May this blog find you in good health with your Medicare Coverage working properly.
What’s the most important thing for you as a consumer to know when shopping their Medicare options?
Click on the picture below to find out.
What’s the difference between a Medicare insurance broker and an agent …?
As an independent Medicare Insurance broker, I work with the lion’s share of Medicare Insurance plans. Working with multiple carriers means I can be neutral and provide side by comparisons that give you real choice.
A Medicare Insurance Agent is typically captive, representing only the plans of a single carrier. Of course they will want to do their best for consumers, but if you are tied to a single company, it’s hard to be independent.
Essentially, the difference between a Medicare insurance broker and an agent is choice.
Now you can also visit Medicare.gov and look at your options. Just remember, sometimes, when you call in, you may get an excellent representative who super helpful or a someone who isn’t at the top of their game. The reason to work with a Medicare insurance broker near me is… we’ll form a relationship and work together year after year after year. Try calling Medicare back to speak with the person who advised you. It might be challenging :).
The Annual Election Period has begun and my friend Bob illustrates how many of us feel during this time of harassment.
Be like his daughter, Bella, smile and ignore the noise on TV, the phone and in your mailbox.
If you’re unsure, book a time on my calendar but remember, if you’re happy with your coverage and their haven’t been major changes in your drugs or your plan, you probably don’t have to change.
When reviewing options with an existing client or a new client, I take great pleasure in reviewing the plans side by side, including the plan Star Ratings. This way, we can see how other consumers in your county fared with a particular plan. So now you know the difference and why Medicare consumers continue to work with me year after year.
That’s it for this week. If you have questions, book a time on my calendar.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
Karl Bruns-Kyler is a licensed Medicare insurance broker in twenty-two states around the country to help with Medicare insurance. Those states include: AL, AZ, CO, FL, GA, IN, IA, KS, LA, MD, MO, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WI. Additional states will be added as Medicare insurance needs increase around the country.