The Big 65 Medicare Insurance Blog

How to Find Affordable Burial Insurance for Seniors

Secure low-cost burial insurance for seniors. Our guide helps you compare quotes and find an affordable plan to cover final expenses. Get your free quote today.

What Medicare 2026 Covers (And What It Doesn’t)

Get a clear breakdown of what Medicare 2026 covers, from Part A to Part D, and what it doesn’t. Understand your options and costs. Get your free guide now.

How to Sign Up for Medicare: A Simple Guide

Turning 65? Learn when and how to sign up for Medicare to avoid lifelong late penalties. Our simple guide walks you through the process. Apply correctly today.

Medicare Covered Dental Services 2026 Explained

Get the facts on Medicare covered dental services for 2026. Learn what’s covered, what’s not, and how to get benefits for dentures or implants. Find a plan.

Your Guide to Medicare Hearing Aid Coverage 2026

Get the facts on Medicare hearing aid coverage for 2026. Learn about Original Medicare limits, Advantage plans, and OTC options to lower costs. Find a solution.

2026 Medicare Costs at Age 65: What You Pay Monthly

Get a full breakdown of Medicare costs at age 65. We cover 2026 Part A, B, C, and D premiums, deductibles, and ways to save. Plan your budget now.

Your Guide to the HealthPartners Formulary in 2026

See if your prescriptions are covered by the 2026 HealthPartners formulary for Minnesota Medicare Advantage plans. Check drug costs and find your plan now.

Medicare Drug Plans 2026: What You Need to Know

Big changes are coming to Medicare drug plans in 2026, including a new $2,100 out-of-pocket cap. Understand how these updates affect your costs. Learn more now.

Employer Insurance & Medicare Part B: Can I Have Both?

Learn how having both employer insurance and Medicare Part B works. Understand primary vs. secondary payer rules to maximize your coverage. Get the facts now.

On Medicare? Do You Need Supplemental Insurance?

Original Medicare leaves coverage gaps. Supplemental insurance can help pay for deductibles and copays. Find out if a Medigap plan is right for you.

Karl Bruns-Kyler is a licensed sales agent with no affiliation to Medicare, CMS or any governmental organization.

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cindy rodriguez

2 weeks ago

Karl did a great job helping me change plans. He is always available and helpful.

Lynn Owens

3 weeks ago

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Maureen McElroy

3 weeks ago

The explanations that Karl provided empowered me to choose the plan that was best suited for me. I highly recommend speaking with him.

Fred Wilson

3 weeks ago

great guy!

CG Robertson

3 weeks ago

Karl is very knowledgeable and explains the Medicare process so it is easily understood. He provides great support and guidance!

Shela Levesque

2 months ago

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7 months ago

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Miles Abernethy

8 months ago

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Florence Wolmart

9 months ago

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Tina Schlabach

1 year ago

If you want personalized, friendly navigation of a complicated system, a breadth of knowledge and experience, humor, and a commitment to your wellbeing, then make your appointment with Karl and The Big 65. Karl just guided me through all the applications and signed me up for the Medicare plans that will work best for me. I'm smiling.

Ted Coyle

1 year ago

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Sarah Kang

1 year ago

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Wayne Kauffman

1 year ago

Karl was on-time and provided great guidance on narrowing down the options to just a couple that were most relevant to my current situation. When follow-up meetings were needed it was easy to schedule a time.

Stuart Arends

1 year ago

Karl is very knowledgeable and helpful. I would recommend him to anyone who has Medicare questions or needs.

David Schaller

2 years ago

Karl was a joy to work with. He was knowledgeable, engaged, thorough, and personable throughout the experience. I recommend him highly, to make the process transparent and easy, as you sort through the Medicare options.

Richard Heneghan

2 years ago

Karl has helped us for several years now and some of our friends too. All of us found his knowledge and integrity to be tops. And on top of getting our various coverages well placed he keeps us informed and a bit entertained with his newsletter. Beekeeping? Hmm. Not for me but I’m excited about sharing this with a friend who is a home bound full time caregiver for his spouse. Something to keep his mind engaged and and a respite from daily stresses. I can’t wait to share this story.

C Witham

2 years ago

Karl is great at what he does and frankly I don't know how he keeps up with all of the changes & annual certifications - it sounds so exhausting! Karl happens to be my cousin and I turned to him when I retired a few years ago. He listened to my situation carefully and proposed an excellent provider and plan that has not needed any changes since! I so enjoy his regular newsletter updates with his thoughtful insights, advice, and heads up commentaries ;~) He's always been a joy!
Best - Chris Witham

Carol Golej Perry

2 years ago

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