The Big 65 Medicare Insurance Blog

When Can I Change Medigap Plan? 2026 Switching Rules

Schedule a personal Medicare review to learn when can i change medigap plan rules apply, avoid underwriting mistakes, and compare safer options.

Does Medicare Cover Knee Replacement Surgery?

Contact The Big 65 to review does Medicare cover knee replacement, costs, rehab, Medigap, and Medicare Advantage rules before surgery.

Best Medicare Advantage Plans Colorado 2026

Contact The Big 65 to compare best medicare advantage plans colorado for 2026 by doctors, drugs, costs, benefits, and networks.

Medicare Savings Programs: Lower Costs in 2026

Learn how Medicare Savings Programs may reduce Part B premiums and other Medicare costs, who may qualify, and how to apply in 2026.

Mental agility ain’t just for kids 🧠🌸

Memorial Weekend greetings … we’re hoping May showers will bring June flowers – and that your Medicare insurance works like a reliable umbrella. ☔😊. Questions about Medigap Supplement Insurance, Medicare Advantage Plans, or why Miti is smiling? (She graduated Wednesday🎓✨!) Email Gray@TheBig65.com or book a time on my calendar. We’re here to help. Many of you know we’ve […]

Medigap Plan K vs Plan L: Lower Premium Options

Compare Medigap Plan K vs Plan L costs, coverage, and 2026 out-of-pocket limits to see whether lower-premium plans fit your needs.

$50 weight-loss drugs 💊through Medicare? Not so fast…

Hello and may this blog find you well, with your Medicare insurance keeping things simple. Questions about Medicare Supplements, Medicare Advantage, or why my brother’s dog Teddy is so well trained (electric collar🐶)? Email Gray@TheBig65.com or book a time on my calendar. We’ll do our best. It was so much fun to be back in Virginia with my brothers […]

The Best Arkansas Medigap Plans for 2026

Find the best Arkansas Medigap plans for your budget. We break down costs, coverage for Plan G & N, and 2026 enrollment. Compare your options now.

Vanderbilt Health Hospitals Earn Prestigious Five-Star CMS Ratings for 2026

For people in Nashville and across Tennessee, access to top-rated hospitals can provide valuable peace of mind. That’s why recent news from Vanderbilt Health is worth celebrating. Three Vanderbilt Health hospitals have received the highest possible quality rating from the Centers for Medicare & Medicaid Services (CMS) for 2026, earning the coveted Five-Star Overall Hospital […]

How Much is Medicare Part B in 2026? (+ 7 Ways to Save)

Get projected 2026 Medicare Part B costs from CMS, including premiums & deductibles. See how IRMAA impacts your out-of-pocket costs. Plan your budget now.

Karl Bruns-Kyler is a licensed sales agent with no affiliation to Medicare, CMS or any governmental organization.

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cindy rodriguez

2 weeks ago

Karl did a great job helping me change plans. He is always available and helpful.

Lynn Owens

3 weeks ago

Fast response, very knowledgeable, helpful, and kind. Fully recommend.

Maureen McElroy

3 weeks ago

The explanations that Karl provided empowered me to choose the plan that was best suited for me. I highly recommend speaking with him.

Fred Wilson

3 weeks ago

great guy!

CG Robertson

3 weeks ago

Karl is very knowledgeable and explains the Medicare process so it is easily understood. He provides great support and guidance!

Shela Levesque

2 months ago

Karl was wonderful!!!!!! So was Gray, his assistant.
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I highly recommend this firm to any and all!!!

Lisa Ryan

7 months ago

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Miles Abernethy

8 months ago

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Florence Wolmart

9 months ago

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1 year ago

If you want personalized, friendly navigation of a complicated system, a breadth of knowledge and experience, humor, and a commitment to your wellbeing, then make your appointment with Karl and The Big 65. Karl just guided me through all the applications and signed me up for the Medicare plans that will work best for me. I'm smiling.

Ted Coyle

1 year ago

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Sarah Kang

1 year ago

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Wayne Kauffman

1 year ago

Karl was on-time and provided great guidance on narrowing down the options to just a couple that were most relevant to my current situation. When follow-up meetings were needed it was easy to schedule a time.

Stuart Arends

1 year ago

Karl is very knowledgeable and helpful. I would recommend him to anyone who has Medicare questions or needs.

David Schaller

2 years ago

Karl was a joy to work with. He was knowledgeable, engaged, thorough, and personable throughout the experience. I recommend him highly, to make the process transparent and easy, as you sort through the Medicare options.

Richard Heneghan

2 years ago

Karl has helped us for several years now and some of our friends too. All of us found his knowledge and integrity to be tops. And on top of getting our various coverages well placed he keeps us informed and a bit entertained with his newsletter. Beekeeping? Hmm. Not for me but I’m excited about sharing this with a friend who is a home bound full time caregiver for his spouse. Something to keep his mind engaged and and a respite from daily stresses. I can’t wait to share this story.

C Witham

2 years ago

Karl is great at what he does and frankly I don't know how he keeps up with all of the changes & annual certifications - it sounds so exhausting! Karl happens to be my cousin and I turned to him when I retired a few years ago. He listened to my situation carefully and proposed an excellent provider and plan that has not needed any changes since! I so enjoy his regular newsletter updates with his thoughtful insights, advice, and heads up commentaries ;~) He's always been a joy!
Best - Chris Witham

Carol Golej Perry

2 years ago

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