How To Stay Forever Young

Greetings Medicare Seeker and I hope you’re having a great week.

Studies have shown that if we listen to the music of our youth, it’ll actually make us healthier by:

Lowing our blood pressure.

Improving our mood.

Strengthen learning and memory.

Help us recovery more quickly from surgery and strokes.

Music has many other benefits as well.

I promise you’ll be glad you did. Here’s an article that shows how music can help.

In the meantime, the Annual Election Period begins in October so if:

You are unhappy with your coverage…

Your medications or your doctors have changed…

You are being bombarded by Medicare ads and you want to get the facts…

Give me a call or book a time here.

And, as Bob Dylan said, “may you stay forever young :)!”

Beware Of Medical Scams!

As I speak with Medicare Insurance Clients around the country and read about breakthrough medical technologies, it amazes me how rapidly medical technology has progressed.

Medical breakthroughs have improved the quality and the length of our lives.

But not all medical break throughs have been validated.

Stem Cells may one day provide remarkable regenerative therapies but to date, THEY HAVE NOT BEEN VERIFIED by peer reviewed independent third party studies.

Before you invest thousands of dollars in unproven medical processes, do your research.

Here’s a great article on Stem Cell Therapy.

And if you have questions about Medicare Insurance and whether you have the right insurance mix, book a time on my calendar here.

And if you get a chance, definitely visit Iceland!

How To Prevent Accidents

Of course we can’t prevent all accidents, but many are preventable.

If you’re angry, upset, or stressed out, be extra careful before driving.

One of my Medicare Insurance clients had just worked out at the gym and was racing out the door. She slipped and broke her patella!

Now she’ll be immobilized in bed for a month.

We live in a time where our attention is one of the most limited resources. That means it is even more important to be deliberate about where you put your attention.

Before driving, and turning on the ignition, take a second to breathe deep. Turn off your phone notifications, focus on staying alive.

Here’s an article to talk about those most common problems.

Put on some music, enjoy the ride. Life is short, let’s not make it any shorter :-).

That’s it for this week, and if you have questions about Medicare Insurance plans, book a time on my calendar,

Sunscreen vs Screentime

Sunscreen vs Screentime – As a Medicare Insurance Broker, I speak with clients all over the country.

Some are living well and others are struggling.

Of course that’s normal.

We can’t control everything, but…

Little changes can pay huge dividends.

One of the simplest ways to improve our health and our happiness is…

Get outside!

Sunscreen vs Screentime – Even a few minutes of time in the sun, pulling weeds, walking about or jumping in the rec center pool can improve our mood and make us feel better.

It’s all about small steps and staying active.

Here’s a link to an article.

And if you have questions about Medicare Insurance, click here to schedule a time to chat.

And just like mom said, get out of the house now! 🙂

Beware of Medicare Scams!

Beware of Medicare Scams – I hope this vlog finds you well despite the madness of the times.

This week, I received calls from three different Medicare Insurance clients who were very confused.

Each of these clients had received calls from someone claiming to be their Medicare Agent and asking for their personal information.

Do not fall victim to these scams. Medicare Insurance companies will not call you and request your personal information.

Beware of Medicare Scams – Beware of any call asking for your personal information or telling you that you need to change your Medicare Insurance Plan.  Many of these callers are trying to steal your personal information.

If someone calls you claiming to be Medicare Agent, hang up and call the number on the back of your insurance card.

Here’s an article that may be helpful.

And if you have questions about Medicare Insurance, schedule a meeting here and I’ll be happy to help.

Is it time to move?

May this note find you well despite the madness of the times.

Spring has sprung and it feels great and hopeful to be out in the sun 😊.

So as we were cleaning flower beds, putting down some mulch and deciding if we need to repaint, my wife Q blindsided me with a question.

Is it time move?

It so felt strange to even think of leaving this home, this place we love and where we raised our kids but…

She was right.

In my practice is a Medicare Insurance Broker, I often speak with long time clients who have ignored this question for far too long and then SUDDENLY find themselves overwhelmed and forced to move when their health goes south.

Check out the video and find out what you need to think about.

The good news is that, with planning, many homes can be modified in advance so we can age in place and  live where and how we wish.

Setting up a support system using trusted relatives, a geriatric care manager, legal planning and the right insurance and financial counselors may mean that you can stay in control of your life and your home but…

You need to do the planning BEFORE you need it, otherwise it’ll be ugly for you and your family. This article is a great start.

If you have questions about Medicare Insurance,

Click here to Schedule a Meeting with Karl

How I protect your personal information from Medicare Data Theft!

I hope you are having a great week despite the madness of the times.

This week, a client back home checked in to ask how I protect data.  Click on the picture above to learn about the tools I use to protect your private data from Medicare Cyber Theft!

After almost twenty years as a Certified Senior Advisor, here are, here are some of the things you can do to protect your personal online information from hackers and identity theft.

  1. Use Anti-Virus Protection & Firewall
  2. Keep Your Software Up to Date
  3. Use Multi-Factor Authentication
  4. Use a Password Manager
  5. Protect Your Personal Information
  6. Watchout For Phising Scams
  7. Use Your Mobile Devices Securely
  8. Don’t Use Public Wi-Fi
  9. Backup Your Data Regularly
  10. Review Banking & Credit Reports Often



Thanks to for the list. Remember, you don’t have to be perfect, but small steps can make a huge difference.

Check out this article on how retirees can protect their Private Date 😊!

And if you have questions about Medicare Insurance, click here to schedule a meeting.


How to give to your favorite charity for free!

Greetings Neighbor,

I hope you are having a great week despite the crazy times.

Is your mail box filling up with pleas for donations?

Ours sure is and sometimes it’s hard to tell if it’s a real charity or not.

Here’s a simple way to donate to charity and it doesn’t have to cost you a penny!

Click on the picture below and find out how!

Believe it or not, if you shop on Amazon using the link , Amazon will allow you to  designate your charity of choice to receive a small donation of up to 0.5%  every  time you purchase something.

If you are already in the habit of shopping on Amazon, using this special link is an easy way to support a cause you believe in.

That’s it for this week, book a time on my calendar if you have any questions about Medicare Insurance.