Click to schedule a 15-min. review with Karl

Independent Licensed New York Medicare Insurance Broker with no affiliation to Medicare or the state of New York

The Big 65 New York

Your New York State Independent Medicare Insurance Broker

Thank you for visiting The Big 65 New York website. My name is Karl Bruns-Kyler. I’m an independent New York State licensed Medicare insurance broker and licensed Medicare insurance agent with no affiliation to Medicare or the state of New York.

New York Medicare insurance agent Karl Bruns-Kyler of The Big 65 New York

For over 20 years I’ve been helping Medicare beneficiaries. During that time I’ve seen many changes in Medicare. However, one thing hasn’t changed …

MEDICARE  IS  COMPLICATED !

My role as your independent New York Medicare insurance broker, is to un-complicate Medicare by doing the following:

#1:  HELP you identify the appropriate Medicare coverage plan for you.

#2:  FIND the appropriate Medicare option for you with the lowest costs.

#3: PROVIDE you with concierge level service each and every year to make sure your current Medicare Plan is meeting your ongoing healthcare needs.

#4: KEEP you abreast of changes in Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).

THERE IS NEVER A CHARGE FOR MY SERVICES. (That means your insurance premium is the same whether you work with me or work directly with the insurance company. The benefit you receive is independent expertise.)

NY Medicare insurance broker Karl Bruns-Kyler Big 65

Again, thank you for visiting my website. It would be my privilege to help you with your Medicare insurance.

Karl Bruns-Kyler
Medicare Insurance Broker and Independent Medicare Agent

Click HERE to schedule a 15 minute no obligation session to discuss your Medicare options in New York.

Medicare insurance broker Karl Bruns-Kyler's promise to Medicare recipients.

One more thing … over the years, my clients have become more than just clients. They have become friends. Every one of them has a fascinating story to share. And I’ve been fortunate enough to hear many of them. For that, I am grateful.

As a licensed independent Medicare agent and Medicare broker in New York, Karl Bruns-Kyler is committed to helping Medicare beneficiaries throughout New York. From upstate New York to the downstate suburbs of New York City, Karl continues to help New Yorkers with their Medicare insurance coverage.

YES, I would like to have a New York licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

The Big 65 and Karl Bruns-Kyler serve Medicare recipients throughout the state of New York.  Tarrytown, Sayville, Buffalo, Amagansett, Cassadaga (home of Woodside Campground), Dunkirk, Fredonia, Sheridan, Jamestown, Chautauqua (home of Chautauqua Institution), Ithaca, Syracuse, New Paltz, Remsenberg, Montauk, Brooklyn, Brocton, and Westchester.

Karl Bruns-Kyler is a licensed Medicare insurance agent and independent insurance broker in thirty-one states around the country to help with Medicare insurance. In addition to serving Medicare recipients in New York, Karl is licensed to help with Medicare insurance services in the following states: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI.  Additional states will be added as Medicare insurance needs increase around the country.

FAQs

  1. How does Medicare enrollment work in New York City versus upstate regions?
    Plan availability, provider networks, and costs vary widely between NYC and rural upstate areas. Karl helps tailor your Medicare coverage based on where you live.

  2. Can I switch Medicare plans in New York outside of the Annual Enrollment Period?
    Yes, but only if you qualify for a Special Enrollment Period. Karl reviews your situation to see if life events like moving or Medicaid status allow changes.

  3. What is the Medicare EPIC program and how does it help New York seniors?
    EPIC is a state program that helps income-eligible New York residents pay for prescription drugs. Karl can help you apply and pair it with the right Part D plan.

  4. Are there Medicare plans in New York for people with both Medicare and Medicaid?
    Yes, Dual Eligible Special Needs Plans (D-SNPs) are available across New York. Karl compares these plans to ensure you get coordinated care and full benefits.

  5. Does Medicare in New York cover long-term care or assisted living?
    Original Medicare does not cover most long-term care services. Karl helps identify coverage gaps and explore supplemental or private options that can help.

  6. Where can I get help understanding Medicare plan letters in New York?
    Plan types like Plan G, N, or High-Deductible G can be confusing. Karl offers one-on-one support to explain what each Medigap plan covers and how it fits your needs.