The Big 65 Missouri

Missouri Medicare Insurance Broker 

Welcome to The Big 65 Missouri. My name is Karl Bruns-Kyler and I’m an independent Missouri licensed Medicare insurance broker and independent insurance agent with no affiliation to Medicare or the state of Missouri.

For 20 years I’ve been helping Medicare-eligible recipients and during that time, many things have changed in Missouri. However, one thing has not changed:

MEDICARE IS COMPLICATED!

My role as an independent licensed Medicare insurance broker, is to un-complicate Medicare by doing the following:

ONE … HELP you identify the appropriate Medicare Plan option for you with the lowest costs.

TWO … PROVIDE you with concierge level service each and every year to make sure your current Medicare Plan is meeting your ongoing healthcare needs.

THREE … KEEP you abreast of changes in Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).

THERE IS NEVER A CHARGE FOR MY SERVICES. (That means your insurance premium is the same whether you work with me or work directly with the insurance company. The benefit you receive is independent expertise.)

Again, thank you for visiting The Big 65 Missouri Medicare insurance website. It would be my privilege to help you with your Medicare coverage.

Karl Bruns-Kyler
The Big 65 – Medicare Insurance Broker

---

YES, I would like to have a licensed Missouri insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

---

Karl Bruns-Kyler serves Medicare recipients across the state of Missouri. Additional cities served: Affton, Creve Coeur, Ozark, Jennings, Kansas City, Ladue, Neosho, Poplar Bluff, St. Louis, Wentzville and the neighborhood of Wydown/Skinker.

Karl Bruns-Kyler is a licensed Medicare insurance agent in thirty-one states around the country to help with Medicare insurance. Those states include: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI. Additional states will be added as Medicare insurance needs increase around the country.

FAQs

1. What are the most popular Medicare options in Missouri?
   Missouri residents commonly choose between Medicare Advantage Plans, Part D drug plans, and Medicare Supplement policies. Karl helps compare which works best based on your location and health needs.

2. Do Medicare Advantage Plans in Missouri offer dental and vision coverage?
   Yes, many Missouri Advantage Plans include extra benefits like dental, vision, and even gym memberships. Coverage varies by county and provider.

3. How do I know if a Medicare plan in Missouri includes my doctor?
   Networks change yearly. Karl checks your preferred providers against plan networks so you don’t lose access to the care you trust.

4. Can Missourians under 65 on SSDI get Medicare Supplement coverage?
   Yes, but not all insurers offer Medigap to SSDI recipients in Missouri. Karl helps explore available options and alternatives.

5. Are Medicare premiums higher if I use a Missouri broker?
   No. Your premium stays exactly the same. Working with Karl gives you expert guidance and personalized service at no extra cost.

6. Why do I need to review my Missouri Medicare plan every year?
   Plans often change their drug coverage, doctor networks, and costs. A yearly review helps you avoid unexpected bills or losing coverage.