The Big 65 Virginia

Independent Virginia Medicare Insurance Broker

Thank you for visiting the Virginia Big 65 website. My name is Karl Bruns-Kyler and I’m an independent Virginia licensed Medicare insurance broker and independent insurance agent with no affiliation to Medicare or the state of Virginia.

For over 20 years I’ve been helping Medicare beneficiaries and I’ve gotten pretty good at it. Many things have changed these past twenty years in Virginia. However, one thing hasn’t changed: 

MEDICARE  IS  COMPLICATED ! 

My role as your independent Virginia licensed Medicare insurance broker, is to un-complicate Medicare by doing the following:

ONE:  HELP you identify the appropriate Medicare Plan option for you.

TWO:  FIND appropriate Medicare coverage with the lowest costs.

THREE:  PROVIDE you with concierge level service each and every year to make sure your current Medicare Plan is meeting your ongoing healthcare needs.

FOUR:  KEEP you abreast of changes in Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).

THERE IS NEVER A CHARGE FOR MY SERVICES – EVER. (That means your insurance premium is the same whether you work with me or work directly with the insurance company. The benefit to you is independent expertise from a trusted Virginia source. )

UPDATE FOR VIRGINIA SENIORS:

Click HERE to schedule a 15 minute no obligation session to discuss your Medicare options with Karl.

Again, thank you for visiting my website. It would be my privilege to help you with Medicare.

Karl Bruns-Kyler
Licensed Medicare Insurance Broker and Independent Medicare Agent

---

YES, I would like to have a Virginia licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

---

Karl Bruns-Kyler and The Big 65 are pleased to provide Medicare insurance services to central Virginia and the Shenandoah Valley. The Big 65 serves cities and towns throughout Virginia, including the towns of Abingdon, Alexandria, Bristol, Blacksburg, Culpeper, Staunton, Bridgewater, Charlottesville, Richmond, Lexington, Lovingston, Lynchburg, Nellysford, Waynesboro, Virginia Beach, and Harrisonburg, Virginia. Karl also serves cities in Northern Virginia including Arlington, Alexandria, Fairfax, Great Falls, Falls Church, Chantilly, and Vienna, Virginia.

---

Karl Bruns-Kyler is a licensed Medicare insurance broker and independent insurance agent in Virginia. Karl is also licensed to help Medicare recipients in AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI. Additional states will be added as Medicare insurance needs increase.

FAQs

1. What are the top-rated Medicare Advantage plans available in Virginia?
   Some of the highest-rated Medicare Advantage plans in Virginia include options from UnitedHealthcare, Humana, and Aetna, varying by ZIP code. Karl helps compare them and others based on benefits and cost.

2. Is Medigap Plan G a popular choice for Virginia Medicare beneficiaries?
   Yes, Plan G is often selected in Virginia due to its broad coverage. Karl reviews whether it fits your needs better than Advantage or high-deductible options.

3. Can I get help choosing a Medicare plan in Northern Virginia?
   Absolutely. Whether you’re in Arlington, Alexandria, or Fairfax, Karl provides personalized Medicare guidance tailored to Northern Virginia’s available plans and networks.

4. Are Medicare plans different in Richmond compared to rural Virginia?
   Yes, plan availability and provider access vary significantly. Karl helps you compare urban vs. rural options so you’re not limited by your location.

5. When should Virginia residents review their Medicare Part D coverage?
   It’s best to review every year during the Annual Enrollment Period. Karl helps ensure your plan still covers your prescriptions at the best possible cost.