Published on November 29, 2025

Wanna know your Medicare costs for 2026?

Post Thanksgiving Greetings 🦃 …

We hope you had (and are having) quality time with your family as we head into the holiday season, with your Medicare coverage flying high✈️!

The Annual Election Period ends Sunday, December 7th.  So… if you’ve been procrastinating, email Gray, Gray@TheBig65.com with any changes to your drugs and doctors. Gray and I will review them and we’ll be sure to get on the calendar… if you are flexible.

Miti and Quantz took a road trip east while yours truly is keeping the home fires burning🏡🔥.

Miti in the front of the airplane cockpit.

Plato wants to assure everyone that we will not drop the ball during this Medicare busy season!

Plato in a field with a ball in his mouth.

Now it’s official. The Part B Medical Deductible has risen from $257 to $288.

Chart with Medicare costs.

The Part B Base Medical Premium for 2026 has risen from $185 to $202.90.

That premium is for folks with an income of less than $109,000 filing taxes separately, or $218,000 for a Joint Tax Return. Give thanks if you have the problem of paying more than that for Part B!

Post of Medicare costs for 2026.

2026 Part B premiums are based on your 2024 tax returns so if you inherited money that year (or got a big bonus) and the change in income was a one time event…

Consider filing an income exception request form. It never hurts to ask for a reduction.

Quantz with her father and family.

Ten years ago, I was doing all my appointments face to face.  This year? Well, just for the fun of it, I visited Catherine nearby. Her grandson was kind enough to draw me a picture.

They were also kind enough to give me a review on Google. If you’d like honey, we would be honored for you to share your words.

Catherine and her grandson who is showing his picture.

Plato and I spent a delightful Thanksgiving day with Sus, KC, and his parents. They cooked up a storm (we brought artichokes).

KC is definitely my role model for no shave November, but I don’t think I’ll ever catch up to his viking 👑🧔‍♂️⚔️head of hair.

Karl and family at the Thanksgiving dinner table.

After Tina and Jay visited their kids in Seattle, they decided to take the train back to Tucson.

Lots of time for reflection, reading, and people watching. Sounds like a great adventure to me!

Tina and Jay traveling and enjoying life.

As we head into the holidays, keep your focus on connecting with other people, NOT on the things that make you mad.

Pick up the phone and call someone you love (like my old buddy Marcos). I’ve known this guy since college and we laugh at each other every time we connect. Talking with Marcos is always good for the soul.

A closeup picture of Marcos.

Stay away from the people and the things that cause you grief; find something new that inspires you. Help someone with less.

This week, Miti saw the ocean for the very first time in her life. Despite living in Madagascar, an island surround by water, she had never been able to leave the orphanage and see the ocean.

What are you waiting for?

Miti walking in the ocean.

Keep asking,  “What’s the next big thing?”

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).


Karl Bruns-Kyler

(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Montana
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Medicare broker Karl Bruns Kyler Big 65.

About the Author

Karl Bruns-Kyler is a licensed independent Medicare insurance broker with over 20 years of experience helping clients make confident, informed healthcare decisions. Based in Highlands Ranch, Colorado, Karl works with Medicare recipients across more than 30 states, offering personalized guidance to help them avoid costly mistakes, find the right coverage, and maximize their benefits. Connect on LinkedIn