May this find you and your family in good health and great Halloween spirits with your Medicare Coverage working properly. Today’s question: How to really help retirees.
Plato wishes to report that the 60 mile an hour winds that blew “Ike the Spider” off of our roof have abated and Ike has returned to the front yard.
Those same winds filled two hundred yards of driveway in El Paso County, Colorado, six feet high with thousands of tumbleweeds (between the two green bushes). Clients Kathy and Wayne also had tumbleweeds to the top of their barn, crazy weather!
The Annual Election Period can make you feel like you’re buried in Medicare tumbleweeds with all the telemarketers and commercials. But you just have to ignore them, or take a pitchfork to them.
If you’re in the Low Country of South Carolina, you could ask Frank to get his Jack Russells on their tails. They’d be happy to chase the rascals.
It’s a pleasure catching up with so many of you all over the country and hearing about the adventures in your lives.
Remember, if you’re happy with coverage and everything is working well, you can ignore all the noise out there, but if your feeling like a member of the … (see picture below)
Book a time on my calendar. We’ll catch up, review your coverage, and perhaps you’ll be like Jean in Georgia and send me pictures of your adventures in Albuquerque at the balloon fest.
How To Really Help Retirees
As we near the midterms, I received a fantastic suggestion from Marilu, an instructional materials designer in Ohio.
Marilu conceived of an idea that would reduce the labor shortage, help retirees and actually help the economy:
Let’s lift the restrictions on retirees so that, if they work, they don’t pay extra taxes on their Social Security.
According to Social Security, “You must pay taxes on up to 85% of your Social Security benefits if you file a: Federal tax return as an “individual” and your “combined income” exceeds $25,000. Joint return, and you and your spouse have “combined income” of more than $32,000.”
You know I stay out of politics, but I always support efforts to reward work.
Plato thinks that taxing Social Security is “snow way” to treat retirees. If you think this is a good idea, consider writing a letter to your elected officials. Thanks for the great idea Marilu.
Of course, not everyone wants to keep working. Let’s lift a glass to Joe, a happily retired client in Ohio.
Joe just returned from an adventure in Italy with his wife and family, digging into their roots in Sicily, exploring, cooking, rekindling connections with distant relatives and staying connected. What an adventure, che bello!
Quantz finally returned from Europe spending time with our son Nicholas. I’m so happy to have her home and so is Plato.
That’s it for this week. Let me know what’s going on in your world and how I can help.
Book a time on my calendar here.
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Karl Bruns-Kyler is a Medicare insurance broker (independent agent) licensed in twenty-two states around the country to help with Medicare insurance. Those states include: Alabama, Arizona, Colorado, Florida, Georgia, Indiana, Iowa, Kansas, Louisiana, Maryland, Missouri, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Wisconsin.