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Independent Licensed Tennessee Medicare Insurance Broker with no affiliation with Medicare or the state of Tennessee

The Big 65 Tennessee

Independent Tennessee Medicare Insurance Broker

Tennessee Medicare insurance broker Karl Bruns-Kyler of The Big 65 Tennessee

Thank you for visiting The Big 65 Tennessee website. My name is Karl Bruns-Kyler and I’m an independent Tennessee licensed Medicare insurance broker and independent insurance agent with no affiliation to Medicare or the state of Tennessee.

For 20 years I’ve been helping Medicare recipients and I’ve gotten pretty good at it. One thing I’ve learned over the years:

MEDICARE IS COMPLICATED !

As your independent Tennessee licensed Medicare insurance broker, my job is to simplify the Medicare process by doing the following:

1. HELP identify the appropriate Medicare coverage for you.

2. FIND the lowest cost coverage for the appropriate Medicare coverage for you.

3. PROVIDE you with one-on-one, personalized service, every year to make sure your current Medicare coverage is meeting your healthcare needs.

4. KEEP you informed of changes to Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).

THERE IS NEVER A CHARGE FOR MY SERVICES. (That means your insurance premium is the same whether you work with me or work directly with the insurance company. The benefit you receive is independent expertise from a trusted source.)

Tennessee Medicare insurance broker Karl Bruns-Kyler with Plato

Again, thank you for visiting my website. It would be my privilege to help you with your Medicare coverage. 

Medicare insurance broker Karl Bruns-Kyler's promise to Medicare recipients.

YES, I would like to have a Tennessee licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

Karl Bruns-Kyler of The Big 65 is an independent licensed Medicare insurance broker serving cities and towns across Tennessee. In addition to serving Nashville, Brentwood, Franklin, and Murfreesboro, Karl provides Medicare insurance services to Medicare recipients in Bellevue, Belle Meade, Green Hills, Cookeville, Crossville, Chattanooga, Memphis, Knoxville, Tullahoma, Germantown, Beersheba Springs, McMinnville, and Monteagle. 

Karl Bruns-Kyler is a licensed Medicare insurance agent and independent insurance broker in thirty-three states around the country to help with Medicare insurance. Those states include: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI. Additional states will be added as Medicare insurance needs increase around the country.

FAQs

  • What should I know about Medicare enrollment when retiring to Tennessee?
    If you’re relocating to TN for retirement, you may qualify for a Special Enrollment Period. Karl helps retirees choose plans aligned with healthcare access and cost of living.

  • Are Medicare Advantage HMO plans available in Nashville or Knoxville?
    Yes, HMO plans are available in Tennessee counties but often have strict provider networks. Karl compares local options to ensure you can access care nearby.

  • Can Medicare in Tennessee cover chiropractic or acupuncture services?
    Original Medicare offers limited coverage, but some Advantage Plans in TN include alternative therapies. Karl helps review which plans support holistic care.

  • Do Tennessee Medicare Supplement premiums change by county?
    Yes, Medigap rates can vary across counties like Davidson, Williamson, or Hamilton. Karl provides localized quotes based on your ZIP code and age.

  • Is Medicare help available for veterans living in Tennessee?
    Yes, veterans with TRICARE or VA benefits can still enroll in Medicare. Karl helps coordinate both coverages to avoid gaps or overlap.

  • What Medicare plans in Tennessee are best for managing chronic conditions?
    Special Needs Plans (SNPs) are available for diabetes, heart disease, and more. Karl helps eligible residents enroll in the most suitable chronic care plan.