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Independent Licensed Montana Medicare Insurance Broker with no affiliation with Medicare or the state of Montana

The Big 65 – Montana

Independent Montana Medicare Insurance  Broker

Thank you for visiting The Big 65 Montana. My name is Karl Bruns-Kyler and I’m an independent Montana licensed Medicare insurance broker and independent insurance agent with no affiliation with Medicare or the state of Montana.

Montana Medicare insurance broker Karl Bruns-Kyler with his arms crossed.

For 20 years I’ve been helping Medicare recipients and I’ve gotten pretty good at it. I’ve witnessed many changes these past two decades. However, one thing has not changed:

MEDICARE  IS  COMPLICATED ! 

As an independent Montana licensed Medicare insurance broker, my job is to un-complicate Medicare by doing the following:

ONE:  HELP you identify the appropriate Medicare coverage with the lowest costs.

TWO:  PROVIDE you with one-on-one, personalized service, every year to make sure your current Medicare coverage is meeting your healthcare needs.

THREE:  KEEP you informed of changes to Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).

 THERE IS NEVER A CHARGE FOR MY SERVICES. (That means you pay the exact same insurance premium whether you work through me or work directly with the insurance company. The benefit you receive is independent expertise from a trusted source.)

Montana Medicare insurance broker Karl Bruns-Kyler & his dog Plato.

Again, thank you for visiting my website. It would be my privilege to help you with your Medicare insurance needs.

MY PROMISE: As your independent Montana licensed Medicare insurance broker, I will ALWAYS act in your best interest. I will be your advocate with the Medicare insurance carrier you choose. And I will be here to help today, tomorrow, and every year you are enrolled in Medicare. That’s a promise.

YES, I would like to have a Montana licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

Karl Bruns-Kyler of The Big 65 is a Medicare insurance broker serving cities and towns across Montana. In addition to serving Billings and Bozeman, Karl provides Medicare insurance services to Butte, Missoula, Great Falls, Helena, and Kalispell.

South Carolina Medicare insurance agent Karl Bruns-Kyler The Big 65

Karl Bruns-Kyler is a licensed Medicare insurance agent and independent insurance broker in over thirty-three states around the country to help with Medicare insurance. Those states include: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MT, MO, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI.  Additional states will be added as Medicare insurance needs increase around the country.

FAQs

  • Are Medicare Advantage Plans available in rural areas of Montana?
    Yes, but choices may be limited in some regions. Karl helps Montana residents find Advantage Plans that offer telehealth and broader networks for rural access.

  • What Medicare options are available for people under 65 on SSDI in Montana?
    After 24 months on SSDI, you’re eligible for Medicare. Montana insurers vary in what they offer to those under 65, and Karl can help navigate these choices.

  • Does Montana have any state-specific Medicare assistance programs?
    While most help comes from federal programs like Extra Help and MSP, Montana residents may also qualify for Medicaid or other support based on income.

  • Do Montana Medicare Supplement plans work across state lines?
    Yes. Medigap plans in Montana cover you nationwide wherever Medicare is accepted, making them a strong option for frequent travelers or seasonal movers.

  • Is there a cost to use a licensed Montana Medicare broker like Karl?
    No. The premium is the same whether you enroll directly or with Karl’s help, but you gain expert support at no extra cost.