It’s that time of year when everyone is being bombarded with false promises of Medicare gold!
If you are taking prescriptions, it’s a good idea to review your options.
1. Look at your Annual Notice of Changes. If the drugs have switched tiers, beware of higher costs.
2. Before filling your prescription, make sure the pharmacy you are going to is a preferred pharmacy in the Part D network.
3. Before filling your prescription, ask the pharmacist the “cash price” for the medication. Sometimes the price your pharmacy can offer is LESS than the discount you receive through your Part D drug plan.
4. Finally, before filling your prescription, check the price using a discounting online app like Goodrx.com. Sometimes this app can really save you money.
Finally, the Annual Election Period is from October 15th through December 7th.
If you have questions about your Medicare Supplement, your Medicare Advantage Plan or your Part D drug coverage…
I hope this note finds you in great health and excellent spirits despite the crazy times.
Elections, COVID, and crazy weather, believe me, everyone is ready for 2020 to finish 😊.
We’ve been getting a ton of questions about the new flu, and from what I am reading, this year’s strain could be extra dangerous. Click on picture and learn how to protect yourself.
Of course you know you need a flu shot, but did you get one yet? If you have a Medicare Supplement, getting the shot in your local pharmacy for most plans will keep the cost to $0.
If you have an Advantage Plan, confirm with your doctor’s office there is no copay.
In talking with my pharmacist, there are different versions of the vaccine, but they were recommending the High Dose Flu vaccine. It has four times as many antigens (whatever those are). Talk to your doctor, but do the right thing, please, because I actually like having Medicare clients 😊.