How to sharpen the saw!

May this note-blog post find you in great health with your Medicare Insurance working properly.

You’ll be happy to know I only have one 2024 Medicare certification left to complete. There are at least 10 different carriers with over 50 different plans in some zip codes, how crazy is that?

Summer of 2023 has easily been the most enjoyable time of our lives. We’ve been connecting with family and friends we haven’t seen in ages.

These two boys are the sons of our first exchange student, Romain from the Alsace, who lived with us in Georgia almost twenty years ago when our kids were about this size.

Karl playing cards with two kids in the kitchen.

Over the last two decades, we have hosted eight different students from different countries who came to the US and lived with us for a calendar year. It was so much fun for us and so great for our children to have to share our home with all these amazing young people.

This August, we invited them all (and their families) to meet up. Five of them showed up with family and spent time with us in Normandy.

Karl Bruns-Kyler at dinner with friends.

Chris rode his bike all the way from Germany.

Chris from Germany with his bike.

Everyday we spent together was filled with surprises, cooking, exploring, taking walks, drinking wine, and catching up on life and all the changes.

Kid feeding a hungry horse.

I have to admit, sometimes it was exhausting.

Group of people in front of building.

But the most amazing part… I felt my brain power getting stronger.

Three people riding bikes near a corn field.

When we engage in new and novel activities, it improves our brain fitness.

According to the Alzheimer & Dementia Resource Center, staying active and engaged can reduce the speed of cognitive decline.

Group at people sitting down together to break bread.

Some of the activities they recommend:
• Brush your teeth with your non-dominant hand
• Close your eyes while getting dressed or performing other tasks
• Wear earplugs to experience the world without sound
• Turn your pictures or clocks upside down
• Start a new hobby
• Learn a musical instrument or something that is new to you

Kid playing in a yard with green grass.

Just being in a house filled with young’uns speaking French, German, Spanish and English … filled my brain and gave me a fresh perspective, plus tons of gratitude.

Karl Bruns-Kyler pointing his finger at a building in the distance.

What a joy seeing the people you love grow up and continue the circle of life.

Is it our responsibility to keep challenging ourselves to grow so they have a model to follow?  That’s a personal choice, but for me, here’s the mission:
• Don’t expect thanks
• Expect the unexpected
• Live a life of service
• Maintain a joyful heart
• Laugh at everything, the good, the bad & the ugly

Father with two kids.

That’s it for this week; Keep squeezing the juice out of life!

Medicare questions or problems?

Book a time on my calendar or email Gray,

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).


Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
-Robert B

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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-six states around the country, including:

New Hampshire
New Jersey
New York
North Carolina
South Carolina

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all your options.

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