Published on September 11, 2026

DO NOT toss that letter!

Hungarian Greetings … we’re hoping this blog finds you well, avoiding tobacco 🚬 and with your Medicare Insurance insurance making you smile😂.

Still need help 🤔 with Medicare?  Email Gray@TheBig65.com or book a time on my calendar. Referrals are the lifeblood of our business. Plus, we’ll send you a Starbucks card☕ or honey from my hive 🍯🐝🏠 for anyone who books an appointment 🎁💳.  Please let us know if we still owe you honey.

Before things get busy, Quantz and I have been exploring Europe, seeing new things and trying new food.

Karl wearing sunglasses while sitting on a bench.

Budapest was filled with young’uns including this lobster and his buddies celebrating a bachelor party. Quantz made sure his sash was straight, she’s always a stickler for details.

The devil is ALWAYS in the details!

The Big 65 Medicare Insurance Services.

If you are in a Part D drug plan or in a Medicare Advantage plan, September is the month when you should receive a letter with your Annual Notice of Changes.

Do not throw this letter away. Please read it carefully.

A street scene in Europe.

Word on the street is that the Part D drug plan and the Medicare Advantage drug plan Maximum Out Of Pockets are increasing from $2,100 to $2,400 for 2027.

Two people sitting on a bench together.

If you have a Medicare Advantage plan, and you receive a notice the plan is being discontinued, please book a time on our calendar for after October 15th.

If you are unsure as to whether the plan is working, shoot an email to Gray, Gray@thebig65.com.

Gray will update your drugs and doctors and we will determine whether or not there is a better option. Please do not book until you have reached out to Gray.  We will be sending out a reminder letter soon.

Karl standing in front of an attractive couple.

We promise to speak with every client who needs help, so look for the notice of changes and let’s stay in touch.

Most importantly, Plato sends his regards!

A close up photo of Plato, the big black and white dog.

Keep asking,  What’s the next big thing? 

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in over thirty states from around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Mississippi
Missouri
Montana
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
South Dakota
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Services.

Not Sure Which Medicare Plan Is Right for You?

Medicare is complicated, but you do not have to figure it out alone. With over 20 years of experience, Karl Bruns-Kyler can help you compare plans, avoid costly mistakes, and find the coverage that fits your needs and budget.

Call (877) 850-0211

Or schedule a free consultation at a time that works for you.

Schedule a Free Consultation

There is never a charge for my services. Your premium is the same whether you work with me or go direct.

Disclaimer: We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

About the Author

Karl Bruns-Kyler is a licensed independent Medicare insurance broker with over 20 years of experience helping clients make confident, informed healthcare decisions. Based in Highlands Ranch, Colorado, Karl works with Medicare recipients across more than 30 states, offering personalized guidance to help them avoid costly mistakes, find the right coverage, and maximize their benefits. Connect on LinkedIn