Karl Bruns-Kyler Archives

Can you balance on one leg for 10 seconds?

May this blog post find you in good health with your Medicare Insurance working properly.

Question: Can you balance on one leg for 10 seconds …? Read on …

We keep hearing rumors about Spring, but it’s still cold and windy in Colorado when we go for walks!

While out with Plato in the backyard yesterday, I happened to have a pizza crust in my hand (of course I was eating pizza ) and decided to test his balance.

Even though he is eight years old he is incredibly agile.

If you’ve been reading this newsletter for a while, you know I’m a health nut (my wife Q says I’m just a nut).

Regardless, I am obsessed with staying healthy because I have so many healthy clients who inspire me to be active and to follow their examples.

According to a recent news article, twenty percent of older Americans are unable to balance on one leg for 10 seconds and “that inability to balance was associated with a twofold risk in death in the next ten years.”

Brisk walking, house cleaning, yoga … there are lots of ways to build balance. The bottom line – DON’T STOP MOVING – add a little movement to your everyday routines… Just promise you won’t get on the roof to clean the gutters !!!

New client Karen stays healthy walking her dog but she also has an electric scooter (see the helmets?). She enjoys riding alongside her grandson when he’s on his electric motorcycle.

Remember, there are many ways to improve your balance, see the article.

I’ve seen stories that the Northern lights were visible in North Dakota and even in North Carolina last week, did any of you all see them? Please send pictures if you did.

Even though it’s cold here, my little brother Haas keeps sending fishing pictures from the Shenandoah Valley where we grew up. Haas loves to be outside!
Thanks to client Mike for sending this amazing picture of his father standing in Hiroshima. Mike’s father felt the call to serve our nation. He fought in the Philippines and inspired Mike and his older brother to serve, one in Korea, one in Vietnam. Nobody likes war but we are so grateful for their service.

That’s it for this week. Keep squeezing the juice out of life.

Remember, referrals are the lifeblood of my business!

If you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
-Robert B

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Minnesota
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Plato has a bone to pick with you!

With Spring just round the corner, we hope this finds you in good health with your Medicare Insurance working properly. Plato has a bone to pick with you!

Of course Plato doesn’t have a bone to pick with you, but today I want to re-emphasize the importance of hyper vigilance to protect your identity and your money from scammers.

According to the Federal Trade Commission, imposter scams netted over 2.6 BILLION in 2022 (and that’s just what was reported!)

We all like to think we’ll act rationally and sniff out an imposter in the classic “family emergency scheme,” but the scams are getting better and better, and some of the new AI technology can imitate family voices (see link).

One of the most common features of aging is that we become more trusting as we age and though imposter scams occurred more often to people under thirty, people over 60 were scammed out of much larger sums of money ☹!

So, remember to be careful and deliberate before responding!

Yesterday would have been my best friend’s dad’s 90th birthday.

You can tell from the picture that Luke Senior was quite a character, a dentist and a barn painter, and overall troublemaker, still climbing ladders well into his eighties. He sure is missed by everyone who loved him.

Meanwhile in Arizona, close friend Tina celebrated her mother Marie’s 90th birthday with her daughter Mandy. You just can’t take moments like these for granted. When was the last time you reached out to a family member?

Here in Colorado, we enjoyed our first meal together as a family in over two years.

Yours truly rustled up crepes and bacon as the Bruns Kyler family took great pleasure in the simple ritual of a breakfast around the kitchen table, the most sacred place in our home. Who knows when that will happen again?

Of course our Air Force son’s leave had to come to an end… I drove him to the airport last night so he could go back overseas. Sunglasses hid the sadness, we’re sure gonna miss this goofball!

Please keep him and ALL our soldiers in your prayers!

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

Watch out for aggressive medical care

Karl Bruns-Kyler of The Big 65 is a Medicare insurance broker. In this week’s blog, Karl shares the following warning: Watch out for aggressive medical care.

But first, may this note find you and your family in good health with your Medicare Insurance working properly.

Plato sure is glad to have everyone home even though he got spoiled while we were away.

But that’s the whole point of pets, right? To give and get as much love as possible.

