Think before you speak!

May this blog post find you in great health with your Medicare coverage working properly.

Thank goodness the Annual Election Period (AEP) is over. I am so grateful to have connected with so many of you over the past three months, but I have to confess…

Karl jumping for joy as Karl watches in delight.

Plato and I celebrated when things finally finished. Don’t worry if we didn’t speak during AEP.

Book a time on my calendar if we need to catch up.

Suz and Max decorating Karl's Christmas tree.

Our rock climbing daughter Sus came down from Fort Collins to help decorate the tree (you know I’m not going up that ladder). Max helped us cut and decorate the tree (he’s a climber too).

The tree only fell twice (I’m guilty as charged) and they did manage to bolt it to the wall … live and learn, right?

Plato balancing a green bow on his nose in time for Christmas.

Plato’s been loving the season, mainly because Q got him an Advent Calendar filled with treats – wait for it!!!

Karl's eye doctor - Dr. Jacobs in Colorado.

Now that things have calmed down with Medicare, I’m taking care of all those things you should be taking care of. I checked in with my Eye Doctor, Dr. Jacobs. My glasses are up to date, check!

Karl at Costco getting his hearing aids checked.

I visited Erin at Costco and updated my hearing aids, check! I also made an appointment to get my teeth cleaned.

Remember, if you have an Advantage plan, the benefits don’t roll over into the new calendar year so be sure to use any benefits before they go away

Visiting neighbors in Colorado.

It’s been great to get back out for longer walks so Plato can check in with all his friends and all our amazing neighbors. Checking in with friends just makes you feel better.

Cinda and Brad hosted annual Sherriff's Dept volunteer appreciation dinner in Colorado.

Client Cinda and her husband Brad hosted the annual Sherriff’s Department’s volunteer appreciation dinner (where Q volunteers). It was so much fun to meet all the different volunteers and to meet the Sherriff of Douglas County. Don’t worry, I really was on my best behavior. Too bad they weren’t passing out “Get out of Jail free” cards. Maybe next year.

Arizona residents Jay and Tina visiting a park.

Arizona residents Jay and Tina took time earlier this month to explore some of our amazing National Parks, including Antelope Canyon. It’s still on our bucket list of places to see.

Thanks to Rose for sending this, do you know about the four agreements?

It is such a helpful reminder, great rules to live by and especially helpful when we spend time with friends and family.

Yours truly, broke number three over Thanksgiving with friends and had to ask for forgiveness. Fortunately my friends have big hearts and they did forgive me. Let’s all do our best to be impeccable with our words, to not take anything personally, to not make assumptions, and to always do our best.

All we can do is try.

The Four Agreements.

One of the best ways to make these holidays even more meaningful is to reach out and reconnect with the important people in our lives.

I first met Marcos 40 years ago as student in Bolivia. Now he’s an engineer in Chicago.

We stay in touch but we hadn’t spoken in months so I just called him on the fly.

Turns out he was back in Bolivia visiting family and we had a delightful time face timing and reminiscing on all our old adventures, good for the heart, good for the soul.

Karl on phone call with his old friend Marcos.

Feed your soul, help others, laugh as much as you can, forgive everyone, do your best, enjoy the holiday the lights, and remember that life is short, even if we live to be a hundred, it’ll be gone in the blink of an eye.

Karl's loved ones in front of Christmas tree.

All we have is this day, this moment, this one chance to live well, to love others, and to learn. Take nothing for granted and do your best. Plato is counting on you!

Plato with a ribbon on his nose.

Keep squeezing the juice out of life and look for ways to help others!

Medicare questions or problems?

Book a time on my calendar or email Gray,

If family or friends need help… referrals are the lifeblood of my business.

Let us know what’s going on and please send pictures :).


Karl Bruns-Kyler
(877) 850-0211
Book a time on my calendar here
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Karl Bruns-Kyler is a Medicare insurance broker and independent Medicare agent licensed to help Medicare recipients in thirty states around the country, including:

New Hampshire
New Jersey
New York
North Carolina
South Carolina

The Big 65 Medicare Insurance Services does not offer every plan available in your area. Currently, we represent 10 organizations that offer 50 products in your area. Please contact or 1-800-MEDICARE to get information on all of your options.

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