Get off your high horse!

Greetings and may this blog post find you in great health 💪 with your Medicare coverage 🏥 working properly.

Are you having any issues with your coverage? If so, reach out and book a time on my calendar. Anyone on an Advantage plan has till the end of March to make a change if they are unhappy!

OK, the sky’s not falling, but I am on my high horse, watching out for scams. Despite writing about this last week, we almost got burned🔥.

Karl sitting on his high horse.

My wife Q received this email invoice and asked me if we should pay😱! It’s always worth a second look before you pay a bill and this one was completely bogus.

Bogus invoice from PayPal.

This week, we need to revisit Medical Billing. Now don’t fall asleep 😪. If we don’t pay attention to these common billing mistakes, it could cost us money💰.

Salt flats in the Bolivian Andes.

According to Becker’s Hospital CFO Report, 4 out of 5 medical bills contain at least one minor error.

Quantz traveling.

Not all of these errors result in higher bills, but many do. If there is an error in your bill, according to Medicare, here are a few of things you can do.

Back in Highlands Ranch.

→ Get a detailed bill resent by the provider and check it to make sure the service you were billed for was actually the service you received.

Plato in Highlands Ranch.

→ Ask the doctor for a copy of your medical records and compare this to the bill.

Rembrandt paining.

→ Look up the medical billing codes online. Compare them to your bill. If they don’t match what you got, contact your provider’s billing department.

Medicare insurance broker Karl Bruns-Kyler of The Big 65.

→ Confirm the bill was actually sent to your insurance company. Billing departments sometimes send bills to the consumer instead of sending them to the insurance company.

Museum in Amsterdam Karl
→ Call the billing department and have them submit the bill to the insurance company so that it is processed correctly.

263 sign in window.

→ If you are stuck with an expensive bill, make sure they are charging a fair price and not overcharging you ($200 aspirin). Consider checking FairHealth to get a sense of fair market prices and negotiate from there.

View of Amsterdamn.

→ You can also ask for help from a Patient Assistance program in your state.  Here is a link.

Karl standing in a church.

→ One final tip: “If you’re being admitted to a hospital and asked to sign a document of financial responsibility, write in that you agree only if your care is in network, says Elisabeth Rosenthal, M.D., author of “An American Sickness.” See Consumer Reports.Plaque.

In the meantime, keep squeezing the juice out of life and look for ways to help others!

Medicare questions or problems?

Book a time on my calendar or email Gray,

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).


Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

New Hampshire
New Jersey
New York
North Carolina
South Carolina

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact or 1-800-MEDICARE to get information on all of your options.

Logo for The Big 65 Medicare Insurance Services company.