Hola … May this blog find you in spooktacular 🎃 spirits, with your Medicare insurance protecting you from the bad hombres! 👻🦇
We’re now in week two of the Annual Election Period 🗳️📅.
📧 If you’d like us to review your coverage for 2027, please start by emailing Gray at Gray@TheBig65.com. He’ll get the process started. 🚀 The Part D drug plans no longer work with brokers 🙄, so we can’t sign you up. But if you’re patient, we promise to make recommendations and show you how to do it. 👍💊
If your Medicare Advantage plan is going away 😤 😞 😢, go ahead and book a time on my calendar. We promise to make sure all clients get the help they need. 🤝
🔄 Remember that you can change Medicare supplements ANY month of the year. Some states have the birthday rule 🎂. If you get a rate increase 📈 and want to shop plans, don’t be afraid to reach out. 📞
💬 What’s my favorite part of the Annual Election Period? I get to catch up with so many interesting clients all over the country 🗺️.
Sometimes the conversations are hard: plans going away, benefits being cut ✂️, costs going up 💸, and sometimes chronic health issues getting worse. 😔
🌟 The flip side is that we also see clients who are healthier and sharper than when they first started Medicare.
Those are the conversations that inspire me and make me curious. 🤔💡
These people tend to share habits that seem to slow down aging: exercise 🏃, social engagement 👯, volunteering 🙌, and learning new things 📚.
What’s the secret that keeps us from turning into aging zombies? Is it genetics 🧬, habits 🔁, or luck 🍀? I’m guessing it’s a combination of all three.
📢 We’re bombarded with data and miracle cures, but the message coming through the noise seems to be that genetics are not destiny. 🙌
📰 A recent article in the Times shows how much influence lifestyle can have on our brain health, and it is great news in the battle against cognitive decline. 💪
🧬 Having the gene variant APOE4 raises the risk of developing Alzheimer’s. That’s genetics.
✨ The important message from the article is that having this gene doesn’t mean you will necessarily develop the disease.
📊 There’s growing evidence that lifestyle choices may reduce the risk of dementia, even for people at higher genetic risk.
🚫💊 Forget the exotic treatments and the overemphasis on supplements.
✅ According to the article, you can lower your risk of Alzheimer’s and dementia by doing things most of us already know we should be doing:
🚶 Move your body. Regular exercise, whether walking 🚶♀️, cycling 🚴, swimming 🏊, or yoga 🧘, is associated with better brain health.
🥗 Eat well. A Mediterranean-style diet rich in vegetables 🥦, fruits 🍇, nuts 🥜, olive oil 🫒, and fish 🐟 may help protect cognitive function.
❤️ Take care of your heart. High blood pressure, diabetes, and unhealthy cholesterol levels can affect your brain as well as your heart. 🩺
👂 Address hearing loss. Untreated hearing problems are linked to a higher risk of dementia, and improving your hearing may offer important benefits. 🦻
🤝 Stay connected. Friendships ☕, conversations 💬, learning 🎓, and social engagement give our brains reasons to stay active.
⏳ None of these steps guarantees we’ll avoid cognitive loss. But if we can do them, even modestly, there’s compelling evidence that we can slow down the clock ⏰ and enjoy life more. 🌈
🌞 As we are continually bombarded by bad news, articles like this give me hope that we have more influence than we once believed. 🙏
So this weekend, find a way to reach out 📲, take a few more steps 👟, and laugh at the world 😂. Look for a way to help others 🤗, and you’ll feel better too. 💛
Keep squeezing the juice out of life! 🍊🍋
If family or friends need help… referrals are the lifeblood of my business.
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Medicare questions or problems?
Book a time on my calendar or email Gray, Gray@theBig65.com.
Let us know what’s going on, and please send pictures! 🙂
Karl Bruns-Kyler
(877) 850-0211
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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in over thirty states from around the country, including:
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Mississippi
Missouri
Montana
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
South Dakota
Tennessee
Texas
Virginia
Washington
Wisconsin
The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Not Sure Which Medicare Plan Is Right for You?
Medicare is complicated, but you do not have to figure it out alone. With over 20 years of experience, Karl Bruns-Kyler can help you compare plans, avoid costly mistakes, and find the coverage that fits your needs and budget.
Call (877) 850-0211
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There is never a charge for my services. Your premium is the same whether you work with me or go direct.
Disclaimer: We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.