The Big 65 Medicare Insurance Blog

Medicare vs. Medicaid: Long-Term Care Coverage 2026

Uncover the key differences in Medicare vs. Medicaid long-term care coverage for 2025 and 2026. Learn what each program pays for. Plan your future today.

“Do NOT go gentle into that goodnight!”

Easter & Passover Greetings … may this blog find you well, with your Medicare insurance coverage keeping Attila and the Huns off your back. Questions about Medicare Supplements or Medicare Advantage plans? Email Gray@TheBig65.com or book a time on my calendar if you or your friends need help. After almost 10 months living at home in the US, my […]

Medicare CGM Coverage for Type 2 Diabetes: 2026 Guide

Get the latest on 2026 Medicare CGM coverage for Type 2 diabetes. Understand insurance rules for diabetic supplies and glucose monitors. See if you qualify now.

Healthspring Medicare Late Enrollment Penalty Guide

Facing a Healthspring Medicare late enrollment penalty? Our guide explains Part A, B, and D penalties and shows you how to avoid them. Get the details now.

Does Social Security Count as Income for Medicare?

Your Social Security can count as income for Medicare premiums through IRMAA. Learn how your benefits affect costs and what you can do about it. Plan for 2026 now.

Is CenturyMed a Scam? 10 Red Flags to Spot

Is CenturyMed a scam? We uncover the truth about the senior card and other common Medicare cashback scams. Learn the 10 red flags to spot. Protect yourself now.

Does Medicare Cover Assisted Living? The Short Answer

Medicare doesn’t cover assisted living costs because it’s custodial care. Learn what is covered and find other ways to fund your long-term care needs.

🧠 Protect your brain—start with your ears👂

March Madness Greetings … may this blog find you well with your Medicare insurance coverage keeping you on the road. Questions about Medicare Supplements or Medicare Advantage plans? Email Gray@TheBig65.com or book a time on my calendar if you or your friends need answers. Our exchange student, Miti, and my wife, Quantz, had a great time exploring the […]

BCBS Medigap Plans: A Complete 2026 Guide

Compare all BCBS Medigap plans for 2026. See how much Plans G, N, and others cost to cover your Medicare deductibles and copays. Find your best plan.

UnitedHealthcare Medigap Reviews: Is It Worth It?

Our unbiased UnitedHealthcare Medigap reviews analyze AARP plan costs, benefits, and customer satisfaction. See if their coverage is right for you.

Karl Bruns-Kyler is a licensed sales agent with no affiliation to Medicare, CMS or any governmental organization.

*Calling this number will direct you to a licensed sales agent.

The Big 65 Medicare Insurance Brokers

5.0

Based on 399 reviews

review us on

Mel E

7 hours ago

William Wilson

2 days ago

Karl does a great job, a pleasure to work with

Lisa Berkow

3 days ago

Karl was so helpful, efficient and responsive in picking and enrolling in Medicare.

Kirk Hardcastle

1 week ago

LINDA CHRISTOPHER

1 week ago

My husband and I are so grateful for Karl's expertise! Karl took the time to really understand our particular needs and patiently explained all our options. He answered every question we had in language that we are familiar with and he made sure we were comfortable enough to make good decisions. He helped us navigate processes that had seemed overwhelming and we feel confident that with his knowledgable assitance, our retirement needs are now managable. I cannot speak highly enough of Karl and The Big 65. Thanks to Karl, we now have priceless peace of mind.

Daniel Flynn

2 weeks ago

We were terrified when we first approached the idea of signing up for Medicare. We didnt know what was the 1st step or any steps for that matter. I had seen TheBig65 ad somewhere and made the 1st phone appointment. Karl makes the entire process easy breezy, walks with you every step of the way. He's very personable, it was a joy working with him and he assures you he's always there for you. We asked 5,267 questions and he made all of them easy to deal with. we're now on Medicare, its all great. THANKS KARL !!!!!

Adam Woitkowski

2 weeks ago

Karl was great to talk to, explained every thing very well. highly recommended you talk to him about Medicare VA

Martha Webb

3 weeks ago

Karl was very kind, patient and knowledgeable in helping me with my Medicare decisions

Christine Folgmann

3 weeks ago

Very professional. So nice in this day and age to have a knowledgeable and real person to talk to instead of an app or AI assistant.

jayne jenner

4 weeks ago

Karl, the big 65 saved me sooo much trouble and made Medicare enrollment a breeze.

Donna Powers-Koontz

1 month ago

Karl was very helpful and extremely knowledgeable when helping me decide upon and then set up my Medicare MediGap plan. It is a complicated system but he answered all my questions which made the decision easy in the end.

Marion Stepan

1 month ago

Karl makes this new process simple and clear. We easily recommend him to friends and family!

Janice

1 month ago

I had a great experience on a call with Karl at The Big 65. He is very personable and easy to talk with about all the complexities of insurance coverage. He is also a good listener and fully understood my health insurance needs. By the end of the call I was signed up for a plan that I'm very happy with and I am so relieved that it has been taken care of. I highly recommend.

cindy rodriguez

2 months ago

Karl did a great job helping me change plans. He is always available and helpful.

Lynn Owens

2 months ago

Fast response, very knowledgeable, helpful, and kind. Fully recommend.

Maureen McElroy

2 months ago

The explanations that Karl provided empowered me to choose the plan that was best suited for me. I highly recommend speaking with him.

Fred Wilson

2 months ago

great guy!

CG Robertson

2 months ago

Karl is very knowledgeable and explains the Medicare process so it is easily understood. He provides great support and guidance!

Shela Levesque

3 months ago

Karl was wonderful!!!!!! So was Gray, his assistant.
Professional, patient and kind. Many thanks to them both!
I highly recommend this firm to any and all!!!

Lisa Ryan

9 months ago

Karl does an outstanding job explaining all the options for Medicare. He is incredibly patient, an expert at his business, and makes sure you understand every step along the way. Painless process - would highly recommend to all my friends.

Read All Reviews

Click to schedule a 15-min. review with Karl