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Independent Licensed Pennsylvania Medicare Insurance Broker with no affiliation with Medicare or the state of Pennsylvania

The Big 65 PA

Pennsylvania Medicare Insurance Broker

PA Medicare insurance broker Karl Bruns-Kyler

Thank you for visiting my website – The Big 65 PA.  My name is Karl Bruns-Kyler and I am an independent Pennsylvania licensed Medicare insurance broker and independent insurance agent with no affiliation to Medicare or the state of Pennsylvania.

For 20 years I’ve been helping Medicare recipients and I’ve seen many changes during that time. However, one thing has not changed:

MEDICARE IS COMPLICATED!

As your independent licensed Pennsylvania Medicare insurance broker and independent insurance agent, my role is to help un-complicate Medicare. The most valuable things I do to help my Medicare clients include the following:

1.  HELP identify the appropriate Medicare coverage for you.

2.  FIND the lowest cost coverage for the appropriate Medicare coverage for you.

3.  PROVIDE you with one-on-one, personalized service, every year to make sure your current Medicare coverage is meeting your healthcare needs.

4.  KEEP you informed of changes to Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).

Penn Medicare insurance broker Karl Bruns-Kyler and his dog Plato

THERE IS NEVER A CHARGE FOR MY SERVICES. (This means your insurance premium is exactly the same amount whether you work with me or work directly with the insurance company. The benefit you receive is independent expertise.)

Again, thank you for visiting my website. It would be my privilege to help you with your Medicare coverage.

Penn Medicare insurance broker The Big 65
My promise:  As your independent Pennsylvania licensed Medicare insurance broker and insurance agent, I will always act in your best interest. I will be your advocate with the Medicare insurance carrier you choose. I will be here today, tomorrow, and every year you are enrolled in Medicare. That’s a promise. 

YES, I would like to have a Pennsylvania licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

Karl Bruns-Kyler of The Big 65 is a Medicare insurance broker serving Medicare recipients in Pennsylvania. Karl is licensed to help all Medicare-eligible citizens located in Pennsylvania, including residents of Pittsburgh, Edgeworth, Erie, Meadville, Oil City, Titusville, Allentown, Scranton and small towns across western Pennsylvania. The Big 65 also serves towns located along the Philadelphia Main Line, including Saint David’s, Merion, Bala Cynwyd, Narberth, Ardmore, Wayne, Paoli, and Gladwyne.

Karl Bruns-Kyler is a licensed Medicare insurance agent and independent insurance broker in thirty-one states around the country to help with Medicare insurance. Those states include: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI.  Additional states will be added as Medicare insurance needs increase around the country.

Pennsylvania Medicare insurance agent Karl Kyler

FAQs

  1. What Medicare plan options are available for residents in rural western Pennsylvania?
    Access to Medicare Advantage plans can be limited in towns like Meadville or Titusville. Karl compares Medigap and PPO options for broader coverage in rural areas.

  2. Does Pennsylvania have income-based programs to help with Medicare costs?
    Yes, PA residents may qualify for the PACE program, Medicare Savings Programs, or Extra Help. Karl can guide you through the eligibility and application process.

  3. Can I get Medicare coverage if I’m under 65 and on SSDI in Pennsylvania?
    After 24 months on SSDI, you qualify for Medicare. Karl assists younger Pennsylvanians with comparing plans that fit both age and disability needs.

  4. Do Medicare Advantage Plans in Pennsylvania cover services like dental and vision?
    Many Advantage plans in PA include extras like dental, vision, and hearing. Availability varies by region, and Karl helps you compare based on ZIP code.

  5. What’s the difference between Medigap Plan G and Plan N in Pennsylvania?
    Plan G covers almost all out-of-pocket costs except the Part B deductible, while Plan N may have lower premiums but more copays. Karl helps explain the differences clearly.