You gotta have heart

May this blog post find you in good health with your Medicare Insurance working properly.

The Medicare busy season is still ten weeks away so I’m doing my best to complete all Medicare certifications for 2024 while also enjoying the summer before the storm.

How are you making this summer fun and noteworthy for you and your family?  

Pauline in Roswell Georgia.

Back in 2004, Pauline came to our house in Roswell, Georgia as our second exchange student from France. We taught her how to burn cookies Smile emoji..

Pauline and her son in Paris.

Nineteen years later, we have the pleasure of reconnecting with her and her own family in Paris.

Pauline and her beautiful kids.

Back in the day, she was a typical high school girl. Remember how annoying teenagers can be? We never would have imagined what an amazing parent she would grow to become.

Pauline in Paris with family.

We are doing our best to convince them to visit us in the US next summer.

Quantz and I spent the afternoon with her family in the park, learning to know her children and her partner. What a joy to reconnect after so many years and so good for the heart.
Pauline and her family with Quantz and Karl.

Do you know about heart rate variability (HRV)?

HRV is a measure of the subtle variations in time between each heartbeat, reflecting our heart’s adaptability and resilience. Why is this important? Well, research suggests that higher HRV levels are associated with a healthier heart and increased longevity, meaning it could help us live longer, healthier lives!

Group of older ladies aging gracefully together.

Here are some ways to improve your HRV:

•  Relaxation Techniques: Engage in relaxation practices like deep breathing, meditation, or yoga. These activities can help reduce stress and enhance HRV.

•  Regular Exercise: Stay active with regular physical activity. Aim for at least 30 minutes of moderate exercise most days of the week, as it can positively impact HRV.

•  Adequate Sleep: Prioritize getting enough sleep each night. Quality sleep supports a healthy heart and better HRV.

•  Balanced Diet:  Opt for a well-balanced diet rich in fruits, vegetables, whole grains, and lean proteins to support heart health and HRV.

•  Manage Stress: Find healthy ways to cope with stress, such as spending time with loved ones, engaging in hobbies, or seeking support from a counselor.

•  Stay Hydrated: Drink enough water throughout the day to maintain good blood flow and support a healthy heart.

•  Avoid Smoking and Limit Alcohol: Smoking and excessive alcohol consumption can negatively impact HRV and overall health, so it’s best to avoid or limit these habits.

By incorporating these simple practices into your daily routine, you can take significant steps towards enhancing your heart rate variability and ultimately improving your overall health and longevity. Take care of your heart, and it will take care of you!

The family dressed up in costumes for Halloween.
Alex was our third exchange student (from Chemnitz, Germany) and he came to live with us back in 2005 for the year.

Germans are great rule followers but they sure are intense. We loved having him in our home and we were very curious how he would turn out.

Alex and family visiting with Quantz and Karl.
This week, we had the pleasure of meeting up with him, his wife Lisa, their kids and Alex’s parents. Naturally, we are proud of him and the amazing person he has become.

Alex's wife Lise one of their beautiful children.

Apparently we are not the only ones who are proud of him. His wife Lisa and their youngest daughter Frida think so too!

Greta playing in the park.

Their oldest daughter, Greta, is someone to watch. One day, she will move mountains.
Nature scene sent from Deb and David in Ohio.
I love this picture sent by Deb and David in Ohio. They’re having great summer exploring in their RV and spending time with family. You know that’s great for your heart rate variability.

Cute dogs sitting on the back of a red car.

Client Frank tells me all is well in the Low Country of South Carolina. He says his health is great and that Jasper and Tebow are still spoiled rotten .

Keep up the good work Frank!

That’s it for this week; Keep squeezing the juice out of life!

Medicare questions or problems?

Book a time on my calendar or email Gray,

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here

As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
-Robert B

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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-six states around the country, including:


New Hampshire
New Jersey
New York
North Carolina
South Carolina

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all your options.

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