The Big 65 Medicare Insurance Blog

Medigap Rate Increase Guide: What to Know in 2026

Schedule a medigap rate increase review for 2026. Compare pricing methods. Understand why premiums rise. Review your next steps with The Big 65.

Medicare vs COBRA: What Retirees Should Choose

Schedule a no-pressure Medicare review. Compare medicare vs cobra costs, timing, penalties, and coverage before you retire or lose benefits.

Medicare Skilled Nursing Facility Coverage Guide

Schedule a Medicare skilled nursing facility coverage review. Understand 2026 SNF costs, the 3-day rule, and how Medigap may help.

Make this the best summer of your life ☀️🌊😎🌻✨

Summer Greetings … may this blog find you in great spirits 😊, with your Medicare insurance protecting you… hopefully as well as Ellwood 🐶 is protecting my sock 🧦! Questions about Medigap Supplement Insurance, Medicare Advantage Plans, or why Ellwood has my sock🤷‍♂️? (He loves to steal things.) Email Gray@TheBig65.com or book a time on my calendar. We’re […]

When Can I Change Medigap Plan? 2026 Switching Rules

Schedule a personal Medicare review to learn when can i change medigap plan rules apply, avoid underwriting mistakes, and compare safer options.

Does Medicare Cover Knee Replacement Surgery?

Contact The Big 65 to review does Medicare cover knee replacement, costs, rehab, Medigap, and Medicare Advantage rules before surgery.

Best Medicare Advantage Plans Colorado 2026

Contact The Big 65 to compare best medicare advantage plans colorado for 2026 by doctors, drugs, costs, benefits, and networks.

Medicare Savings Programs: Lower Costs in 2026

Learn how Medicare Savings Programs may reduce Part B premiums and other Medicare costs, who may qualify, and how to apply in 2026.

Mental agility ain’t just for kids 🧠🌸

Memorial Weekend greetings … we’re hoping May showers will bring June flowers – and that your Medicare insurance works like a reliable umbrella. ☔😊. Questions about Medigap Supplement Insurance, Medicare Advantage Plans, or why Miti is smiling? (She graduated Wednesday🎓✨!) Email Gray@TheBig65.com or book a time on my calendar. We’re here to help. Many of you know we’ve […]

Medigap Plan K vs Plan L: Lower Premium Options

Compare Medigap Plan K vs Plan L costs, coverage, and 2026 out-of-pocket limits to see whether lower-premium plans fit your needs.

Karl Bruns-Kyler is a licensed sales agent with no affiliation to Medicare, CMS or any governmental organization.

*Calling this number will direct you to a licensed sales agent.

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Ken Todd

3 weeks ago

Karl and his group did a great job guiding me through options and educating me on the unknowns. Process was smooth and painless. I highly recommend Big65.

David Weber

4 weeks ago

Charles Gibson

1 month ago

Karl is the man!!! He helped me and my wife navigate the map of Medicare confusion. Thank you to him!!!!!!

Dianne

1 month ago

Karl has been very helpful over the years. I have never regretted taking his suggestions. I find his news letters very interesting and inspiring. Plus I love seeing photos of Plato.

Jan Miller

1 month ago

So enjoy and trust Karl

William Rosenberg

1 month ago

Mel E

1 month ago

William Wilson

1 month ago

Karl does a great job, a pleasure to work with

Lisa Berkow

1 month ago

Karl was so helpful, efficient and responsive in picking and enrolling in Medicare.

Kirk Hardcastle

2 months ago

LINDA CHRISTOPHER

2 months ago

My husband and I are so grateful for Karl's expertise! Karl took the time to really understand our particular needs and patiently explained all our options. He answered every question we had in language that we are familiar with and he made sure we were comfortable enough to make good decisions. He helped us navigate processes that had seemed overwhelming and we feel confident that with his knowledgable assitance, our retirement needs are now managable. I cannot speak highly enough of Karl and The Big 65. Thanks to Karl, we now have priceless peace of mind.

Daniel Flynn

2 months ago

We were terrified when we first approached the idea of signing up for Medicare. We didnt know what was the 1st step or any steps for that matter. I had seen TheBig65 ad somewhere and made the 1st phone appointment. Karl makes the entire process easy breezy, walks with you every step of the way. He's very personable, it was a joy working with him and he assures you he's always there for you. We asked 5,267 questions and he made all of them easy to deal with. we're now on Medicare, its all great. THANKS KARL !!!!!

Adam Woitkowski

2 months ago

Karl was great to talk to, explained every thing very well. highly recommended you talk to him about Medicare VA

Martha Webb

2 months ago

Karl was very kind, patient and knowledgeable in helping me with my Medicare decisions

Christine Folgmann

2 months ago

Very professional. So nice in this day and age to have a knowledgeable and real person to talk to instead of an app or AI assistant.

jayne jenner

2 months ago

Karl, the big 65 saved me sooo much trouble and made Medicare enrollment a breeze.

Donna Powers-Koontz

2 months ago

Karl was very helpful and extremely knowledgeable when helping me decide upon and then set up my Medicare MediGap plan. It is a complicated system but he answered all my questions which made the decision easy in the end.

Marion Stepan

3 months ago

Karl makes this new process simple and clear. We easily recommend him to friends and family!

Janice

3 months ago

I had a great experience on a call with Karl at The Big 65. He is very personable and easy to talk with about all the complexities of insurance coverage. He is also a good listener and fully understood my health insurance needs. By the end of the call I was signed up for a plan that I'm very happy with and I am so relieved that it has been taken care of. I highly recommend.

cindy rodriguez

3 months ago

Karl did a great job helping me change plans. He is always available and helpful.

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