It’s not you, really truly!

May this blog find you in great health with your Medicare Insurance working properly 😊.

Plato vs a bug

At the risk of being redundant (and my wife Q says I am often redundant)…

The Annual Election Period has begun 😱!

Medicare is a pain in the a.

Remember: anyone who calls YOU about Medicare without permission is BREAKING THE LAW. Ask for their insurance license number and watch them disappear 👿.

Medicare complaints phone number line.

If you’re happy with coverage, you don’t have to make changes (unless you’ve been notified your plan is ending). But if you’re curious or you just want peace of mind, book a time on my calendar. That’s why Plato and I are here 🐶😉.

Since Q is still on the road, (congrats to Anju for recognizing the castle in Syracusa, Italy) and things are not insanely busy, yet…

Plato let me know it was time for a road trip, a quick drive into the Rockies⛰️.

Plato in the front seat with Karl on their trip to the Rocky Mountains.

We travelled I-70 west to Winter Park, then continued on to Grand Lake for lunch while waiting for Rocky Mountain National Park to open for us leaf watchers without a reservation.

Karl and Plato enjoying the sunshine together in the Rocky Mountains.

If you haven’t already purchased a Senior National Park Pass, consider it! $80 bucks for folks over 62 and it lasts a lifetime. Now that’s a bargain.

Plato and Karl in the Rocky Mountains of Colorado.

Plato had a great time sniffing everything, signing his name here and there and making new friends.

By myself, I’m just another old fart taking up space in the park, but with Plato…

Plato, the VIP (very important pooch).

I’m the bodyguard for a VIP (very important pooch).

Karl working with the bee hives in his backyard in Colorado.

You ever notice how easy it is to misread people?. At an exercise class on Sunday, I held the door for a lady and she had the meanest look on her face that it almost ruined my day 😠.  That’s when I learned – it’s not you, really truly!

Bee sting danger sign.

I assumed that I had done something wrong and started to take it personally.

Isn’t that how it goes? Somebody cuts us off, makes a strange comment, responds in a strange way or doesn’t say thank you, and we take it personally.

It’s so easy to assume we are at the center of the earth.

It's not you, really truly!


Since class didn’t start for another 10 minutes, I chose to reach out and discover the rest of the story.

It’s turns out that day was her dad’s 79th birthday… and he had died when she was TEN YEARS OLD.

Every October 1st she bakes his favorite dessert, a carrot cake, and shares it with her family. What a story.

Suz holding Plato as her boyfriend looks on.

I could have spent the entire class ruminating on what jerks people are… instead, I got a dose of humility and gratitude.

By taking the time to connect (instead of stewing in anger) the arc of the day pivoted and my mood changed dramatically.

Quantz in Tunisia.

Carry that message this week: it’s not about us! Everyone has their own story going on and it’s up to each of us to peel the onion, find out the real deal, and treat others with kindness.

Keep squeezing the juice out of life!

Medicare questions or problems?

Book a time on my calendar or email Gray,

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).


Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
-Robert B

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-seven states around the country, including:

New Hampshire
New Jersey
New York
North Carolina
South Carolina

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact or 1-800-MEDICARE to get information on all of your options.

The Big 65 Medicare insurance broker logo.