The Big 65 Iowa
Iowa Independent Medicare Insurance Broker
Welcome to The Big 65 Iowa. My name is Karl Bruns-Kyler and I’m an independent Iowa licensed Medicare insurance broker and licensed independent agent with no affiliation to Medicare or the state of Iowa.
For years I’ve been helping people with Medicare in Iowa and around the country. I love helping people with their Medicare coverage and I’ve gotten pretty good at it.
THERE IS NEVER A CHARGE FOR MY SERVICES. (That means you pay the exact same insurance premium whether you work through me or work directly with the insurance company. The benefit you receive is independent expertise.)
MY PROMISE: As your independent Iowa licensed Medicare insurance broker, I will ALWAYS act in your best interest. I will be your advocate with the Medicare insurance carrier you choose. And I will be here to help today, tomorrow, and every year you are enrolled in Medicare. That’s a promise.
After listening carefully to your healthcare requirements, I help you with your Medicare coverage by doing the following:
1. HELP you identify the appropriate Medicare coverage with the lowest costs.
2. PROVIDE you with one-on-one, personalized service, every year to make sure your current Medicare coverage is meeting your healthcare needs.
3. KEEP you informed of changes to Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).
Thank you for visiting The Big 65 Iowa. It would be my privilege to help you with your Medicare insurance needs.
Karl serves Medicare recipients in the Des Moines–West Des Moines metropolitan area and throughout Iowa. Additional cities Karl serves in Iowa are Ankeny, Bettendorf, Bondurant, Clive, Eldridge, Keokuk, Marion, Marshalltown, Muscatine, Oskaloosa, Ottumwa, Pella, Sioux Center, and Waukee.
YES, I would like to have an Iowa licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.
Karl Bruns-Kyler is a licensed Medicare insurance agent and independent broker in thirty-one states around the country to help with Medicare insurance. Those states include: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI.
Additional states will be added as Medicare insurance needs increase around the country.
FAQs
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What does it mean to work with an independent Iowa licensed Medicare insurance broker?
An independent Iowa licensed Medicare insurance broker, like Karl Bruns-Kyler, is not tied to any specific insurance company. That means you get unbiased advice and help selecting Medicare coverage based on what’s best for you — not what benefits the insurer. -
Is there a fee to work with a Medicare broker in Iowa?
No, there is never a charge for Karl’s services through The Big 65 Iowa. You pay the same insurance premium whether you sign up directly with the provider or work with Karl — but you gain one-on-one support and independent expertise for free. -
How does Medicare coverage work for people under 65 on SSDI in Iowa?
Individuals in Iowa receiving Social Security Disability Insurance (SSDI) for 24 months are eligible for Medicare. Because plan options and pricing for people under 65 may differ, working with an experienced broker ensures you’re aware of all your rights and benefits. -
Can my Medicare coverage change if I move within Iowa — say from Des Moines to Marion?
Yes, your Medicare Advantage Plan options can vary by county, so moving may require a review of available plans in your new area. Karl provides personalized service to ensure your Medicare coverage continues to meet your healthcare needs wherever you live in Iowa. -
What’s the benefit of reviewing my Medicare plan every year in Iowa?
Medicare plans — including Part D Prescription Drug Plans — often change formularies, costs, and provider networks annually. The Big 65 Iowa offers yearly reviews to make sure your current Medicare coverage still aligns with your evolving health needs and budget. -
Do Medicare Advantage Plans in Iowa include prescription drug coverage?
Many Iowa Medicare Advantage Plans bundle hospital, medical, and Part D prescription drug coverage. It’s important to compare plans to ensure your medications are covered affordably — Karl helps you evaluate all your options based on your personal healthcare requirements. -
How can I get help understanding Medicare changes in Iowa each year?
With new rules, costs, and plan updates happening every year, it can be overwhelming to stay informed. That’s why Karl’s role at The Big 65 Iowa is to keep you updated on any changes to Medicare and how they may affect your coverage.