Click to schedule a 15-min. review with Karl

Independent Licensed Washington Medicare Insurance Broker with no affiliation to Medicare or the state of Washington

The Big 65 Washington

Washington Medicare Insurance Broker

Thank you for visiting The Big 65 Washington website. My name is Karl Bruns-Kyler and I‘m an independent Washington licensed Medicare insurance broker and licensed Medicare insurance agent with no affiliation to Medicare or the state of Washington.

Washington state Medicare insurance broker Karl Bruns-Kyler headshot.

For over 20 years I’ve been helping Medicare beneficiaries. During that time I’ve seen so many changes in Medicare. However, one thing hasn’t changed …

MEDICARE  IS  COMPLICATED !

My role as your independent Washington Medicare insurance broker, is to un-complicate Medicare by doing the following:

#1:  HELP you identify the appropriate Medicare coverage plan for you.

#2:  FIND the appropriate Medicare option for you with the lowest costs.

#3: PROVIDE you with concierge level service each and every year to make sure your current Medicare Plan is meeting your ongoing healthcare needs.

#4: KEEP you abreast of changes in Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).

THERE IS NEVER A CHARGE FOR MY SERVICES. (That means your insurance premium is the same whether you work with me or work directly with the insurance company. The benefit you receive is independent expertise.)

Washington state Medicare insurance broker Karl Bruns-Kyler and his faithful dog Plato on a field of green grass.

Again, thank you for visiting my website. It would be my privilege to help you with your Medicare insurance.

 

Karl Bruns-Kyler
Medicare Insurance Broker and Independent Medicare Agent

Click HERE to schedule a 15 minute no obligation session to discuss your Medicare options in Washington.

Karl Bruns-Kyler's promise to Medicare recipients in the state of Washington.

One more thing … over the years, my clients have become more than just clients. They have become friends. Every one of them has a fascinating story to share. And I’ve been fortunate enough to hear many of them. For that, I am grateful.

As a licensed independent Medicare broker in Washington, Karl Bruns-Kyler is committed to helping Medicare beneficiaries throughout Washington. From the Spoken Valley to the Seattle Metropolitan Area, Karl continues to help Washingtonians with their Medicare insurance coverage.

YES, I would like to have a Washington licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

The Big 65 and Karl Bruns-Kyler serve Medicare recipients throughout the state of Washington, including the Spokane Valley region and Seattle, Anacortes, Bainbridge Island, Bellingham, Bothell, Coupeville, Gig Harbor, Olympia, Wenatchee, Sequim, Spokane, Poulsbo, Tacoma, Snoqualmie, Vashon, Everett, Richland, and Puyallup. 

Karl Bruns-Kyler is a licensed Medicare insurance broker and independent Medicare insurance agent in thirty-three states around the country to help with Medicare insurance. In addition to serving Medicare recipients in Washington, Karl is licensed to help with Medicare insurance services in the following states: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI.  Additional states will be added as Medicare insurance needs increase around the country.

FAQs

  1. What Medicare Advantage plans are available in Washington State?
    Washington offers a variety of Medicare Advantage plans, including PPOs and HMOs from major providers like Kaiser Permanente, Regence, and UnitedHealthcare. Availability depends on your county and ZIP code.

  2. How do I compare Medicare Supplement plans in Washington?
    Supplement (Medigap) plans are standardized in Washington but premiums can vary by company. Karl helps you compare options side-by-side based on your budget and health needs.

  3. When can I change my Medicare plan in Washington?
    You can change your plan during the Annual Enrollment Period (Oct 15–Dec 7) or during special enrollment periods if you qualify. Karl ensures you never miss an opportunity to switch.

  4. Does Washington have state-specific Medicare assistance programs?
    Yes. Washington’s SHIBA program (Statewide Health Insurance Benefits Advisors) offers free help, and Karl complements this with personalized, expert plan guidance.

  5. What’s the best Medicare plan for retirees in Seattle or Spokane?
    The “best” plan depends on your prescriptions, doctors, and preferences. Karl reviews local network access, premiums, and benefits to help find your ideal plan in either city.

  6. Are prescription drug plans included with Medicare in Washington?
    Medicare Part D plans are available as standalone coverage or bundled in Advantage plans. Karl compares them annually to ensure your medications are still covered affordably.

  7. Can I get dental or vision coverage with Medicare plans in Washington?
    Many Medicare Advantage plans in Washington include dental, vision, and hearing benefits. Karl can help you find a plan that includes the extras you care about.