The Big 65 Alabama
Alabama Independent Medicare Insurance Broker
Thank you for visiting The Big 65 Alabama. My name is Karl Bruns-Kyler and I am an independent Alabama licensed Medicare insurance broker with no affiliation to Medicare or the state of Alabama.
For over 20 years I’ve been helping Medicare recipients with their Medicare coverage. Helping people is what I do best and I love it!
There is never a charge for my services, meaning FREE. (That means you pay the same insurance premium whether you work with me or work directly with the insurance carrier. The benefit you receive is my independent expertise.)
MY PROMISE: As your independent Alabama licensed Medicare insurance broker, I will always act in your best interest. I will be your advocate with the Medicare insurance carrier you choose. I will be here to help today, tomorrow, and every year you are enrolled in Medicare. That’s a promise.
Karl Bruns-Kyler
Medicare Insurance Broker and Independent Agent
Karl and The Big 65 serve Medicare recipients across Alabama, including towns located in northern Alabama, central Alabama, Greater Birmingham, and the Gulf Shores of Alabama. The Big 65 serves additional cities in Alabama including Birmingham, Crestline Village, Dothan, Fairhope, Foley, Hamilton, Huntsville, Montgomery, Perdido Beach, and Vestavia Hills.
YES, I would like to have a licensed Alabama insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.
Karl Bruns-Kyler is a licensed Medicare insurance broker and independent agent in thirty-three states around the country. In addition to serving Alabama, Karl is licensed to help with Medicare coverage in AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI.
Additional states will be added as Medicare insurance needs increase in those areas.
FAQs
1. What Medicare Advantage plans are available in Alabama for 2025?
In 2025, Alabama residents have access to 90 Medicare Advantage plans, including options with $0 monthly premiums. These plans are offered by various providers such as Aetna, Blue Cross and Blue Shield of Alabama, Humana, UnitedHealthcare, Devoted Health, and Viva Medicare.
2. How can The Big 65 assist Alabama residents with Medicare enrollment?
The Big 65 offers personalized, one-on-one service to help you identify and choose the appropriate Medicare coverage option that fits your healthcare needs. Karl is a licensed Medicare insurance broker who provides unbiased guidance to ensure you find a plan that aligns with your medical requirements and budget.
3. Are there programs in Alabama to help with Medicare costs?
Yes, Alabama offers Medicare Savings Programs (MSPs) for eligible low-income individuals. These programs can assist with paying Medicare premiums, deductibles, and coinsurance. Qualifying for an MSP may also automatically enroll you in the Extra Help program, which reduces prescription drug costs.
4. What is the Alabama State Health Insurance Assistance Program (SHIP)?
The Alabama SHIP provides free, unbiased counseling to Medicare beneficiaries and their families. SHIP counselors can help you understand Medicare benefits, compare plans, and assist with enrollment decisions, ensuring you make informed choices about your healthcare coverage.
5. Can I switch from a Medicare Supplement to a Medicare Advantage plan in Alabama?
Yes, during the Annual Enrollment Period (October 15 to December 7), you can switch from a Medicare Supplement plan to a Medicare Advantage plan. It’s important to compare the benefits, costs, and provider networks of available plans to determine the best fit for your healthcare needs.