The Big 65 Kentucky
Kentucky Independent Medicare Insurance Broker
Thank you for visiting The Big 65 Kentucky website. My name is Karl Bruns-Kyler. I’m an independent Kentucky licensed Medicare insurance broker and licensed Medicare insurance agent with no affiliation to Medicare or the state of Kentucky.
For over 20 years I’ve been helping Medicare beneficiaries. During that time I’ve seen many changes in Medicare. However, one thing hasn’t changed …
MEDICARE IS COMPLICATED !
My role as your independent Kentucky Medicare insurance broker, is to un-complicate Medicare by doing the following:
#1: HELP you identify the appropriate Medicare coverage plan for you.
#2: FIND the appropriate Medicare option for you with the lowest costs.
#3: PROVIDE you with concierge level service each and every year to make sure your current Medicare Plan is meeting your ongoing healthcare needs.
#4: KEEP you abreast of changes in Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).
THERE IS NEVER A CHARGE FOR MY SERVICES. (That means your insurance premium is the same whether you work with me or work directly with the insurance company. The benefit you receive is independent expertise.)
Again, thank you for visiting my website. It would be my privilege to help you with your Medicare insurance.
Karl Bruns-Kyler
Medicare Insurance Broker and Independent Medicare Agent
Click HERE to schedule a 15 minute no obligation session to discuss your Medicare options in Kentucky.
One more thing … over the years, my clients have become more than just clients. They have become friends. Every one of them has a fascinating story to share. And I’ve been fortunate enough to hear many of them. For that, I am grateful.
As a licensed independent Medicare agent and Medicare broker in Kentucky, Karl Bruns-Kyler is committed to helping Medicare beneficiaries throughout Kentucky. From the rolling bluegrass to the hills of eastern Kentucky, Karl continues to help Kentuckians with their Medicare insurance coverage.
YES, I would like to have a Kentucky licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.
The Big 65 and Karl Bruns-Kyler serve Medicare recipients throughout the state of Kentucky, including the towns and cities of Bardstown, Louisville, Lexington, Bowling Green, Nicholasville, Elizabethtown, Paducah, Erlanger, Harrodsburg, Covington, Owensboro, and Berea.
Karl Bruns-Kyler is a licensed Medicare insurance agent (independent broker) in thirty-three states from around the country to help with Medicare insurance. In addition to serving Medicare recipients in Kentucky, Karl is licensed to help with Medicare insurance services in the following states: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI. Additional states will be added as Medicare insurance needs increase around the country.
FAQs
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How do I find the right Medicare coverage in Kentucky for my healthcare needs?
With many Medicare Advantage Plans and Medicare Supplement options available in Kentucky, it’s important to go beyond just pricing. A licensed Kentucky Medicare insurance broker like Karl can help you compare plans based on your doctors, prescriptions, and budget to find the most suitable coverage. -
Are Medicare Advantage Plans the same in every part of Kentucky?
No, Medicare Advantage Plans vary by county in Kentucky. Someone living in Louisville may see different options than someone in Bowling Green or Owensboro. That’s why it’s important to evaluate plans based on your specific location. -
Is there any cost to work with a Medicare insurance broker in Kentucky?
There is no charge to work with Karl through The Big 65. Your premium remains the same whether you enroll directly or with his guidance. The added value comes from having independent advice, personalized plan comparisons, and yearly support at no extra cost. -
Can people on SSDI get Medicare coverage in Kentucky before age 65?
Yes. If you have been receiving Social Security Disability Insurance for 24 months, you automatically qualify for Medicare in Kentucky. The plan options may differ from those for people over 65, and working with a licensed broker can help you choose the right coverage. -
Why is it important to review my Medicare plan in Kentucky each year?
Medicare plans often change annually. Drug lists, provider networks, and monthly costs may be different from the year before. A yearly review ensures your plan still fits your health needs and helps you avoid paying more than necessary.