Plato is happy we are home and shouting at the squirrels.

At an insurance workshop this week, a colleague brought this article to my attention, and it is definitely worth a read.

According to the article, with alarming frequency, many seniors are encouraged to accept “aggressive end of life care” which may not be appropriate and will often cause individuals to live out their final moments in hospitals away from their loved ones or with poor quality of life.

“Although studies repeatedly show that most patients want to die at home, 25 percent of the community dwellers and almost 40 percent of the nursing home residents died in hospitals.”

The choices are never easy when it comes to end of life healthcare decisions, but it is very important to weigh the pros and the cons of any invasive procedure or service and to really understand the risk/reward ratio before you agree to aggressive treatment if someone you love is nearing the end of life.

Speaking of super healthy clients, Jean in Georgia looks as happy as always and is enjoying the spring like weather. Jean was one of five winners who guessed where last week’s pictures were from.

Starbucks gift cards go out next week to the winners. Congratulations!

Here’s a big shout out to my brother Robert for learning something new. Despite the wheelchair, Robert spent time in an adaptive skiing program that he says was tons of fun.

Never stop learning, never stop trying new things.

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

What’s the best drink for your health?

May this find you in good health with your Medicare Insurance working properly.

Today, I pose the question: “What’s the best drink for your health?”

But first … the Bruns-Kyler family has returned to the States and boy are we glad to be home.

We chose to return home early because some family members are having health issues and Q wanted to be with them. That’s why I love her.

Can you tell where this week’s pictures were taken? As you read, pay attention!

I’ll be sending out Starbucks gift cards to the first five folks who email back the correct answer!

It’s great to be in my office again, plus, it’s time to get the yard ready for Spring.

For whatever reason, we’ve been seeing numerous Medicare billing issues so I have been drinking a lot of tea AND coffee to stay focused.

Be cautious before paying a Medicare related bill, mistakes are common!

This week, one client’s pharmacy claimed they didn’t have drug coverage.

That is the type of concern that wakes me up. It took a number of calls to get everything straightened out. Thank goodness the pharmacy was wrong!

I used to worry that coffee and tea could have negative effects on my health, but as long as they are used in moderation, and your doctor approves, both beverages seem to have positive health benefits.

Caffeine can boost mood and improve performance, plus both drinks are rich in antioxidants.

Some studies link caffeine to weight loss and both drinks may provide anti-cancer benefits.

One client in Texas shared how he takes a “Coffee Nap” in the afternoon.

When Michael is tired and has things to do, he’ll down a coffee, set an alarm for thirty minutes and take a quick siesta.

The caffeine will usually kick in just as the alarm goes off and then he is able to be quite productive.

If you have insomnia or caffeine sensitivity, this may not be a good idea, always talk with your doctor.

The bottom line, it’s healthy to review your liquid consumption patterns and see if you can make small tweaks to optimize productivity, sleep, and overall health.

Our Air Force son, Nicholas, is sure enjoying his first extended vacation in two years. Plato was so excited to see him when he got to our house.

We’re just happy to have our son home.

You know how quickly they grow up so don’t take anything for granted.

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

Do we have you in the right coverage?

May this blog post/newsletter find you in good health with your Medicare Insurance working properly. Today’s question: “Do we have you in the right coverage?“

In working with clients all over the country this week, it’s been a great opportunity to sharpen the saw and drill into the differences between plan types: Medicare Advantage and Medicare Supplement.

From a distance, it’s not always easy to understand the differences between the two types of plans and I often get the question: which type of plan is better?

The simple answer is… it truly depends on how each consumer uses healthcare.

Medicare Supplements charge a monthly premium and allow consumers to go to any doctor who takes Medicare (and is willing to see them) and folks don’t have to deal with prior authorization for Medicare approved services. They also don’t receive extra benefits and the premiums typically go up every year.

Medicare Advantage Plans typically have no premiums, offer additional bells and whistles but require you to jump through additional hoops for certain services.

As your independent Medicare Insurance Broker, I try to spend most of my time understanding your healthcare preferences and how you prefer to receive healthcare services.

After that, it’s all about education and understanding the pros and the cons of each type of plan and letting YOU make your own choice.

