Published on June 25, 2026

Wanna know how Medicare protects you overseas?

Hello … we’re hoping this blog finds you well, with your Medicare insurance coverage protecting you from the fall!

Questions about your Medigap Supplement Insurance, Medicare Advantage Plans, what I’m doing in this limestone canyon in the middle of nowhere? ( Don’t worry, I’m roped in for safety!)

Email Gray@TheBig65.com or book a time on my calendar if you, your friends, or your family need help with Medicare planning. We’ll do our best to help.

After spending a few days in the capital of Madagascar, my Air Force son Nicholas and I are exploring a few of the national parks in one of the remotest countries in the world.

Karl and Nicholas climbing in Madagascar.

This is the first time in ten plus years that I’ve taken a full week off without appointments, and it sure has been amazing to spend unstructured time with Nicholas.

But don’t worry, I’ll be back in the office on Sunday!

Nicholas on the side of a stone wall.

Meanwhile, off in Spain, my wife Quantz and our daughter Susanna are fulfilling a bucket list adventure themselves:  hiking the Camino de Santiago in record heat.

Q tells me they’ve been rising at 4:30 AM to get in their miles (9-15 a day) before it gets too hot. Keep going!

Quantz and Susanna in a field of sunflowers.

Remember that if you have Medicare coverage, most Medicare Supplements and Medicare Advantage Plans offer worldwide emergency coverage (not routine care.)

You’ll be responsible for the costs up front. Be sure to get receipts and submit them to the carrier when you get home (and feel free to email Gray, Gray@TheBig65.com, if you need our help.)

Two Lemurs on a branch in Madagacar.

Just remember that if you go to a remote location, evacuation is typically not covered, so consider adding insurance like Squaremouth or Blue Cross to make sure you get home safely.

A group of three men sitting together in Madagascar.

Our guide Jonny helped us set up this amazing trip so definitely visit his website if you would like him to set up an adventure for you and your family!

Nicholas walking on an elevated ladder.

Travel in Madagascar is not for the faint of heart, but it offers some of the most breathtaking scenery and animals you’ll see anywhere on this planet.

Trees in the distance in Madagascar.

I guarantee you will make new friends and have memories for a lifetime.

Nicholas and Karl on the beach surrounded by dogs.

Keep asking,  “What’s the next big thing?”

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).


Karl Bruns-Kyler

(877) 850-0211
Book a time on my calendar here
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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in over thirty states from around the country, including:

Alabama
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California
Colorado
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The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Services.

Not Sure Which Medicare Plan Is Right for You?

Medicare is complicated, but you do not have to figure it out alone. With over 20 years of experience, Karl Bruns-Kyler can help you compare plans, avoid costly mistakes, and find the coverage that fits your needs and budget.

Call (877) 850-0211

Or schedule a free consultation at a time that works for you.

Schedule a Free Consultation

There is never a charge for my services. Your premium is the same whether you work with me or go direct.

Disclaimer: We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

About the Author

Karl Bruns-Kyler is a licensed independent Medicare insurance broker with over 20 years of experience helping clients make confident, informed healthcare decisions. Based in Highlands Ranch, Colorado, Karl works with Medicare recipients across more than 30 states, offering personalized guidance to help them avoid costly mistakes, find the right coverage, and maximize their benefits. Connect on LinkedIn