guidance from Karl Bruns-Kyler, 20+ years experience.

Will Medicare Pay for Cataract Surgery in 2026?

Medicare Part B helps pay for cataract surgery in 2026, but you’ll owe 20% coinsurance after your deductible. See a full breakdown of your potential costs.

5 Key Differences: Medicare vs. Medicaid in 2026

Medicaid provides health coverage based on income, unlike Medicare. Our guide breaks down the 5 key differences in eligibility, cost, and coverage. See which is right for you.

Karl Bruns-Kyler is a licensed sales agent with no affiliation to Medicare, CMS or any governmental organization.

*Calling this number will direct you to a licensed sales agent.

The Big 65 Medicare Insurance Brokers

5.0

Based on 387 reviews

review us on

cindy rodriguez

2 weeks ago

Karl did a great job helping me change plans. He is always available and helpful.

Lynn Owens

3 weeks ago

Fast response, very knowledgeable, helpful, and kind. Fully recommend.

Maureen McElroy

3 weeks ago

The explanations that Karl provided empowered me to choose the plan that was best suited for me. I highly recommend speaking with him.

Fred Wilson

3 weeks ago

great guy!

CG Robertson

3 weeks ago

Karl is very knowledgeable and explains the Medicare process so it is easily understood. He provides great support and guidance!

Shela Levesque

2 months ago

Karl was wonderful!!!!!! So was Gray, his assistant.
Professional, patient and kind. Many thanks to them both!
I highly recommend this firm to any and all!!!

Lisa Ryan

7 months ago

Karl does an outstanding job explaining all the options for Medicare. He is incredibly patient, an expert at his business, and makes sure you understand every step along the way. Painless process - would highly recommend to all my friends.

Miles Abernethy

8 months ago

What a great experience working with Karl. I've managed my Advantage Plans over the year and never certain I was making the best choices, after talking to Karl I feel very confident. He is very gracious, personable, knowledgeable and has a great wit as well. My wife and I are so glad we found him.

Florence Wolmart

9 months ago

Am extremely happy with everything. Service went well above and beyond. Made every effort to ensure that I was informed about the different options and customized what was recommended to my needs. Spent hours and hours making sure I knew everything I needed to know. I would not have been able to make an informed decision about options without Karl's guidance. Would highly recommend to anyone in need of these services and would have no hesitation reaching out to him again for other services.

Tina Schlabach

1 year ago

If you want personalized, friendly navigation of a complicated system, a breadth of knowledge and experience, humor, and a commitment to your wellbeing, then make your appointment with Karl and The Big 65. Karl just guided me through all the applications and signed me up for the Medicare plans that will work best for me. I'm smiling.

Ted Coyle

1 year ago

I highly recommend Karl. Very easy to speak with and super knowledgable. Navigating the Medicare abyss is no fun but a sigh of relief after speaking with Karl, and making a plan.

Sarah Kang

1 year ago

Karl is extremely professional and thorough. I fee like we truly got the best coverage for my mom. Thank you Karl! Highly recommend!

Wayne Kauffman

1 year ago

Karl was on-time and provided great guidance on narrowing down the options to just a couple that were most relevant to my current situation. When follow-up meetings were needed it was easy to schedule a time.

Stuart Arends

1 year ago

Karl is very knowledgeable and helpful. I would recommend him to anyone who has Medicare questions or needs.

David Schaller

2 years ago

Karl was a joy to work with. He was knowledgeable, engaged, thorough, and personable throughout the experience. I recommend him highly, to make the process transparent and easy, as you sort through the Medicare options.

Richard Heneghan

2 years ago

Karl has helped us for several years now and some of our friends too. All of us found his knowledge and integrity to be tops. And on top of getting our various coverages well placed he keeps us informed and a bit entertained with his newsletter. Beekeeping? Hmm. Not for me but I’m excited about sharing this with a friend who is a home bound full time caregiver for his spouse. Something to keep his mind engaged and and a respite from daily stresses. I can’t wait to share this story.

C Witham

2 years ago

Karl is great at what he does and frankly I don't know how he keeps up with all of the changes & annual certifications - it sounds so exhausting! Karl happens to be my cousin and I turned to him when I retired a few years ago. He listened to my situation carefully and proposed an excellent provider and plan that has not needed any changes since! I so enjoy his regular newsletter updates with his thoughtful insights, advice, and heads up commentaries ;~) He's always been a joy!
Best - Chris Witham

Carol Golej Perry

2 years ago

Karl is a very caring, knowledgeable, patient and consciousness Medicare agent. I have researched and spoke to several people be before I signed up with Karl and I am very happy and satisfied with his service! 😃 My husband will be retiring a year from this December and he will definitely be asking Karl to help him with his whole Medicare enrollment process!!! I highly recommend Karl for your Medicare insurance needs!!! You are in good hands with Karl! 😃❤️🇺🇸

Read All Reviews

Click to schedule a 15-min. review with Karl