Published on September 18, 2026

“Oh the times they are a changing!”

Buongiorno … may this blog find you well, with sunny blue skies and your Medicare Insurance insurance working the way it should🤞.

Questions about your Medicare plan and the changes a’coming🤔?  PLEASE START by emailing Gray, Gray@TheBig65.com.

Gray will update your drugs, docs, and plan info and get the review process started. Please do not book a time until Gray has updated and reviewed your information.

If you haven’t received your Annual Notice of Changes for your Medicare Advantage or your Part D Drug Plan… please call the Member services number on the back of  your card and ask them to send another copy!

We promise 🤝 to help all existing clients and any of your friends who need help with  Medicare Advantage or Medicare Supplement plans.

What a relief to have completed all the certifications for 2027!  Reading about the changes required many cups of Caffè Americano☕.

Karl working on his computer.

But it is always a pleasure to work in a new place.

The work is exactly the same way, but being out of the house shakes up the routine, and that’s what’s good for the brain🧠.

Plus, it’s fun to keep an eye on Mt Etna from our son’s apartment. The volcano is always putting off smoke🌋.

Beautiful lights of a city at night.

While Q is exploring other cities in Italy, I finally got the lead out and took a day trip to climb the volcano and to see the lava flows that score the mountain.

A blue sky with white clouds.

Just like with Medicare, it helps to have an expert guide,  and our guide was amazing.

A man with a blue backpack walking on a dirt road.

Earlier in the year, an American broke all the rules, he went hiking alone in a restricted area and ended up on the wrong side of a lightning strike😱⚡.

It pays to follow the rules and to avoid making an irreversible mistake🪦.

I promise you, when it comes to Medicare and to volcanos, I always follow the rules.

Karl sitting on a rock in front of an active volcano.

This is as close as I got to the rim and that was plenty for me. It was a great day of climbing, exploring, and learning.

Karl standing near the rim of an active volcano.

I got back to our son’s apartment in time to spend an evening another great evening with people I love❤️.

Keep looking for new adventures and never miss a chance to spend time with the people you love. No matter how much time we think we have, it’s later than we think⏳.

Two people embracing each other.

Keep asking,  What’s the next big thing? 

If family or friends need help… referrals are the lifeblood of my business.

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Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in over thirty states from around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Mississippi
Missouri
Montana
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
South Dakota
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Services.

Not Sure Which Medicare Plan Is Right for You?

Medicare is complicated, but you do not have to figure it out alone. With over 20 years of experience, Karl Bruns-Kyler can help you compare plans, avoid costly mistakes, and find the coverage that fits your needs and budget.

Call (877) 850-0211

Or schedule a free consultation at a time that works for you.

Schedule a Free Consultation

There is never a charge for my services. Your premium is the same whether you work with me or go direct.

Disclaimer: We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

About the Author

Karl Bruns-Kyler is a licensed independent Medicare insurance broker with over 20 years of experience helping clients make confident, informed healthcare decisions. Based in Highlands Ranch, Colorado, Karl works with Medicare recipients across more than 30 states, offering personalized guidance to help them avoid costly mistakes, find the right coverage, and maximize their benefits. Connect on LinkedIn