May this note find you well despite the floods, the fires and COVID.
I’m getting a lot of calls from Medicare Clients asking if they need to change their coverage.
Most people won’t need to change their coverage, but many will!
Here are the some of the reasons you might need to review your Medicare Coverage in October:
1. Your drugs have changed or gotten expensive.
2. Your doctors have changed or they have stopped taking your current plan.
3. The premiums on your current Medicare Insurance plan seem really expensive.
4. You receive the annual notice of changes in your plan and your copays have gone up.
5. You are getting bombarded by call centers and you want peace of mind 😊.
I hope you are having a great week despite this crazy year and Happy Halloween!
Thank goodness we’ve had six inches of snow and that has helped to slow down the fires. Sadly, many people here have lost homes and bad things are happening in the south because of the hurricanes.
If you want to make certain your home is protected from catastrophic loss, click on the picture below and find out what I discovered.
Except for losing a family member, few things are harder than losing your home or having it destroyed by a natural disaster.
Nevertheless, it’s estimated that 40% of American homes are under insured. That means if something happens to your home, the insurance refund you receive may not be enough to cover the cost of repairing or rebuilding your home.
If you’ve updated your home or you haven’t reviewed your Property and Casualty insurance in a while, now is the time to act.
Use your phone to make a video recording from basement to attic of all of your possessions (even your clothes) and talk to your agent (remember I only do Medicare).
Covid-19 is a game changer. It is particularly
hard on Seniors and those with compromised
immune systems or comorbid health conditions.
Things will probably get worse,but you don’t
have to get worse.
The answer is self care. Get plenty of sleep,
eat well and exercise.
Take a few minutes each day to give thanks for
the things you do have, family, a home, food,
water, plus decent health insurance, at least
you do if you work with me you have great
Medicare coverage :).
Pray, meditate or do both. Most important, go
on a news fast. Really! If you live and breathe
only the constant Covid-19 news cycle, it’s
going to eat your sole.
I took a two day news break last weekend and
my wife told me I was a much happier person.
It certainly reduced my stress.
Check the news twice a day, briefly, but do not
let it eat you alive. You and your family will
be happier, I promise.