Click to schedule a 15-min. review with Karl

Independent Licensed Wisconsin Medicare Insurance Broker with no affiliation with Medicare or the state of Wisconsin

The Big 65 Wisconsin

Wisconsin Licensed Medicare Broker and Independent Agent

Thank you for visiting The Big 65 Wisconsin. My name is Karl Bruns-Kyler and I am an independent Wisconsin licensed Medicare insurance broker and independent insurance agent with no affiliation with Medicare or the state of Wisconsin.

For 20 years I’ve been helping Medicare beneficiaries from across the country.

Wisconsin Medicare insurance broker and agent - The Big 65

Many things have changed these past two decades. However, one thing hasn’t changed:

MEDICARE IS COMPLICATED !  

My job as an independent Wisconsin licensed Medicare insurance broker is to un-complicate Medicare. I do this by focusing on these three things with each client I work with:

ONE:  HELP you identify the appropriate Medicare Plan option for you with the lowest costs.

TWO:  PROVIDE you with one-on-one concierge level service each and every year to make sure your current Medicare Plan is meeting your ongoing healthcare needs.

THREE:  KEEP you abreast of changes in Medicare and the overall landscape of healthcare for people 65 years of age and older and those younger than 65 on Social Security Disability Insurance (SSDI).

THERE IS NEVER A CHARGE FOR MY SERVICES. (That means your insurance premium is the same whether you work with me or work directly with the insurance company. The benefit to you is independent expertise from a trusted source.)

Wisconsin Medicare insurance agent

Thank you for visiting my website. It would be my privilege to help you with your Medicare coverage.

Karl Bruns-Kyler
The Big 65
Medicare Insurance Broker and Independent Agent

MY PROMISE: As your independent Wisconsin licensed Medicare insurance broker and independent insurance agent, I will always act in your best interest. I will be your advocate with the Medicare insurance carrier you choose. I will be here to help you today, tomorrow, and every year you are enrolled in Medicare. That’s a promise.

YES, I would like to have a licensed Wisconsin insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

Karl serves Medicare recipients throughout Wisconsin and the Four Lakes Region. In addition to serving Madison and Milwaukee, Karl provides Medicare insurance services to the local residents of Ashwaubenon, Beloit, Kohler, Little Suamico, Manitowoc, Marinette, Mequon, Oconto Falls, Racine, Sheboygan, Thiensville, and Wausau.

Karl Bruns-Kyler is a licensed Medicare insurance agent and independent Medicare insurance broker in thirty-three states around the country to help with Medicare insurance. Those states include: AL, AZ, AR, CA, CO, CT, FL, GA, ID, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NV, NH, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WI.  Additional states will be added as Medicare insurance needs increase around the country.

Wisconsin Medicare insurance broker

FAQs

  • What Medicare Advantage plans are available in Wisconsin?
    Wisconsin offers Medicare Advantage (Part C) plans through providers like Humana, UnitedHealthcare, and Anthem, among others. Plan availability varies by ZIP code, and Karl helps compare all options based on your needs and location.

  • How is Medicare Supplement insurance different in Wisconsin?
    Unlike most states, Wisconsin uses a “base plan + riders” structure instead of standardized letter plans. Karl guides you through selecting the right combination of base benefits and riders for your budget and health needs.

  • Does Medicare cover care in assisted living facilities in Wisconsin?
    Original Medicare generally doesn’t cover custodial care in assisted living. However, Karl helps explore supplemental options and Advantage plans that may offer limited long-term care benefits.

  • When can I enroll in Medicare in Wisconsin if I’m turning 65?
    You can enroll starting three months before your 65th birthday and up to three months after. Karl provides reminders and personalized support to ensure your coverage starts on time.

  • Are prescription drug plans included in Wisconsin Medicare coverage?
    Part D plans are sold separately or bundled with Medicare Advantage plans. Karl reviews your medications annually to match you with a plan that keeps your drug costs as low as possible.

  • What’s the best Medicare plan for rural areas in Wisconsin?
    In rural counties, plan access can vary. Karl helps you find plans with strong provider networks, low out-of-pocket costs, and coverage that works well in less populated areas.