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Independent Licensed Minnesota Medicare Insurance Broker with no affiliation to Medicare or the state of Minnesota

The Big 65 Minnesota

Minnesota Medicare Insurance Broker

Thank you for visiting The Big 65 Minnesota. My name is Karl Bruns-Kyler and I’m an independent Minnesota licensed Medicare insurance broker and independent Medicare agent with no affiliation to Medicare or the state of Minnesota. 

Minnesota Medicare Insurance Broker Karl Bruns-Kyler of The Big 65 Minnesota.

For over 20 years I’ve been helping Medicare recipients. During that time I’ve seen many changes.  However, one thing has NOT changed!

MEDICARE IS COMPLICATED !

As an independent Minnesota Medicare insurance broker, my job is to un-complicate Medicare in Minnesota by doing the following:

ONE:   HELP you identify the ideal Medicare coverage with the lowest costs.

TWO:   PROVIDE you with one-on-one, personalized service, every year to make sure your current Medicare coverage is meeting your healthcare needs.

THREE:   KEEP you informed of changes to Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).

THERE IS NEVER A CHARGE FOR MY SERVICES. (That means you pay the exact same insurance premium whether you work through me or work directly with the insurance company. The benefit you receive is independent expertise.)

Karl Bruns-Kyler and his friend Plato_Minnesota Medicare insurance broker.

Again, thank you for visiting my website. It would be my privilege to help you with your Medicare insurance needs.

MY PROMISE:  As your independent Minnesota licensed Medicare insurance broker, I will ALWAYS act in your best interest. I will be your advocate with the Medicare insurance carrier you choose. And I will be here to help today, tomorrow, and every year you are enrolled in Medicare. That’s a promise

YES, I would like to have a Minnesota licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

Karl Bruns-Kyler of The Big 65 Minnesota is a Medicare insurance broker serving cities and towns across Minnesota.  In addition to serving Minneapolis, Karl provides Medicare insurance services to Albert Lea, Brainerd, Hibbing, Fairmont, Bemidji, Worthington, Fergus Falls, Willmar, New Ulm, and towns and cities across Minnesota.

Minnesota Medicare insurance agent Karl Bruns-Kyler of The Big 65 Minnesota.

Karl Bruns-Kyler is a licensed Medicare insurance agent and licensed Medicare insurance broker in thirty-three states from around the country to help with Medicare insurance. Those states include: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI.  Additional states will be added as Medicare insurance needs increase around the country.

FAQs

  • What is different about Medicare in Minnesota compared to other states?
    Minnesota uses unique Medicare Cost Plans in some counties, unlike most states. Karl can help you compare these with Medicare Advantage and Supplement options.

  • Are Medicare Supplement plans available to under-65 Minnesotans on SSDI?
    Yes, Minnesota requires insurers to offer Medigap coverage to those under 65 on SSDI. Options and pricing vary by provider.

  • Can I get Medicare coverage if I live in rural Minnesota towns like Hibbing or Bemidji?
    Yes, but plan availability may be limited. A local broker like Karl can help you find coverage that includes rural-friendly features like telehealth.

  • Do Minnesota Medicare Advantage Plans include dental or hearing benefits?
    Many do. Advantage Plans in Minnesota often bundle extra benefits like dental, vision, and hearing aids depending on the plan.

  • Is working with a Minnesota Medicare broker like Karl more expensive?
    No. You pay the same premium whether you enroll on your own or through Karl. His expert help is free and personalized.