Tag: Medicare Supplement

What About My Medicare Meds?

Greetings Medicare Insurance Seeker!

It’s that time of year when everyone is being bombarded with false promises of Medicare gold!

If you are taking prescriptions, it’s a good idea to review your options.

1. Look at your Annual Notice of Changes. If the drugs have switched tiers, beware of higher costs.

2. Before filling your prescription, make sure the pharmacy you are going to is a preferred pharmacy in the Part D network.

3. Before filling your prescription, ask the pharmacist the “cash price” for the medication. Sometimes the price your pharmacy can offer is LESS than the discount you receive through your Part D drug plan.

4. Finally, before filling your prescription, check the price using a discounting online app like Goodrx.com. Sometimes this app can really save you money.

Finally, the Annual Election Period is from October 15th through December 7th.

If you have questions about your Medicare Supplement, your Medicare Advantage Plan or your Part D drug coverage…

Book a time on my calendar here and we’ll see if we can reduce your costs and improve your benefits.

Have a great week and call me if you need me!

Who needs a flu shot?

Greetings Neighbor.

I hope this note finds you in great health and excellent spirits despite the crazy times.

Elections, COVID, and crazy weather, believe me, everyone is ready for 2020 to finish 😊.

We’ve been getting a ton of questions about the new flu, and from what I am reading, this year’s strain could be extra dangerous. Click on picture and learn how to protect yourself.

Of course you know you need a flu shot, but did you get one yet? If you have a Medicare Supplement, getting the shot in your local pharmacy for most plans will keep the cost to $0.

If you have an Advantage Plan, confirm with your doctor’s office there is no copay.

In talking with my pharmacist, there are different versions of the vaccine, but they were recommending the High Dose Flu vaccine. It has four times as many antigens (whatever those are). Talk to your doctor, but do the right thing, please, because I actually like having Medicare clients 😊.

Here’s more information about the flu and vaccination options.

Remember, the Annual Election Period is upon us and the new plans for 2021 are finally out. Let me know if your friends and family need help, that’s why I’m here.

Stay safe and please book a time on my calendar if you need me (my calendar only runs 7 days in advance, so be patient).

 

What is a Medicare Supplement?

Clients tell me all the time how frustrated they get when people try to sell them plans before they even understand all the Medicare options.

Don’t worry 😊. Our mission is to educate! Once you understand the big picture, then you can call us.

In the previous video, we looked at Advantage Plans, today you’ll get a quick primer on Medicare Supplements.

Medicare Supplements are easy to use: For the privilege of paying a premium, you can go to any doctor who takes Medicare and is willing to see you.

Many people love the simplicity of the plans. Here is the Medicare Supplement Shoppers Guide.

Only you can decide which type of plan will best suit your needs, Medicare Supplements vs Medicare Advantage Plans.

However, once you have a basic understanding of the plan types, the next step is to speak with an independent Medicare Insurance Broker.

You are also welcome to email your questions to Karl@TheBig65.com or just book a time on my calendar and we’ll get your questions answered.

Let me know how we can help!

Karl Bruns-Kyler is a licensed sales agent with no affiliation to Medicare, CMS or any governmental organization.