April Greetings … may this blog find you above ground 🙏, with your taxes filed 🧾✅, and your Medicare insurance keeping the storm clouds away ☁️➡️🌞.
Questions about Medicare Supplements, Medicare Advantage, or the capital of Madagascar? Email Gray@TheBig65.com or book a time on my calendar and we’ll do our best to help (it’s Antananarivo).
Yesterday was beautiful 😎. Today we got snow❄️🥶. Only one thing is for certain: constant change 🔄.
And though we fret and fuss when things go south, change is always an opportunity!
Not that I was singing songs of joy last week when the hives swarmed and I had to climb trees to get them down (and cussing up a blue streak).

But I learned new skills, made some new friends, and I’m much better prepared for the next time this happens.

As your Medicare Insurance Broker, though I’ve been doing this for two decades, every week, I run into a new challenges that make me go ” hmmm”:
- Unresolvable billing issues (despite multiple calls)
- Provider network confusion
- Unexpected paperwork issues
- Changing drug costs
- A benefit that sounded better in the brochure than it works in real life
(Happy Birthday to my wife’s friend Elaine!)

Medicare is full of moving parts, and my job is to help clients make sense of them before small surprises become big problems.
Your life is also full of moving parts, and your job is to stay flexible, keep your balance, and make the best decisions you can as things change.
Our exchange student Miti from Madagascar has taught us to look at EVERYTHING with fresh eyes.
When you come from an orphanage, from the fourth poorest nation on earth, and you spend a year observing all of the abundance we have in the United States… well, it’s a great reminder for me of how fortunate we are to be where we are, and to always remember to give thanks.

In no way do I wish to minimize the suffering that exists in our country, but compared to billions living in other nations, as my father-in-law always says, we’ve already won the lottery.
The night before the storm, I put up this old umbrella to protect as many of the cherry blossoms as possible (and we also covered the beehives).
Like life, these gesture are imperfect at best. But every day, we start fresh and the choice is always ours:
- Help others
- Be kind
- Do your best
- Laugh at everything
Now get out there and get living, the clock is ticking, the choice is always yours.
Keep asking, “What’s the next big thing?
If family or friends need help… referrals are the lifeblood of my business.
If you know someone who might like to receive The Big 65 newsletter, forward this link.
Medicare questions or problems?
Book a time on my calendar or email Gray, Gray@theBig65.com.
Let us know what’s going on and please send pictures :).
Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Montana
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin
The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.




