Click to schedule a 15-min. review with Karl

Independent Licensed Colorado Medicare Insurance Broker With No Affiliation to Medicare or the State of Colorado

The Big 65 Colorado

Colorado Independent Medicare Insurance Broker

Colorado Medicare insurance broker Karl Bruns-Kyler of The Big 65.

I’m Karl Bruns-Kyler, a Colorado-licensed Medicare insurance broker based in Highlands Ranch and proudly serving Denver’s Front Range and beyond.

While I’m not affiliated with Medicare or the state of Colorado, I’ve been helping folks navigate their Medicare options here in Colorado and across the U.S. for over 20 years.

And if there’s one thing I’ve learned in all that time, it’s this:

MEDICARE IS COMPLICATED!

But don’t worry—that’s exactly why I’m here.

Colorado Medicare insurance broker Karl-Bruns Kyler The Big 65 Colorado

As a Colorado licensed Medicare insurance broker, my job is to simplify the Medicare process by doing the following:

ONE …  HELP identify the ideal Medicare coverage for you with the lowest costs.

TWO …  PROVIDE you with one-on-one, personalized service, every year to make sure your current Medicare coverage is meeting your healthcare needs.

THREE …  KEEP you informed of changes to Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).

THERE IS NEVER A CHARGE FOR MY SERVICES. (Free means free because your insurance premium is the same whether you work with me or directly with the insurance company. The benefit you receive is independent expertise from The Big 65.)

Karl and Plato the big black and white dog.

Again, thank you for visiting my website. It would be my privilege to help you with your Medicare coverage. 

Click HERE to schedule a 15 minute no obligation session to discuss your Medicare options in Colorado.

MY PROMISE:
As your Colorado Medicare insurance broker, I will always act in your best interest. I will be your advocate with the Medicare insurance carrier you choose. I will be here to help you today, tomorrow, and every year you are enrolled in Medicare. That’s a promise.

Colorado Medicare insurance broker Karl Bruns-Kyler's promise to Medicare recipients in Colorado's Front Range and beyond.

 

YES, I would like to have a Colorado licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

Karl Bruns-Kyler is based in Highlands Ranch, Colorado. Karl is a Colorado Medicare insurance broker providing Medicare insurance services to the Front Range communities of Colorado, including Denver, Highlands Ranch, Boulder, Centennial, Colorado Springs, Evergreen, Littleton, Lone Tree, Greenwood Village, and Monument. Karl also works with Medicare beneficiaries in Buena Vista, Breckenridge, Broomfield, Fort Collins, Greeley, Manitou Springs, Wellington, and across the state of Colorado.

Karl Bruns-Kyler is a licensed Medicare insurance broker and independent agent based in Highlands Ranch, Colorado. Karl is also licensed in the following states to help with Medicare insurance:
AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC,  OH, OK, PA, SC, TN, TX, VA, WA, WI.

Additional states will be added as Medicare insurance needs increase across the country.

FAQs

  • How does high altitude and rural living affect Medicare coverage in Colorado?
    In some rural and mountain regions of Colorado, access to specialists or in-network providers can be limited. That’s why Karl helps Colorado residents compare Medicare Advantage and Supplement plans that offer broad networks or telehealth access to ensure year-round coverage, even in remote areas.

  • Does Colorado have any Medicare plans that include ski injury or emergency mountain rescue coverage?
    While Original Medicare covers emergency services, it doesn’t include search-and-rescue or specific sports injuries. Some Colorado Medicare Advantage plans offer supplemental coverage or travel benefits. The Big 65 can help you review plans that fit your adventurous lifestyle.

  • Are there state-specific Medicare resources available to seniors in Colorado?
    Yes — Colorado’s State Health Insurance Assistance Program (SHIP) offers free counseling, but many residents prefer the personalized, no-pressure help offered through  to compare plans, understand benefits, and avoid costly mistakes.

  • What’s the average cost of Medicare Supplement plans in Colorado?
    Prices vary widely based on location, age, and plan type, but Plan G in Colorado typically ranges from $120–$180/month.  helps you compare real-time quotes from top insurers in your zip code — not just state averages.

  • How do I change Medicare plans if I’m moving within Colorado or to another state?
    Moving to a new ZIP code may trigger a Special Enrollment Period (SEP). Karl helps Colorado residents navigate plan changes smoothly, ensuring your coverage transitions without gaps — whether you’re headed to Boulder, Colorado Springs, or beyond.