That’s the reason for this newsletter, so that we can stay connected to make sure your coverage is working the way it should.

Of course, nothing works perfectly. Sometimes there are billing errors, other times it’s hard to reach customer service. Life is imperfect at best, but the important thing is you have an additional resource: The Big 65!

If you are having issues, always call the carrier first.

However, if you speak with the carrier and you are stilling having problems, please reach out to us by email or just book a time on my calendar.

That why I’m here. Medicare call centers (and all those enticing commercials you see on TV) only want you to switch plans. If it’s necessary, we can do that, but usually there’s an easier fix.

It sure has been fun to finally have an extended vacation with our Air Force son Nicholas.

We worked on his bucket list one night and I didn’t even try to keep up with him. I guess we were all young once, right?

I keep hearing from clients like Claire in South Carolina that spring is on the way so don’t give up hope!

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

Are your doctors really taking care of you?

Are your doctors really taking care of you? Is your Medicare insurance working properly?

I wish the above cartoon was a one-off joke that we could all laugh at and ignore, but that just isn’t the case. Getting lost in the medical labyrinth is much more common than we would like to believe.

Today, I want to share a tip on how to get in to see medical providers faster when they can’t see you in a timely manner.

I spoke with a client in Michigan this week who was under a double whammy: a power outage because of the snow and a specialist who couldn’t seem him for three months.

While I couldn’t do anything about the outage, this is the solution that did help him get in quicker:

James started calling the receptionist EVERY DAY the moment they opened and right after lunch to KEEP asking about cancellations. The polite/squeaky wheel often gets the oil!

Karl Bruns-Kyler of The Big 65 sees monks walking.

We spoke on Monday and by Thursday, James had gotten on his Urologist’s calendar. This will not always work, but it often does.

Of course, you could consider finding a different physician, but most of don’t like to switch doctors. There is normally great value in long term continuity.

However, if you are consistently underwhelmed by the response you receive from your provider, you may want to look up their ratings on third party websites like Heathgrades.com, Vitals or some of the others listed in this link.

Shoplifters will be prostituted sign in a store.

If you discover that a provider is consistently receiving negative reviews, you may want to look for a new provider.

Please know the lion’s share of medical providers are doing their best to provide great care, but like everything else in life, the eighty-twenty rule applies.

Photo of Quantz and Nicholas reunited with The Big 65 and Karl Bruns-Kyler.

Well, I am pleased to report that the Bruns-Kyler family has reunited in Kuala Lumpur. Quantz returned from travels in Burma and…

Nicholas holding chopsticks with Karl Bruns-Kyler.

Our Air Force son, Nicholas, after three cancelled vacations because of the Ukraine situation, was finally able to meet up with us for some for very well-deserved leave.

Time with grown up children is a blessing, isn’t it?

Malaysia is a multiculture country of Malays, Indians, and Chinese.

Malaysia is a very modern country with a very old world feel, a very multicultural country of Malays, Indians and Chinese.

That means the food is incredibly diverse and delicious. Though we didn’t try everything.

One of the things we did finally try is durian, have you heard of it?

This fruit is banned in Singapore because of its smell, but it has a fanatical following, nonetheless.

Of course, following my axiom of trying new things, we had to give it a try.

I’ve gotta tell you, I am NOT a fan. It has a taste of rotten onions and the texture of meat.

As you can imagine, Q was not a fan. But hey, it’s off our bucket list. You win some, you lose some, right?

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”

Here’s a Little Food For Thought

May this blog post find you in good health with your Medicare Insurance working properly.

Remember to reach out if you are having issues with your coverage. That’s why I’m here and also the purpose of this newsletter: to keep us connected.

Here’s a Little Food For Thought …

Meanwhile, my wife Quantz is still in Burma exploring the cultural sites while I work from Thailand where the internet makes it much easier to run daily appointments and to help clients with their Medicare issues.

Q tells me she is one of the first (and perhaps the only) American tourist in Burma since the coup.

I didn’t want Q to go on this part of the trip, but there is no stopping her when her mind is made up.

Now that Burma is open to tourism again, the regime is trying hard to keep visitors safe (while they oppress their own people).

