Published on November 14, 2025

🌟 Notice the blessing, not the blemish 🌟

Northern Light greetings …

May this note find you well, with your Medicare Insurance keeping you in the pink.

Questions about your Medicare Insurance? Email Gray, Gray@TheBig65.com, or book a time on my calendar.

I missed the Northern Lights twice while visiting Iceland. I guess I should’ve just stayed in Colorado. Did you see them where you live?

The Northern Lights with silhouette of evergreen trees .

Despite all the Medicare madness, it’s been fun catching up with so many of you during this Annual Election Period. I enjoy reconnecting (even on quick calls) with the same people year after year.

Staying connected, looking back, and looking forward.

A mirror with a kid on a bike.

99% of the calls are invigorating (even when finding the right plan is a challenge), but ever so occasionally, I chat with someone who will only focus on the bruise, never on the blessing.

A road with trees in the distance.

What always amazes me in these calls? It’s often the people with the greatest challenges (to health and life and family) who show the deepest gratitude for the blessings in their lives.

(Our exchange student Miti can now ride a bicycle).

Miti riding a bike with grass in the foreground.

My father in law said it best…

Being born in America is like winning the lottery.

Karl in a white t-shirt holding a white pale and pouring honey.

In no way do I wish to minimize the struggles many face, and still…, as Viktor Frankl’s book reminds us in Man’s Search for Meaning,

When we are no longer able to change a situation, we are challenged to change ourselves.”

Quantz sitting at a table filling containers with honey.

Being at home for much of this year and re-seeing the world through the eyes of a young girl who comes from the 9th poorest nation on planet…

Well, it gives us pause daily to stop and reflect on how much in our lives are actually working…

And to think about the blessings instead of the bruises.

(Speaking of small things, we’ve been sending out our honey to those who wrote Google reviews. If we still owe you honey, please let us know.  Or…write a review and get some while supplies last!)

Miti putting labels on the honey bear containers.

This year I learned the importance of mouse guards to protect the hives from vermin— and it got me thinking about how we also need guardrails to keep negativity from sneaking into our minds.

Closeup of honey bees in the hive.

Research shows that reducing anxiety frees up cognitive resources, improving executive functioning, working memory, and attention.

Happiness keeps Plato sharp, and he’s almost eleven!

Plato barking to the sky.

So when you find yourself going into that angry/anxious place, flip the script.

Remind yourself that you still have the power to choose.

Focus on the strife, the chaos and the destruction, or…

Celebrate that, this week, Miti is learning how to swim. The choice is always ours!

Miti in the swimming pool.

Keep squeezing the juice🍊 out of life and look for ways to help others.

Refer A Friend

If family or friends need help… referrals are the lifeblood of my business.

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Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Montana
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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About the Author

Karl Bruns-Kyler is a licensed independent Medicare insurance broker with over 20 years of experience helping clients make confident, informed healthcare decisions. Based in Highlands Ranch, Colorado, Karl works with Medicare recipients across more than 30 states, offering personalized guidance to help them avoid costly mistakes, find the right coverage, and maximize their benefits. Connect on LinkedIn