Click to schedule a 15-min. review with Karl

Independent Licensed Michigan Medicare Insurance Broker with no affiliation to Medicare or the state of Michigan

The Big 65 Michigan

Independent Michigan Medicare Insurance Broker 

Thank you for visiting The Big 65 Michigan website.  My name is Karl Bruns-Kyler and I’m an independent Michigan licensed Medicare insurance broker and independent Medicare agent not affiliated with Medicare or the state of Michigan.

Michigan Medicare insurance broker Karl Bruns-Kyler of The Big 65 Michigan.

For years I’ve been helping Medicare beneficiaries in Michigan and across the country. Many things have changed these past 20 years but one thing hasn’t changed:  MEDICARE IS COMPLICATED!

As your independent Michigan Medicare insurance broker, my job is to un-complicate Medicare by doing the following: 

ONE:  Help you identify the appropriate Medicare coverage plan for you with the lowest costs. 

TWO:  Provide you with concierge level service each and every year to make sure your current Medicare Plan is meeting your ongoing healthcare needs. 

THREE:  Keep you abreast of changes in Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).

MY SERVICES ARE ALWAYS FREE. (Meaning, your insurance premiums are the SAME whether you work with me or directly with the insurance company.)

Karl Bruns-Kyler of The Big 65 Michigan and his friend Plato.

Again, thank you for visiting my website. It would be my privilege to help you with your Medicare insurance. 

Karl Bruns-Kyler
Medicare Insurance Broker and Independent Medicare Agent

Click HERE to schedule a 15 minute no obligation session to discuss your Medicare options in Michigan. 

One more thing … over the years, my clients have become more than just clients. They have become friends. Every one of them has a fascinating story to share. And I’ve been fortunate enough to hear many of them. For that, I am grateful.

Medicare insurance broker Karl Bruns-Kyler's promise to Medicare recipients.

As a licensed independent Medicare agent and Medicare broker in Michigan, Karl Bruns-Kyler is committed to helping Medicare beneficiaries throughout Michigan. From the Upper Peninsula (the U.P.) to the Lower Peninsula and in between, Karl continues to help Michiganders (and  Michiganians) with their Medicare insurance coverage.

YES, I would like to have a Michigan licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

The Big 65 and Karl Bruns-Kyler serve Medicare recipients throughout the state of Michigan. Ann Arbor, Charlevoix, Detroit, Flint, Muskegon, Petoskey, Frankenmuth, Petoskey, Harbor Springs, Grosse Pointe, Saginaw, Okemus, Saline, and East Lansing.

Karl Bruns-Kyler is a licensed Medicare broker and independent insurance agent in thirty-one states around the country to help with Medicare insurance. In addition to serving Medicare recipients in Michigan, Karl is licensed to help with Medicare insurance services in these states: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI.  Additional states will be added as Medicare insurance needs increase around the country.

FAQs

  • What Medicare plans are available in Michigan’s Upper Peninsula?
    Plan options in the U.P. can be more limited than in metro areas. Karl helps Michiganders compare plans that work well in rural regions.

  • Do Michigan Medicare Supplement plans cover out-of-state care?
    Yes, most Medigap plans allow you to use any doctor nationwide that accepts Medicare, which is ideal for snowbirds or frequent travelers.

  • How does weather impact Medicare plan choice in Michigan?
    With Michigan’s harsh winters, telehealth and home delivery benefits in Medicare Advantage Plans are important to consider during plan selection.

  • Can I keep my Michigan Medicare coverage if I move to another county?
    Some plans require changes when you move. Karl helps review your options and ensures continuous coverage after relocation.

  • Are there Medicare Advantage Plans in Michigan that cover gym memberships?
    Yes, many include fitness benefits like SilverSneakers. Availability depends on your ZIP code and plan provider.

  • How do I know if my Michigan Medicare plan covers my prescriptions?
    Every plan has a different drug formulary. Karl helps you compare Part D or Advantage plans to ensure your medications are covered affordably.

  • Is a yearly Medicare review really necessary in Michigan?
    Absolutely. Plan networks, drug coverage, and benefits change each year. A review can prevent surprises and save you money.