Apparently the police call her daily to make certain she is ok and are doing everything they can to make sure my crazy wife Q doesn’t cause an international incident.

Q is having an amazing adventure in Burma and I have zero regrets about staying in and working from Thailand.

My meaning and purpose come from being a good husband, a good provider, and always being available to clients no matter where we are in the world, even if Q and I need to be apart from time to time.

Q was told the Karen people wear these neck rings either to: protect them from tigers, make them look less attractive (making the women less likely to be kidnapped) or as a symbol of beauty. There are many theories.

In life (and in marriage) perspective is everything.

As we age, maintaining mental flexibility and constantly challenging our assumptions and beliefs is essential to long term happiness and proper cognitive function.

When I encounter new situations or someone with different beliefs, I often find myself defaulting to a negative mindset, assuming the worst about a person or a situation.

There are so many Russians on vacation in Thailand, and to most of us Westerners, they appear cold, insensitive, and very different.

They seem so pushy that it’s often hard to avoid a negative response.

I’m guessing some people in the world think the same about us. Nevertheless, we know the majority of Americans, regardless of beliefs, are incredibly generous and kind.

After realising how negative I was becoming, I finally pushed myself to challenge this assumption.

Using google translate, I introduced myself to two young Russians and ended up spending an hour in a fascinating conversation that gave much more empathy for the Russian people who have lived under horrible despots since time out of mind.

It doesn’t mean that I like the way they live, it means I have a better understanding of why they are this way.

Challenging default assumptions brings perspective. As we age, maintaining a flexible mind will certainly make life more pleasant for each of us and can improve the quality of our daily encounters.

Here’s an article you may find of interest, some of the keys to aging well. Check it out because you are probably doing many of these things already.

One of the things Q sees in Burma is that the Thanaka tree is pulverized and used as a cosmetic by men and women to protect the skin and to look beautiful.

I’ll never wear it, but I’m glad I understand why they do it.

That’s what travel does, it opens us up to new perspectives. Never stop being curious!

Back in my favorite country, Claire in South Carolina assures me Spring is on the way. Aren’t these tulip magnolias beautiful?

This week, I received a ton of emails asking about our dog Plato back in Colorado.

Don’t worry! Plato, our mighty Bernedoodle, is living the life of Riley with our daughter Sus (and all of her animals.)

Sus had Plato groomed and he sends his regards to everyone!

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

Quantz left me again!

May this blog post from The Big 65 find you in good health with your Medicare Insurance working properly.

Quantz left me again!

Don’t worry, though Quantz did leave me, it isn’t permanent.

She took off for Myanmar to see the temples, one of her lifelong dreams.

We’ve been married for 34 years and it’s always good to have a few days apart so that we continue to appreciate each other. Though I do miss her already.

Quantz is all about seeing new things and constantly learning.

Me? If the Wi-Fi is good and the food is inexpensive, I’m a happy camper.

What I love about being a Medicare Insurance Broker is the daily contact I have with clients.

It keeps me connected and gives me a sense of purpose.

More importantly, I learn things from you all every day that make life better.

Thanks to Judith in Virginia, for sharing this fantastic book, From Strength to Strength, by Arthur C. Brooks.

Fluid intelligence is how we build our lives and careers when we are young.

Crystalline intelligence is the wisdom we have accumulated over our lifetime and if we can learn to leverage it, the second half of life can be incredibly meaningful and fulfilling.

Wayne in Colorado, to me, personifies moving from Strength to Strength.

After a highly successful career in the Air Force, Wayne shifted his attention to becoming an award-winning nature photographer (click on the picture above to see more of his work).

David in Ohio continues to run a web design business, (he runs my website, theBig65 ), but he puts much of his energy into service work, like Oceanites.org, a non-profit trying to monitor Antarctica.

Even more importantly, David stays connected to family and lifelong friends, seen here with his elementary school buddies.

Dave and Warren definitely are moving from Strength to Strength!

Think about ways you can use the wisdom you have accumulated over your lifetime to find meaning and to help others and to squeeze the juice out of life.

