Greetings and may this blog post find you in great health 💪 with your Medicare coverage 🏥 working properly.
Are you having any issues with your coverage? If so, reach out and book a time on my calendar. Anyone on an Advantage plan has till the end of March to make a change if they are unhappy!
OK, the sky’s not falling, but I am on my high horse, watching out for scams. Despite writing about this last week, we almost got burned🔥.
My wife Q received this email invoice and asked me if we should pay😱! It’s always worth a second look before you pay a bill and this one was completely bogus.
This week, we need to revisit Medical Billing. Now don’t fall asleep 😪. If we don’t pay attention to these common billing mistakes, it could cost us money💰.
According to Becker’s Hospital CFO Report, 4 out of 5 medical bills contain at least one minor error.
Not all of these errors result in higher bills, but many do. If there is an error in your bill, according to Medicare, here are a few of things you can do.
→ Get a detailed bill resent by the provider and check it to make sure the service you were billed for was actually the service you received.
→ Ask the doctor for a copy of your medical records and compare this to the bill.
→ Look up the medical billing codes online. Compare them to your bill. If they don’t match what you got, contact your provider’s billing department.
→ Confirm the bill was actually sent to your insurance company. Billing departments sometimes send bills to the consumer instead of sending them to the insurance company.
→ Call the billing department and have them submit the bill to the insurance company so that it is processed correctly.
→ If you are stuck with an expensive bill, make sure they are charging a fair price and not overcharging you ($200 aspirin). Consider checking FairHealth to get a sense of fair market prices and negotiate from there.
→ You can also ask for help from a Patient Assistance program in your state. Here is a link.
→ One final tip: “If you’re being admitted to a hospital and asked to sign a document of financial responsibility, write in that you agree only if your care is in network, says Elisabeth Rosenthal, M.D., author of “An American Sickness.” See Consumer Reports.
In the meantime, keep squeezing the juice out of life and look for ways to help others!
Medicare questions or problems?
Book a time on my calendar or email Gray, Gray@theBig65.com.
If family or friends need help… referrals are the lifeblood of my business.
Let us know what’s going on and please send pictures :).
Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
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The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
