Virginia Medicare insurance broker Archives

Here’s a simple way to avoid playing with fire

May this Medicare insurance blog post find you in great health with your Medicare Insurance working properly.

We’re having the wettest summer in forever, so we try to get outside whenever the weather permits. Today, I want to discuss a simple way to avoid playing with fire.

Now Plato loves Smores as much as the next doodle, but he did ask me to share a fiery question:

Is your Auto & Home insurance up to date?

Flo was in an accident on Thursday.

Thank goodness no one was injured, though four cars were damaged.

Peace of mind is knowing your Home & Auto coverage is up to date.

Consider:
• Updating your auto insurance card in the glove box.
• Downloading your Insurance Company’s app.
• Setting up the Accident Support number in your contacts.
• Keeping a first aid bag in the trunk.
• Scheduling a review and/or shopping with your P&C agent.

Here’s a Forbes article that may be helpful.

We had a wonderful visit from Aunt Nancy who came to Denver for work and she joined us for dinner.

Sus came down from Fort Collins to be with the “fam” and we sure had a nice time.

Last year’s Father’s Day/Birthday/Xmas gift was a propane pizza oven. We’ve been getting better with our pies (and neighbor Sally makes amazing dough).

Everyone seems to love making their own pizzas. Santi gave it both thumbs up while visiting. He’s back home in Puebla, Mexico, preparing to complete his final internship before graduating University with a business degree.

Lifelong Met’s fan Mary Ann attended a Rockies game with her great nephew, and he was lucky enough to get a foul ball.

Mary Ann said she felt torn at the game, growing up a Mets fan but living in Denver forever since. I say having two teams to root for means you can’t lose, right?

I love this pic of M’Liss and Miss Paula enjoying the beach in South Carolina. These two are part of a friend’s group which began as a weekly driveway pandemic potluck and the routine stuck (at least that’s what Weitze, another neighbor, told me.)

We all know that staying connected is good for the soul. Ladies, please keep up the good work! Wanna share how you stay connected?

Plato certainly helps us stay connected. He likes to stop and chat with Perry and her husband Ed when we see each other walking.

Bob, Sue, and their doggy Rudy saw me biking home in the rain (sudden downpour) and they were kind enough to let me in to wait out the storm with a glass of wine and a fun catch up.

Glad to see Rudy is on the mend !

That’s it for this week; Happy Father’s Day and keep squeezing the juice out of life!

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
-Robert B

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Michigan
Minnesota
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Sometimes surgery might not be the answer

May this Medicare blog post find you in great health with your Medicare insurance working properly.

Spring has sprung and I spent Saturday out in Windsor, Colorado, getting an update on the do’s and don’ts of beekeeping.

It was so much fun to get hands-on experience, pulling frames, learning about the brood, plus all the stuff I’ll need to do to keep the two hives healthy and to hopefully get some honey in the fall.

If there’s extra, I promise to share.

Trying to shoot a slow-motion video of the bees, I got a little too close and one of the bees stung me on the lip, making it look like a bad plastic surgery face lift.

Oh well, lesson learned: have a healthy respect for nature. Naturally, my wife Q thought it was pretty dang funny.

It’s finally warming up here and I hope you are getting outside as much as possible.

Whenever we walk our big fluffy dog Plato, he brings a smile to people’s faces, including Brenda who we often see in the park.

As your Medicare Insurance broker, I hear stories every week about the good, the bad and the ugly of modern medicine.

Over the years, I’ve spoken with hundreds of clients about their prostate (all guys, naturally). Their experiences as patients have run the gamut from easy-peasy to being a true disruptor of the quality of their lives.

Cancer is scary word. Sometimes the fear of a condition can lead consumers to seek aggressive treatment prematurely.

According to my older brother Robert (he is a Radiation Oncologist in Virginia), when patients are alerted to an elevated PSA score, many believe they must immediately be treated by surgery or radiation. In some situations, the treatment can be worse than the condition.

The protocol for treating prostate cancer has changed in the last ten years to “active surveillance,” not forgetting about the elevated PSA’s, but instead monitoring the situation and not rushing to treatment if it is not necessary.

DO NOT TAKE THIS BLOG AS MEDICAL ADVICE, be an informed consumer before selecting treatment. Every situation is different. Remember:

Just because a medical service is available, that doesn’t always make it appropriate for you. Here’s an article on this topic.

My wife’s French cousin, Flo, has now rounded the eighth month of living with us and working as a volunteer for the music program El Sistema here in Denver. I’m amazed she hasn’t gotten tired of us, yet.

You know I’m an evangelist for opening your home to young people (and for your kids to have exchange students).

Sharing your home just makes life better (plus it prevents me from running around in my boxers), and Quantz says that certainly makes the world a better place.

Client’s Joe and Becky got out this week and saw “Les Misérables” and they said it was fantastic. My wife Q loves musicals. Me? Not so much. They kind of make me feel like a “Misérable.”

I always try to get our daughter Sus to take my place. Q thinks I will like “The Book of Mormon” musical, but I’m doing my best to dodge the bullet, besides, my beehives will definitely need me the weekend of that show, right?

I chat with my brothers several times a week. Every time I catch my little brother Haas, he seems to be fishing in Virginia. For the heck of it, I used FaceTime to find out why he fishes so much… of course it’s beer. You see his buddy Mike in the background throwing one down?

As Haas always says, “life is good.” Keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Minnesota
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

What’s the best drink for your health?

May this find you in good health with your Medicare Insurance working properly.

Today, I pose the question: “What’s the best drink for your health?”

But first … the Bruns-Kyler family has returned to the States and boy are we glad to be home.

We chose to return home early because some family members are having health issues and Q wanted to be with them. That’s why I love her.

Can you tell where this week’s pictures were taken? As you read, pay attention!

I’ll be sending out Starbucks gift cards to the first five folks who email back the correct answer!

It’s great to be in my office again, plus, it’s time to get the yard ready for Spring.

For whatever reason, we’ve been seeing numerous Medicare billing issues so I have been drinking a lot of tea AND coffee to stay focused.

Be cautious before paying a Medicare related bill, mistakes are common!

This week, one client’s pharmacy claimed they didn’t have drug coverage.

That is the type of concern that wakes me up. It took a number of calls to get everything straightened out. Thank goodness the pharmacy was wrong!

I used to worry that coffee and tea could have negative effects on my health, but as long as they are used in moderation, and your doctor approves, both beverages seem to have positive health benefits.

Caffeine can boost mood and improve performance, plus both drinks are rich in antioxidants.

Some studies link caffeine to weight loss and both drinks may provide anti-cancer benefits.

One client in Texas shared how he takes a “Coffee Nap” in the afternoon.

When Michael is tired and has things to do, he’ll down a coffee, set an alarm for thirty minutes and take a quick siesta.

The caffeine will usually kick in just as the alarm goes off and then he is able to be quite productive.

If you have insomnia or caffeine sensitivity, this may not be a good idea, always talk with your doctor.

The bottom line, it’s healthy to review your liquid consumption patterns and see if you can make small tweaks to optimize productivity, sleep, and overall health.

Our Air Force son, Nicholas, is sure enjoying his first extended vacation in two years. Plato was so excited to see him when he got to our house.

We’re just happy to have our son home.

You know how quickly they grow up so don’t take anything for granted.

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin