The Big 65 Texas!
Thank you for visiting The Big 65 Texas website. My name is Karl Bruns-Kyler and I am an independent Medicare insurance broker and licensed insurance agent serving Texans throughout the state of Texas.
I am licensed in Texas and work one-on-one with individuals to help them understand their Medicare options and choose coverage that best fits their needs and budget. The Big 65 is an independent insurance agency and is not affiliated with or endorsed by Medicare, the federal government, or the State of Texas.
For over 20 years I’ve been helping people with Medicare coverage and I’ve gotten pretty good at it. Many things have changed these past two decades in Texas. One thing, however, hasn’t changed:
MEDICARE IS COMPLICATED!
As an independent Texas-licensed Medicare insurance broker, my goal is to make Medicare simple and easy to understand by helping you every step of the way.
ONE … HELP you identify and choose the Medicare coverage option in Texas that best fits your healthcare needs and personal preferences.
TWO … FIND the Medicare plan in Texas that provides the coverage you need at the most affordable cost available to you.
THREE … PROVIDE personalized, one-on-one service each and every year to ensure your Medicare coverage continues to meet your changing healthcare needs.
FOUR … KEEP you informed about important changes to Medicare and the evolving healthcare landscape for people age 65 and older, as well as individuals under age 65 who qualify for Medicare through Social Security Disability Insurance (SSDI).
THERE IS NEVER A FEE FOR MY SERVICES. (Which means your insurance premiums are the same whether you work through me or work directly with the insurance company. The benefit you receive is independent expertise from a trust source.)
If you live in Texas and are deciding what type of Medicare coverage fits your doctors, prescriptions, and budget, start by comparing Medicare Supplement plans in Texas, reviewing Texas Medicare Advantage options, and checking Medicare Part D prescription drug coverage before you enroll. Karl can help you review Medicare Advantage plans in Texas based on your doctors, prescriptions, budget, and county availability.
Again, thank you for visiting my website. It would be my privilege to help you with your Medicare coverage.
Karl Bruns-Kyler
Medicare Insurance Broker and Independent Medicare Agent
MY PROMISE: As your independent Texas licensed Medicare insurance broker, I will ALWAYS act in your best interest. I will be your advocate with the Medicare insurance carrier you choose. And I will be here to help today, tomorrow, and every year you are enrolled in Medicare. That’s a promise.
YES, I would like to have a Texas licensed independent insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.
Karl Bruns-Kyler is pleased to provide insurance services to Medicare recipients throughout Texas. Karl is licensed to provide Medicare insurance services to every Medicare-eligible person in Texas, including residents located in Archer City, Austin, Brookshire, Brownsville, Boulevard Oaks, College Station, Easton, El Paso, Laredo, Fort Worth, Fulshear, Henderson, Leander, New Braunfels, Irving, Jarrell, Katy, Lubbock, Pearland, Round Rock, Texarkana, Tyler, Waco, Watauga, Woodville, and across the Texas Panhandle.
Karl Bruns-Kyler is a licensed independent Medicare insurance broker and independent insurance agent in thirty-one states around the country. In addition to serving Texas, Karl provides Medicare insurance services to the following states: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI. Additional states will be added as Medicare insurance needs increase in those areas.
FAQs
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What Medicare Advantage Plans are available in major Texas cities like Austin and Houston?
Texas metro areas offer a wide range of Advantage Plans with added benefits like dental, vision, and OTC credits. Karl compares plans by ZIP code to find the right fit. -
How does Medicare coverage work for Texans living in rural areas or the Panhandle?
Rural counties may have limited plan options or fewer in-network providers. Karl helps Texans in remote areas find PPO or Medigap plans that ensure broader access. -
Can Texans on SSDI under 65 qualify for Medicare Supplement plans?
Yes, after 24 months on SSDI, you’re eligible for Medicare. Availability of Medigap for under-65 enrollees in Texas varies, and Karl helps you explore every option. -
Do Medicare drug plans in Texas cover insulin or diabetes supplies affordably?
Some Part D plans and Advantage Plans in Texas now cap insulin costs. Karl helps you find plans that offer the best value for diabetes medications and supplies. -
What do I need to know before changing Medicare plans during Open Enrollment in Texas?
Texas plans update yearly with new premiums, networks, and drug lists. Karl provides personalized reviews to ensure your updated coverage still meets your needs.
Looking for a Medicare Broker Near You?
If you’re searching for a Medicare broker near you in Texas, The Big 65 can help. Karl Bruns-Kyler is an independent, licensed Medicare insurance broker who provides free, personalized guidance on Medicare Supplement, Medicare Advantage, and Part D plans.