If you are having problems or just have questions, email Gray, Gray@thebig65.com, or just book a time on my calendar.

I’m always available if you need me.

Let me know what’s going on your life and remember, referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

What you need to know about Medicare and travel

May this note find you in good health with your Medicare Insurance working properly. Today, I will discuss what you need to know about Medicare and travel. But first …

Here in Chang Mai, Thailand, no one has accused Quantz of being a “Momster,” yet, but this crocodile statue in front of the temple took a special liking to my wife!

For those of you who have been reading this Medicare newsletter for a while, you already know that Q is much more adventurous than me when we travel.

I tend hang back and observe before jumping into a new activity. That’s just the way I’m wired.

This sense of caution aligns with my mission to help clients avoid irreversible health insurance issues.

While chatting with a client in Ohio this week, I received the following question:

How will my Medicare coverage work when I travel away from home in the US or overseas?

The answer is… it depends.

Regardless of the type of plan you have, emergency care is typically covered as in network anywhere in the United States.

Emergency care is often covered overseas, if you haven’t been out of the US for more than 60 consecutive days.

If you are travelling outside the US, sometimes it makes sense to purchase additional travel insurance that may include medical evacuation, just in case.

The bottom line: every situation is different, so if you have travel coming up, feel free to shoot me an email or just book a time on my calendar.

Please remember the reason for this newsletter is to make sure your Medicare coverage is working the way you expect it to be working.

If you are having problems or just have questions, email my admin Gray, Gray@thebig65.com, or just book a time on my calendar.

Let me know what’s going on your life and remember, referrals are the lifeblood of my business!

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

What is The Big 65? Your Medicare Guide

May this blog post find you in good health with your Medicare Coverage working properly.

After visiting the largest Buddha in Bangkok, Q and I couldn’t resist walking past the monk and receiving good wishes.

We’ve been sending this newsletter for five years now, pretty much every Saturday.

Whether at home or working from the road, I feel incredibly fortunate to be able to help clients from all over the States make sure their Medicare coverage is working properly.

We had a long trip to visit the bridge over the river Kwai (remember that movie?) and to learn about all of the Allied POW’s who died building the Thai Burma railway during the Japanese occupation.

My great uncle was a Dutch POW and he was forced to help build the railroad.

My takeaway from his horrific experience (he wrote the history for the family) is that he survived because he banded together and worked with other POWs to survive and to help each other.

In our world today, I think we survive and thrive by staying connected to others. At least that’s what many clients tell me on a regular basis when we catch up on calls.

Click on the picture below to learn one activity that seems to make life better.

Volunteering has many benefits that go both ways, for the volunteer and the recipient.

Engagement, a sense of purpose, connection and perhaps better health could be a few of the benefits of doing something new and developing new relationships.

Here is a link to the benefits, and also a link to the organisation where we dropped in to teach English for a morning.

Volunteering seems to be one of the secret sauces that brings joy to life.

For years my mother volunteered by driving community members to doctor appointments and also working in an animal shelter.

While in Laos, we connected with my cousin Arjan and his family, including my Aunt Nureen. Do you think she enjoyed the time with her grandchildren?

They were volunteering at Big Brother Maus, a drop in English Class center that also publishes books and improves local schools. It was a really nice way to connect and do something small that may help others.

I only see Arjan every 5-10 years so when we do see each other, it is meaningful to catch up.

We thought this was a pretty cool way for the Lao people to take something painful and turn it around, turning bomb metal into souvenirs for the night market.

Our daughter Sus tells us it’s super cold back home in Colorado, so we are appreciating the warmth here.

While returning from a visit to the bridge over the river Kwai, we stopped at a roadside gas stop and sampled these delicious sticky rice treats, filled with banana, sweet potato and other surprises. Ten Thai Baht each, 31 cents, so they were fun and inexpensive to sample.

Please remember the reason for this newsletter is to make sure your Medicare coverage is working the way you expected it to be working.

So if you’re having issues, reach out to Gray, my right hand man, Gray@thebig65.com, and we’ll make sure things get taken care of.

And if you or someone you know has any questions about Medicare insurance, visit theBig65.com. There are plenty of slots on my calendar.

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including: