Do you know what it takes to live to 100?

Hello and may this blog find you in amazing health 💪 with your Medicare insurance coverage 🏥 working well.

For Medicare questions, quotes, or quandaries, email Gray@TheBig65.com or book a time on my calendar and we’ll get it sorted.

Long time clients (and friends) Jack and Adrienne shared this amazing picture celebrating Jack’s mom Bonnie’s 100th Birthday 🎂🎉.  Adrienne’s mom lived happily and well into her nineties so Jack and Adrienne have great role models!

Bonnie celebrating her 100th birthday!

Ever wonder what it takes to reach that magical milestone of 100 years? It’s not just about good genes or luck (of course they help). Let’s dive in to fun and practical tips to help us live well and perhaps make it to that centennial birthday.

David and Pam Lippy on the pickleball court smiling.

Stay Active and Engaged

First things first – keep moving! Whether it’s a morning walk, gardening, or joining a pickleball league, staying active is crucial. The Big 65 recently sponsored a tournament in Columbus, Ohio. I hear from clients across the country how much they enjoy the game. I’m pleased to say David and Pam attended and participated.

Pam Lippy poses in front of The Big 65 banner at Paddle Taps.

Pam is actually a professional pickleball player and instructor. This woman is so fit she may never die 😊.

Regular physical activity helps maintain mobility, balance, and overall health. Plus, it’s a fantastic way to socialize.

Bill at Home Depot atop his motorcycle.

Stay Connected

Maintain strong social ties. Family, friends, community groups—these connections keep us happy and grounded. I ran into Bill at Home Depot and just by reconnecting and saying hello, both of us felt better.

And if you enjoy traveling like my wife and I do, use it as an opportunity to meet new people and experience new things.

Susanna and her boyfriend with Quantz at a festival in Colorado.

Last weekend, we attended a Bourbon and Bacon festival with Susanna and her boyfriend. All three of them practiced moderation, but I was a bit of a pig 🐷😂.

Karl at the Bourbon and Bacon festival in Colorado.

It was great to spend time with Sus and KC and while we were in the mountains, we discovered the world’s first aqua doodle 🐩💧, good old Plato!

Plato the black and white dog playing in a lake.

Find Joy in the Little Things

Take time to enjoy the simple pleasures in life: a cup of coffee at a cozy café, a walk through town, or a quiet moment in your garden. These small moments add up to a fulfilling life.

Carmen has two beautiful grandchildren who live overseas. She recently celebrated the arrival of her first grand dog, Jamie. AFTER puppies are potty trained, THEN they reduce the blood pressure, right Carmen?

Carmen holding her grand-dog.

Regular Check ups

Stay on top of your health with regular check-ups. Early detection of potential issues can make a big difference. And of course, make sure your Medicare coverage is up to date to avoid any surprises. Preventive health checks are the most important thing we can do to maintain good health.

Karl getting a check-up with his healthcare professional.

Living to 100 isn’t just about the years in your life but the life in your years. Embrace these tips, stay vibrant, and here’s to a long, healthy, and joyful journey ahead!

Keep squeezing the juice out of life and look for ways to help others!

Refer a Friend:  If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Agency.

Do you really need to take a statin?

Greetings and may this blog find you in great health with your Medicare insurance coverage working properly.

Remember, if there’s a big problem with your coverage, please book a time on my calendar. If it’s a quick question, email Gray@TheBig65.com and we’ll do our best to get it sorted, promise ☎️.

Well, it’s a wet, windy day here in Colorado. Plato was in desperate need of a grooming session. Q said he was bringing in too much debris every time he went outside so off to the groomer he went.

Plato and Quantz together in Colorado.

I prefer him with long hair, but life’s all about compromises, right?

I’m not a big fan of going to the doctor (or the groomer), but I am a total believer in preventive medicine, stopping small problems from becoming big ones. Clip the hair before it becomes knotted, visit your primary before uncontrolled cholesterol sends you to the Emergency Room.

Today, let’s dig in on cholesterol and statins.

Plato back from the groomers and looking fine.

According to this article, roughly one in four Americans over the age of 40 are prescribed a statin to reduce cardiovascular disease.

A happy gentleman holding a fish in the middle of a river.

Many patients hesitate to take statins due to potential side effects like muscle pain or diabetes risk, leading them to seek over-the-counter supplements like plant stanols/sterols, red yeast rice, niacin, fiber, and fish oils containing omega-3 fatty acids (see Jason’s freshly caught fish above).

Haas in the Shenandoah Valley holding a Morel mushroom.

Now you can live a healthy life, like my little brother Haas, and go out into the Shenandoah Valley and hunt your own Morel mushroom (just remember the leading cause of death to mushroom hunters is poisonous mushrooms). Morel mushrooms do have compounds that may reduce the oxidation of cholesterol. Sadly, mushrooms alone may not be enough.

Research indicates that while some supplements may slightly reduce cholesterol, they’re not as effective as statins and lack evidence in reducing the risk of heart attack or stroke.

A gentleman enjoying his backyard in Colorado.

A study in The Journal of the American College of Cardiology found that statins reduce LDL cholesterol by 38% on average, whereas the most effective supplement, red yeast rice, only reduced LDL by about 7%.

Of course, I still have a cognitive bias about raw honey. Some studies say it may slightly improve blood sugar and cholesterol levels. Regardless, be sure to have a heart to heart with your Primary Care provider.

Beekeepers working with bees in a backyard in Colorado.

You may remember that last week we split the hives and sent the Queens north to start new hives (this is done so that the existing hive doesn’t grow too big and swarm to a new location.) Once the Queen is removed, the hive gets busy creating Queen cells to produce a new Queen

Shava the beekeeper holding bees.

I’m happy to report the hives are looking good and we should have new Queens shortly, We hope to have even more honey to share with clients this September, keep your fingers crossed! No prescription required.

Honeybees in the honey comb.

I had to laugh at this picture of our Air Force son Nicholas from years gone by when he was still a twerpasaur. We’d been on a road trip somewhere in the Midwest when he picked up this moustache at some novelty store. He thought it was the coolest thing.

Nicholas as a young kid wearing a fake moustache.

Fast forward eighteen years and Nicholas texts us this picture of himself working on the flightline at 3:00 AM on a US base in Britain, with the same dang moustache. No matter what you do, the young uns grow up and do what they gotta do.

Remember all of our soldiers in your prayers. They are working hard to protect our freedom.

Nicholas as a young man working at 3AM with his natural mustache.

Keep squeezing the juice out of life and look for ways to help others!

If family or friends need help… referrals are the lifeblood of my business.

If you know someone who might like to receive The Big 65 newsletter, forward this link.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

Let us know what’s going on and please send pictures :).

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
Happy with my Service? Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Louisiana
Maryland
Michigan
Minnesota
Missouri
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Karl Bruns-Kyler of The Big 65 Medicare Insurance Agency.

This could make your day better!

May this blog post find you in great health with your Medicare Insurance working properly. This could make your day better!

Plato and The Big 65 Medicare insurance broker in Highlands Ranch Colorado.

Some of us are tired of the snow, but Plato doesn’t mind.

Sue in Cloud Forests of Costa Rica and a friend of The Big 65.

Bob and Sue found a way to beat the cold in the Cloud Forests of Costa Rica.

Quantz and Plato in Highlands Ranch Medicare insurance

Back home, Q says she’s not going out till it’s warm.

Guess who’s walking Plato?

Karl Bruns-Kyler The Big 65 and Plato in the snow in Highlands Ranch discuss something that might make your day better.

One of the benefits of walking is connections… neighbors, friends, strangers.

According to yet another article:

“Such seemingly trivial interactions have been shown to boost people’s positive moods and reduce their odds of depressed moods. Weak ties matter, not just for our moods but our health.”

Brenda and her granddaughter_The Big 65 friends.

Most of my work is over the phone, but this week I had the privilege of several face to face meetings. It did my heart good.

Feel the love between Brenda and her granddaughter?

Carol in the lobby_The Big 65.

I met Carol in the lobby of the repair shop by happenstance. She’s a retired physical therapist and a skier who always carries treats.

Carol’s life is filled with service as she volunteers for ARCH, an adaptive recreational program for kids here in Colorado.

Nothing replaces human connection; we are wired to connect so please…

Greet your barista, be extra kind to the cashier, nod to someone you don’t know.

Good for them, good for you!

Here’s a surprise: online advertisers prey on consumer weakness.

Online advertisers prey on consumer weakness.

When an ad shows up in your data stream with an “AMAZING DEAL…”

Due your diligence. Shop around before clicking.

Bella with Jackson the Fox Terrier_The Big 65 friends.

Who’s gonna take of your pets if you die?

This is Jackson, an ancient Fox Terrier, deaf and almost blind whose owner recently died.

Thank goodness the family made provisions for Jackson to be with Bella, a happy ending, indeed.

Don’t leave too many big surprises, do your planning.

Human Bait Needed crazy advertisement.

Anybody need a part time job ?

Thanks to Jonathan for sharing.

Keep squeezing the juice out of life.

Medicare questions or problems?

Book a time on my calendar or email Gray, Gray@theBig65.com.

If family or friends need… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here


As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
– Robert B

Happy with my Service?  Click Here to Leave a Review.


Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-three states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Minnesota
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Minnesota Medicare insurance agent Karl Bruns-Kyler of The Big 65 Minnesota.

Watch out for aggressive medical care

Karl Bruns-Kyler of The Big 65 is a Medicare insurance broker.  In this week’s blog, Karl shares the following warning:  Watch out for aggressive medical care. 

But first, may this note find you and your family in good health with your Medicare Insurance working properly.

Plato sure is glad to have everyone home even though he got spoiled while we were away.

Karl Bruns-Kyler of The Big 65 is a Medicare insurance broker watches Plato and Nicholas in Colorado.

But that’s the whole point of pets, right?  To give and get as much love as possible.

Plato is happy we are home and shouting at the squirrels.

Plato shouting at squirrels in Colorado.

At an insurance workshop this week, a colleague brought this article to my attention, and it is definitely worth a read.

Karl Bruns-Kyler of The Big 65 at insurance conference in Colorado.

According to the article, with alarming frequency, many seniors are encouraged to accept “aggressive end of life care” which may not be appropriate and will often cause individuals to live out their final moments in hospitals away from their loved ones or with poor quality of life.

Sus and Plato relaxing in Colorado living room.

“Although studies repeatedly show that most patients want to die at home, 25 percent of the community dwellers and almost 40 percent of the nursing home residents died in hospitals.”

The choices are never easy when it comes to end of life healthcare decisions, but it is very important to weigh the pros and the cons of any invasive procedure or service and to really understand the risk/reward ratio before you agree to aggressive treatment if someone you love is nearing the end of life.

Friend of The Big 65 Jean in Georgia with beautiful spring flowers.

Speaking of super healthy clients, Jean in Georgia looks as happy as always and is enjoying the spring like weather. Jean was one of five winners who guessed where last week’s pictures were from.

Singapore flag.

Starbucks gift cards go out next week to the winners. Congratulations!

Here’s a big shout out to my brother Robert for learning something new. Despite the wheelchair, Robert spent time in an adaptive skiing program that he says was tons of fun.

Robert Kyler skiing_The Big 65 Medicare insurance broker.

Never stop learning, never stop trying new things.

That’s it for this week. Keep squeezing the juice out of life.

And, if you are having Medicare questions or problems, email Gray, Gray@thebig65.com, or just book a time on my calendar.

We are here if you need us.

Let me know what’s going on your life, please send pictures for the newsletter, and remember…

Referrals are the lifeblood of my business!

 

Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here


As a novice to navigating the Medicare system, I cannot recommend the services of Karl enough. His knowledge has saved my wife and I a lot of money, both on the Medicare supplement insurance and the drug coverage. Costs you nothing to listen and has saved up thousands of dollars over time.
-Robert B

Happy with my Service? Click Here to Leave a Review.

Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in twenty-two states around the country, including:

Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Iowa
Kansas
Louisiana
Maryland
Missouri
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Wisconsin

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

The Big 65 Medicare Insurance Broker logo