Published on December 5, 2025

The End Is Near ⏳

Winter Greetings …

May this blog post find you well with your Medicare coverage working like an 😇.

The Annual Election Period ends tomorrow, December 7th🎉. If  your Medicare Advantage Plan has ended (and you’ve received written notification), you have until December 31st to make a change.

Want to review your drugs one last time? Here’s a link to the Medicare.gov website.

If you’ve been procrastinating, email Gray, Gray@TheBig65.com with any changes to your drugs and doctors. If you call, PLEASE leave a message 📱💬 with specifics!

We will do our best to help you before the deadline!

Angel sitting on the top of a pole with the moon in the background.

Real snow finally arrived in Colorado! Plato is thrilled; I’m not sure Mitia enjoyed the snow as much as Q did!

Quantz, Miti, and Plato in the backyard, surrounded by snow.

Of course Quantz taught Mitia how to make snow ice cream for breakfast and she definitely liked that😋!

Mitia and Quantz working together in the kitchen.

I’m excited for the Annual Election Period to end, to have more time with family and to finally go chop down a Christmas tree with Mitia. We’ve been pulling out the old Christmas books and that sure is nostalgic.

Three ladies sitting on a couch.

Although this time of the year is insanely busy🤯, trying to squeeze everyone in📞, it’s always so much fun to catch up with folks from all over the country.

I love to hear stories about how clients are living their best lives. Mary spends as much time as possible with Auggie on the trails of northern California.

Auggie the dog on top of a mountain trail in California.

Jeri and her husband John get out with Miss Koda as much as possible in Central Ohio, even in the bad weather.

Miss Koda, the beautiful dog in Ohio.

And Miss Hillary, in the mountains of Georgia, spoils her Yorkie Munchkin (and her two Chihuahuas) as much as possible.

I don’t think Munchy does a ton of hiking, but he definitely gets and gives joy to everyone around him.

Munchy the cute little dog.

Wherever you are, I hope you find a little joy today and a way to make life better for those around you!

A close-up shot of the angel on a stick.

Keep asking,  “What’s the next big thing?”

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Montana
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Medicare Broker Karl Bruns-Kyler and Plato the big black and white dog.

About the Author

Karl Bruns-Kyler is a licensed independent Medicare insurance broker with over 20 years of experience helping clients make confident, informed healthcare decisions. Based in Highlands Ranch, Colorado, Karl works with Medicare recipients across more than 30 states, offering personalized guidance to help them avoid costly mistakes, find the right coverage, and maximize their benefits. Connect on LinkedIn